--- canonical_url: https://lendb.ai/s/fha/vermont last_verified: 2026-10-09 --- # FHA loan officers in Vermont As of 2026-10-09, LenDb lists 29 loan officers licensed in or based in Vermont whose lender pages show FHA loan work. The top-ranked are Fred Damore (Fairway Independent Mortgage Corporation, Methuen), Lori Jule (Atlantic Coast Mortgage, Fairfax) and George Komoroski (Total Mortgage Services, Milford). Ranking is lender-neutral: specialty evidence first, then a license in VT, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Fred Damore](https://lendb.ai/lo/fred-damore-4395)** (NMLS 4395), Fairway Independent Mortgage Corporation, Methuen, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 2. **[Lori Jule](https://lendb.ai/lo/lori-jule-190409)** (NMLS 190409), Atlantic Coast Mortgage, Fairfax, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 3. **[George Komoroski](https://lendb.ai/lo/george-komoroski-16721)** (NMLS 16721), Total Mortgage Services, Milford, CT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 4. **[Terry T. Terzakis](https://lendb.ai/lo/terry-terzakis-110369)** (NMLS 110369), Homestead Funding, North Haven, CT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 5. **[Colby Boppel](https://lendb.ai/lo/colby-boppel-1713611)** (NMLS 1713611), Total Mortgage Services, Bedford, NH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 6. **[Sarah Haberkorn](https://lendb.ai/lo/sarah-haberkorn-42492)** (NMLS 42492), Envoy Mortgage, Dover, NH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 7. **[Todd McDermott](https://lendb.ai/lo/todd-mcdermott-63690)** (NMLS 63690), Homestead Funding, Goshen, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 8. **[Stacy Riley](https://lendb.ai/lo/stacy-riley-750413)** (NMLS 750413), Total Mortgage Services, Niantic, CT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 9. **[Domonique Gray](https://lendb.ai/lo/domonique-gray-900558)** (NMLS 900558), Churchill Mortgage, Brentwood, TN - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 10. **[Shannon Odom](https://lendb.ai/lo/shannon-odom-509649)** (NMLS 509649), LeaderOne Financial, Bangor, ME - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 11. **[Jevon Robertson](https://lendb.ai/lo/jevon-robertson-763752)** (NMLS 763752), LeaderOne Financial, Oak Brook, IL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 12. **[Shawn Durant](https://lendb.ai/lo/shawn-durant-221971)** (NMLS 221971), American Pacific Mortgage, Roseville, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 2 years licensed - No disciplinary actions on file at LenDb 13. **[Janet Knutsen](https://lendb.ai/lo/janet-knutsen-501021)** (NMLS 501021), Guild Mortgage, Colchester, VT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - Branch in Vermont - No disciplinary actions on file at LenDb 14. **[Matthew Brown](https://lendb.ai/lo/matthew-brown-1254520)** (NMLS 1254520), Loan Factory, Austin, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 15. **[Nancy Rosenfeld](https://lendb.ai/lo/nancy-rosenfeld-1249322)** (NMLS 1249322), Atlantic Coast Mortgage, Huntersville, NC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 16. **[Tracy Bolen](https://lendb.ai/lo/tracy-bolen-1734508)** (NMLS 1734508), American Pacific Mortgage, Roseville, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 17. **[Christine Intrabartola](https://lendb.ai/lo/christine-intrabartola-22783)** (NMLS 22783), Embrace Home Loans, Melville, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 18. **[Richard Ricky Jarvis](https://lendb.ai/lo/richard-jarvis-1301286)** (NMLS 1301286), Embrace Home Loans, Melville, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 2 years licensed - No disciplinary actions on file at LenDb 19. **[David Hogan](https://lendb.ai/lo/david-hogan-474207)** (NMLS 474207), CrossCountry Mortgage, South Burlington, VT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - Branch in Vermont - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 20. **[Justin Mead](https://lendb.ai/lo/justin-mead-1656276)** (NMLS 1656276), CrossCountry Mortgage, South Burlington, VT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - Branch in Vermont - 5 years licensed - No disciplinary actions on file at LenDb 21. **[Frank Cimperman](https://lendb.ai/lo/frank-cimperman-194237)** (NMLS 194237), CrossCountry Mortgage, Cleveland, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 22. **[Steven Candow](https://lendb.ai/lo/steven-candow-218530)** (NMLS 218530), CrossCountry Mortgage, Cleveland, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 23. **[Evan Kutner](https://lendb.ai/lo/evan-kutner-19441)** (NMLS 19441), CrossCountry Mortgage, Union, NJ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 24. **[Dina Papantoniou](https://lendb.ai/lo/dina-papantoniou-45863)** (NMLS 45863), CrossCountry Mortgage, Beverly, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 25. **[Jerry Crowder](https://lendb.ai/lo/jerry-crowder-436485)** (NMLS 436485), CrossCountry Mortgage, Cincinnati, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in VT (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/vermont. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._