--- canonical_url: https://lendb.ai/s/fha/north-carolina last_verified: 2026-10-09 --- # FHA loan officers in North Carolina As of 2026-10-09, LenDb lists 371 loan officers licensed in or based in North Carolina whose lender pages show FHA loan work. The top-ranked are Justin Burris (Fairway Independent Mortgage Corporation, Raleigh), Susan McGrath (CrossCountry Mortgage, Naples) and Kate Redman (CrossCountry Mortgage, Evans). Ranking is lender-neutral: specialty evidence first, then a license in NC, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Justin Burris](https://lendb.ai/lo/justin-burris-659024)** (NMLS 659024), Fairway Independent Mortgage Corporation, Raleigh, NC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Raleigh, NC - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 2. **[Susan McGrath](https://lendb.ai/lo/susan-mcgrath-366451)** (NMLS 366451), CrossCountry Mortgage, Naples, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 40 years of experience (lender page, 2026-10-09) 3. **[Kate Redman](https://lendb.ai/lo/kathleen-redman-880676)** (NMLS 880676), CrossCountry Mortgage, Evans, GA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 4. **[John Astrologo](https://lendb.ai/lo/john-astrologo-441861)** (NMLS 441861), CrossCountry Mortgage, White Plains, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 5. **[Amy Goss](https://lendb.ai/lo/amy-goss-194181)** (NMLS 194181), Guild Mortgage, Jacksonville, NC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Jacksonville, NC - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 6. **[Tim Milauskas](https://lendb.ai/lo/timothy-milauskas-200561)** (NMLS 200561), First Home Mortgage, Millersville, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 7. **[Amber Page](https://lendb.ai/lo/amber-page-229184)** (NMLS 229184), Evergreen Home Loans, Silverdale, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 8. **[Domonique Gray](https://lendb.ai/lo/domonique-gray-900558)** (NMLS 900558), Churchill Mortgage, Brentwood, TN - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 9. **[Kristina Hayes](https://lendb.ai/lo/kristina-hayes-1057175)** (NMLS 1057175), Churchill Mortgage, Irvine, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Colorado records) - States 35 years of experience (lender page, 2026-10-09) 10. **[Michael Alan Wendorf](https://lendb.ai/lo/michael-wendorf-109568)** (NMLS 109568), Newrez, Columbia, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) 11. **[John Schmidlin](https://lendb.ai/lo/john-schmidlin-69847)** (NMLS 69847), Guild Mortgage, High Point, NC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in High Point, NC - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 29 years of experience (lender page, 2026-10-09) 12. **[Ryan Hadley](https://lendb.ai/lo/ryan-hadley-1760292)** (NMLS 1760292), First Heritage Mortgage - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 13. **[Lori Jule](https://lendb.ai/lo/lori-jule-190409)** (NMLS 190409), Atlantic Coast Mortgage, Fairfax, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 14. **[Jolayne Craig](https://lendb.ai/lo/jolayne-craig-290277)** (NMLS 290277), Atlantic Coast Mortgage, Fredericksburg, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 15. **[Marty Parada](https://lendb.ai/lo/martin-parada-361363)** (NMLS 361363), Xpert Home Lending - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 16. **[Jeffrey "Zack" Zachow](https://lendb.ai/lo/jeffrey-zachow-450729)** (NMLS 450729), Loan Factory - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 17. **[Jackson Thomas](https://lendb.ai/lo/jackson-thomas-1190420)** (NMLS 1190420), CrossCountry Mortgage, Dallas, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Colorado records) 18. **[Ray Ward](https://lendb.ai/lo/ray-ward-264957)** (NMLS 264957), Atlantic Coast Mortgage - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 26 years of experience (lender page, 2026-10-09) 19. **[Jacob Kuzman](https://lendb.ai/lo/jacob-kuzman-373644)** (NMLS 373644), LeaderOne Financial, Winter Park, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 20. **[Brad Restivo](https://lendb.ai/lo/bradley-restivo-835073)** (NMLS 835073), First Home Mortgage, Baltimore, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 21. **[Colin Joseph Tommerson](https://lendb.ai/lo/colin-joseph-tommerson-93404)** (NMLS 93404), Fairway Independent Mortgage Corporation, Raleigh, NC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Raleigh, NC - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Justin Bolton](https://lendb.ai/lo/justin-bolton-129424)** (NMLS 129424), Churchill Mortgage, Wakefield, RI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 23. **[Shawna Becker](https://lendb.ai/lo/shawna-becker-107857)** (NMLS 107857), Union Home Mortgage, Fayetteville, NC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Fayetteville, NC - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Josh Penland](https://lendb.ai/lo/joshua-penland-216357)** (NMLS 216357), Fairway Independent Mortgage Corporation, Round Rock, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 23 years of experience (lender page, 2026-10-09) 25. **[Matt Mieras](https://lendb.ai/lo/matthew-mieras-245686)** (NMLS 245686), Guild Mortgage, Charleston, SC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Florida records) - States 23 years of experience (lender page, 2026-10-09) ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/north-carolina. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._