--- canonical_url: https://lendb.ai/s/fha/oregon last_verified: 2026-10-09 --- # FHA loan officers in Oregon As of 2026-10-09, LenDb lists 180 loan officers licensed in or based in Oregon whose lender pages show FHA loan work. The top-ranked are Bill Clark (Fairway Independent Mortgage Corporation, Clackamas), Andrea Shaw Moore (Guild Mortgage, Portland) and Kamile Melton (Churchill Mortgage, Lincoln City). Ranking is lender-neutral: specialty evidence first, then a license in OR, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Bill Clark](https://lendb.ai/lo/bill-clark-220837)** (NMLS 220837), Fairway Independent Mortgage Corporation, Clackamas, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Clackamas, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 27 years of experience (lender page, 2026-10-09) 2. **[Andrea Shaw Moore](https://lendb.ai/lo/andrea-shaw-moore-128299)** (NMLS 128299), Guild Mortgage, Portland, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Portland, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 3. **[Kamile Melton](https://lendb.ai/lo/kamile-melton-1700255)** (NMLS 1700255), Churchill Mortgage, Lincoln City, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Lincoln City, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 4. **[Jennifer Kim](https://lendb.ai/lo/jennifer-kim-113118)** (NMLS 113118), CrossCountry Mortgage, Seattle, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 26 years of experience (lender page, 2026-10-09) 5. **[Scott Reese](https://lendb.ai/lo/douglas-reese-86512)** (NMLS 86512), CrossCountry Mortgage, Cleveland, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 6. **[Sandee Lutz](https://lendb.ai/lo/sandra-lutz-533656)** (NMLS 533656), CrossCountry Mortgage, Romeo, MI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 7. **[Domonique Gray](https://lendb.ai/lo/domonique-gray-900558)** (NMLS 900558), Churchill Mortgage, Brentwood, TN - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 8. **[Kim Ray](https://lendb.ai/lo/kim-ray-1314698)** (NMLS 1314698), Churchill Mortgage, Ocean Shores, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 9. **[Evan Luchaco](https://lendb.ai/lo/evan-luchaco-887608)** (NMLS 887608), Churchill Mortgage, Portland, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Portland, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Colorado records) - States 12 years of experience (lender page, 2026-10-09) 10. **[Craig Cusick](https://lendb.ai/lo/craig-cusick-210381)** (NMLS 210381), Fairway Independent Mortgage Corporation, Phoenix, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 17 years of experience (lender page, 2026-10-09) 11. **[Devin Fahrner](https://lendb.ai/lo/devin-fahrner-399405)** (NMLS 399405), American Pacific Mortgage, Eagle, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 12. **[Lynn Marie Bruno](https://lendb.ai/lo/lynn-marie-bruno-112674)** (NMLS 112674), Guild Mortgage, Lake Oswego, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Lake Oswego, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 28 years of experience (lender page, 2026-10-09) 13. **[Katie Hamm](https://lendb.ai/lo/katie-hamm-185848)** (NMLS 185848), Guild Mortgage, Portland, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Portland, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 14. **[Sara Elizabeth Keller](https://lendb.ai/lo/sara-keller-205967)** (NMLS 205967), Guild Mortgage, Clackamas, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Clackamas, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 23 years of experience (lender page, 2026-10-09) 15. **[Alexis Varga](https://lendb.ai/lo/alexis-varga-1473179)** (NMLS 1473179), CrossCountry Mortgage, Chicago, IL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) - States 10 years of experience (lender page, 2026-10-09) 16. **[Yanni Stefanidis](https://lendb.ai/lo/ioannis-stefanidis-1725443)** (NMLS 1725443), Churchill Mortgage, Irvine, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 17. **[Greg Brooks](https://lendb.ai/lo/gregory-brooks-151145)** (NMLS 151145), Guild Mortgage, San Diego, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 18. **[Jackson Thomas](https://lendb.ai/lo/jackson-thomas-1190420)** (NMLS 1190420), CrossCountry Mortgage, Dallas, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Colorado records) 19. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Eugene, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 20. **[Josiah Paul Shelman](https://lendb.ai/lo/josiah-shelman-1824996)** (NMLS 1824996), Guild Mortgage, Tumwater, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 6 years of experience (lender page, 2026-10-09) 21. **[Laura Koch](https://lendb.ai/lo/laura-koch-1954783)** (NMLS 1954783), Guild Mortgage, Clackamas, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Clackamas, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Eric Whitney Hexum](https://lendb.ai/lo/eric-whitney-hexum-1569697)** (NMLS 1569697), Guild Mortgage, Kennewick, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 23. **[Kimberly Barry](https://lendb.ai/lo/kimberly-barry-53711)** (NMLS 53711), American Pacific Mortgage, Hillsboro, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Hillsboro, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Josh Reid](https://lendb.ai/lo/josh-reid-409986)** (NMLS 409986), Guild Mortgage, Vancouver, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 27 years of experience (lender page, 2026-10-09) 25. **[Ashlie Roe](https://lendb.ai/lo/ashlie-roe-639380)** (NMLS 639380), CrossCountry Mortgage, Eden, UT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/oregon. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._