--- canonical_url: https://lendb.ai/s/fha/washington last_verified: 2026-10-09 --- # FHA loan officers in Washington As of 2026-10-09, LenDb lists 270 loan officers licensed in or based in Washington whose lender pages show FHA loan work. The top-ranked are Jennifer Kim (CrossCountry Mortgage, Seattle), Chris Knox (CrossCountry Mortgage, Seattle) and Kim Ray (Churchill Mortgage, Ocean Shores). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Jennifer Kim](https://lendb.ai/lo/jennifer-kim-113118)** (NMLS 113118), CrossCountry Mortgage, Seattle, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Seattle, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 26 years of experience (lender page, 2026-10-09) 2. **[Chris Knox](https://lendb.ai/lo/chris-knox-129636)** (NMLS 129636), CrossCountry Mortgage, Seattle, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Seattle, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 35 years of experience (lender page, 2026-10-09) 3. **[Kim Ray](https://lendb.ai/lo/kim-ray-1314698)** (NMLS 1314698), Churchill Mortgage, Ocean Shores, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Ocean Shores, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 4. **[Kevin Hassan](https://lendb.ai/lo/kevin-hassan-674086)** (NMLS 674086), American Pacific Mortgage, Everett, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Everett, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 5. **[Rose Krieger](https://lendb.ai/lo/rose-krieger-1376145)** (NMLS 1376145), Churchill Mortgage, Spokane Valley, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Spokane Valley, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 18 years of experience (lender page, 2026-10-09) 6. **[Whittney Curran](https://lendb.ai/lo/whittney-curran-47254)** (NMLS 47254), Guild Mortgage, Meridian, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 7. **[Scott Reese](https://lendb.ai/lo/douglas-reese-86512)** (NMLS 86512), CrossCountry Mortgage, Cleveland, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 8. **[Bill Clark](https://lendb.ai/lo/bill-clark-220837)** (NMLS 220837), Fairway Independent Mortgage Corporation, Clackamas, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 27 years of experience (lender page, 2026-10-09) 9. **[Sandee Lutz](https://lendb.ai/lo/sandra-lutz-533656)** (NMLS 533656), CrossCountry Mortgage, Romeo, MI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 10. **[Domonique Gray](https://lendb.ai/lo/domonique-gray-900558)** (NMLS 900558), Churchill Mortgage, Brentwood, TN - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 11. **[Cameron Gemoets](https://lendb.ai/lo/cameron-gemoets-2701842)** (NMLS 2701842), CrossCountry Mortgage, Cleveland, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 12. **[Renee Konstantine](https://lendb.ai/lo/renee-konstantine-1360025)** (NMLS 1360025), C2 Financial Corporation - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 13. **[Andrea Shaw Moore](https://lendb.ai/lo/andrea-shaw-moore-128299)** (NMLS 128299), Guild Mortgage, Portland, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 14. **[Kamile Melton](https://lendb.ai/lo/kamile-melton-1700255)** (NMLS 1700255), Churchill Mortgage, Lincoln City, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 15. **[Kristi Russell](https://lendb.ai/lo/kristi-russell-1657650)** (NMLS 1657650), Churchill Mortgage, Kennewick, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Kennewick, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 8 years of experience (lender page, 2026-10-09) 16. **[Evan Luchaco](https://lendb.ai/lo/evan-luchaco-887608)** (NMLS 887608), Churchill Mortgage, Portland, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Colorado records) - States 12 years of experience (lender page, 2026-10-09) 17. **[Josiah Paul Shelman](https://lendb.ai/lo/josiah-shelman-1824996)** (NMLS 1824996), Guild Mortgage, Tumwater, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Tumwater, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 6 years of experience (lender page, 2026-10-09) 18. **[Eric Whitney Hexum](https://lendb.ai/lo/eric-whitney-hexum-1569697)** (NMLS 1569697), Guild Mortgage, Kennewick, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Kennewick, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 19. **[Devin Fahrner](https://lendb.ai/lo/devin-fahrner-399405)** (NMLS 399405), American Pacific Mortgage, Eagle, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 20. **[Josh Reid](https://lendb.ai/lo/josh-reid-409986)** (NMLS 409986), Guild Mortgage, Vancouver, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Vancouver, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 27 years of experience (lender page, 2026-10-09) 21. **[James McMurrey](https://lendb.ai/lo/james-mcmurrey-2302283)** (NMLS 2302283), CrossCountry Mortgage, Lacey, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Lacey, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 22. **[Tiffany Remington-Poley](https://lendb.ai/lo/tiffany-remington-poley-120202)** (NMLS 120202), American Pacific Mortgage, Issaquah, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Issaquah, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 23. **[Lyndzie Thompson](https://lendb.ai/lo/lyndzie-thompson-704159)** (NMLS 704159), CrossCountry Mortgage, Seattle, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Seattle, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Lynn Marie Bruno](https://lendb.ai/lo/lynn-marie-bruno-112674)** (NMLS 112674), Guild Mortgage, Lake Oswego, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 28 years of experience (lender page, 2026-10-09) 25. **[Katie Hamm](https://lendb.ai/lo/katie-hamm-185848)** (NMLS 185848), Guild Mortgage, Portland, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/washington. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._