--- canonical_url: https://lendb.ai/s/fha/oklahoma last_verified: 2026-10-09 --- # FHA loan officers in Oklahoma As of 2026-10-09, LenDb lists 103 loan officers licensed in or based in Oklahoma whose lender pages show FHA loan work. The top-ranked are Erika Alves (CrossCountry Mortgage, Tampa), Lori Jule (Atlantic Coast Mortgage, Fairfax) and Morgan Cowle (Churchill Mortgage, Brentwood). Ranking is lender-neutral: specialty evidence first, then a license in OK, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Erika Alves](https://lendb.ai/lo/erika-alves-659544)** (NMLS 659544), CrossCountry Mortgage, Tampa, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 2. **[Lori Jule](https://lendb.ai/lo/lori-jule-190409)** (NMLS 190409), Atlantic Coast Mortgage, Fairfax, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 3. **[Morgan Cowle](https://lendb.ai/lo/morgan-cowle-40312)** (NMLS 40312), Churchill Mortgage, Brentwood, TN - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 11 years licensed - No disciplinary actions on file at LenDb 4. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 12 years licensed - No disciplinary actions on file at LenDb 5. **[Alona Hayes](https://lendb.ai/lo/alona-hayes-180226)** (NMLS 180226), Guild Mortgage, Lawton, OK - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - Branch in Oklahoma - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 6. **[Randy Key](https://lendb.ai/lo/randall-key-190053)** (NMLS 190053), Churchill Mortgage, Dallas, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 7. **[Lee Dozier](https://lendb.ai/lo/lee-dozier-40422)** (NMLS 40422), Churchill Mortgage, Brentwood, TN - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 8. **[Agostino (Augie) Iacono](https://lendb.ai/lo/agostino-augie-iacono-283725)** (NMLS 283725), Barrett Financial Group, Brookfield, WI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 9. **[Jay Garvens](https://lendb.ai/lo/jay-garvens-368259)** (NMLS 368259), Churchill Mortgage, Colorado Springs, CO - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 10. **[Dan Kraus](https://lendb.ai/lo/daniel-kraus-40222)** (NMLS 40222), Churchill Mortgage, Brentwood, TN - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 11. **[Chuck Butterfield](https://lendb.ai/lo/chuck-butterfield-176620)** (NMLS 176620), Churchill Mortgage - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 22 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 12. **[Sandee Lutz](https://lendb.ai/lo/sandra-lutz-533656)** (NMLS 533656), CrossCountry Mortgage, Romeo, MI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 13. **[Diana Flynn](https://lendb.ai/lo/diana-flynn-1934853)** (NMLS 1934853), NFM Lending, Columbus, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 14. **[Kimberly Altier](https://lendb.ai/lo/kimberly-altier-217984)** (NMLS 217984), American Pacific Mortgage, Tulsa, OK - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - Branch in Oklahoma - No disciplinary actions on file at LenDb 15. **[Oleg Tkach](https://lendb.ai/lo/oleg-tkach-90937)** (NMLS 90937), NFM Lending, Lynnwood, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 16. **[Jackson Thomas](https://lendb.ai/lo/jackson-thomas-1190420)** (NMLS 1190420), CrossCountry Mortgage, Dallas, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 17. **[Ryne Bernal](https://lendb.ai/lo/ryne-bernal-2052424)** (NMLS 2052424), Churchill Mortgage, Allen, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 5 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 18. **[Darren Gill](https://lendb.ai/lo/darren-gill-93547)** (NMLS 93547), GMFS Mortgage, Baton Rouge, LA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 9 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 19. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 0 years licensed - No disciplinary actions on file at LenDb 20. **[Frank Sanchez](https://lendb.ai/lo/francisco-sanchez-2290099)** (NMLS 2290099), Barrett Financial Group, Katy, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 21. **[Amadee Flom](https://lendb.ai/lo/amadee-flom-621067)** (NMLS 621067), LoanPeople - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 22. **[Tom Hallock](https://lendb.ai/lo/thomas-hallock-621397)** (NMLS 621397), LoanPeople - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 23. **[Yale Fowler](https://lendb.ai/lo/yale-fowler-1030907)** (NMLS 1030907), Xpert Home Lending - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 24. **[David Krause](https://lendb.ai/lo/david-krause-143768)** (NMLS 143768), Highlands Residential Mortgage, Rogers, AR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 25. **[Lacey Hood](https://lendb.ai/lo/lacey-hood-86949)** (NMLS 86949), Allied Mortgage Group, Charlotte, NC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in OK (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/oklahoma. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._