--- canonical_url: https://lendb.ai/s/fha/rhode-island last_verified: 2026-10-09 --- # FHA loan officers in Rhode Island As of 2026-10-09, LenDb lists 44 loan officers licensed in or based in Rhode Island whose lender pages show FHA loan work. The top-ranked are Justin Bolton (Churchill Mortgage, Wakefield), Barry Koven (CrossCountry Mortgage, Brooklyn) and Lori Jule (Atlantic Coast Mortgage, Fairfax). Ranking is lender-neutral: specialty evidence first, then a license in RI, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Justin Bolton](https://lendb.ai/lo/justin-bolton-129424)** (NMLS 129424), Churchill Mortgage, Wakefield, RI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - Branch in Rhode Island - 5 years licensed - No disciplinary actions on file at LenDb 2. **[Barry Koven](https://lendb.ai/lo/barry-koven-404510)** (NMLS 404510), CrossCountry Mortgage, Brooklyn, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 3. **[Lori Jule](https://lendb.ai/lo/lori-jule-190409)** (NMLS 190409), Atlantic Coast Mortgage, Fairfax, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 4. **[Tony Raby](https://lendb.ai/lo/anthony-raby-3961)** (NMLS 3961), Guild Mortgage, North Attleboro, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 5. **[Jon Libman](https://lendb.ai/lo/jonathan-libman-14174)** (NMLS 14174), Guild Mortgage, North Attleboro, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 6. **[George Komoroski](https://lendb.ai/lo/george-komoroski-16721)** (NMLS 16721), Total Mortgage Services, Milford, CT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 7. **[Terry T. Terzakis](https://lendb.ai/lo/terry-terzakis-110369)** (NMLS 110369), Homestead Funding, North Haven, CT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 8. **[Colby Boppel](https://lendb.ai/lo/colby-boppel-1713611)** (NMLS 1713611), Total Mortgage Services, Bedford, NH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 9. **[Alan Greenberg](https://lendb.ai/lo/alan-greenberg-108926)** (NMLS 108926), Revolution Mortgage, Narragansett, RI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Branch in Rhode Island; no license list on file yet, verify at NMLS Consumer Access - 25 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 10. **[Heidi Gage](https://lendb.ai/lo/heidi-gage-213769)** (NMLS 213769), NFM Lending, Linthicum, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 11. **[Stacy Riley](https://lendb.ai/lo/stacy-riley-750413)** (NMLS 750413), Total Mortgage Services, Niantic, CT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 12. **[Mike Nadeau](https://lendb.ai/lo/michael-nadeau-20421)** (NMLS 20421), First Home Mortgage, Seekonk, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 13. **[Trevor McFarland](https://lendb.ai/lo/trevor-mcfarland-38803)** (NMLS 38803), Guild Mortgage, Worcester, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 14. **[Steve Lennon](https://lendb.ai/lo/steve-lennon-24453)** (NMLS 24453), JPMorgan Chase Bank (Chase Home Lending), Cranston, RI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Branch in Rhode Island; no license list on file yet, verify at NMLS Consumer Access - No disciplinary actions on file at LenDb 15. **[Angela Thomas](https://lendb.ai/lo/angela-thomas-704476)** (NMLS 704476), JPMorgan Chase Bank (Chase Home Lending), Barrington, RI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Branch in Rhode Island; no license list on file yet, verify at NMLS Consumer Access - No disciplinary actions on file at LenDb 16. **[Shawn Martin](https://lendb.ai/lo/shawn-martin-76599)** (NMLS 76599), Allied Mortgage Group, Middletown, CT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 17. **[Steve Carter](https://lendb.ai/lo/steven-carter-1178666)** (NMLS 1178666), Intercap Lending, Salt Lake City, UT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 18. **[Shawn Durant](https://lendb.ai/lo/shawn-durant-221971)** (NMLS 221971), American Pacific Mortgage, Roseville, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 2 years licensed - No disciplinary actions on file at LenDb 19. **[Tracy Bolen](https://lendb.ai/lo/tracy-bolen-1734508)** (NMLS 1734508), American Pacific Mortgage, Roseville, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 20. **[Joseph Roumelis](https://lendb.ai/lo/joseph-roumelis-21781)** (NMLS 21781), CrossCountry Mortgage, Greenville, RI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - Branch in Rhode Island - 12 years licensed - No disciplinary actions on file at LenDb 21. **[Lorna Maria Orabona](https://lendb.ai/lo/lorna-maria-orabona-22216)** (NMLS 22216), JPMorgan Chase Bank (Chase Home Lending), Providence, RI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Branch in Rhode Island; no license list on file yet, verify at NMLS Consumer Access - No disciplinary actions on file at LenDb 22. **[Michael Nadeau](https://lendb.ai/lo/michael-nadeau-518614)** (NMLS 518614), JPMorgan Chase Bank (Chase Home Lending), Wakefield, RI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Branch in Rhode Island; no license list on file yet, verify at NMLS Consumer Access - No disciplinary actions on file at LenDb 23. **[Frank Cimperman](https://lendb.ai/lo/frank-cimperman-194237)** (NMLS 194237), CrossCountry Mortgage, Cleveland, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 24. **[Joe Ferrigno](https://lendb.ai/lo/lawrence-ferrigno-101748)** (NMLS 101748), CrossCountry Mortgage, Monroe, CT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 25. **[Chad Goetz](https://lendb.ai/lo/chad-goetz-5128)** (NMLS 5128), CrossCountry Mortgage, Salem, NH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/rhode-island. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._