--- canonical_url: https://lendb.ai/s/fha/wisconsin last_verified: 2026-10-10 --- # FHA loan officers in Wisconsin As of 2026-10-10, LenDb lists 128 loan officers licensed in or based in Wisconsin whose lender pages show FHA loan work. The top-ranked are Chris Claeys (CrossCountry Mortgage, Eau Claire), Scott Reese (CrossCountry Mortgage, Cleveland) and Mark Hesser (CrossCountry Mortgage, Bloomington). Ranking is lender-neutral: specialty evidence first, then a license in WI, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Chris Claeys](https://lendb.ai/lo/chris-claeys-370736)** (NMLS 370736), CrossCountry Mortgage, Eau Claire, WI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Eau Claire, WI - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 2. **[Scott Reese](https://lendb.ai/lo/douglas-reese-86512)** (NMLS 86512), CrossCountry Mortgage, Cleveland, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 10, 2022 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 3. **[Mark Hesser](https://lendb.ai/lo/mark-hesser-452476)** (NMLS 452476), CrossCountry Mortgage, Bloomington, MN - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 10, 2019 (Florida), per state regulator - States 35 years of experience (lender page, 2026-10-09) 4. **[Sandee Lutz](https://lendb.ai/lo/sandra-lutz-533656)** (NMLS 533656), CrossCountry Mortgage, Romeo, MI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 13, 2020 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 5. **[Archie E. Vetter](https://lendb.ai/lo/archie-vetter-203614)** (NMLS 203614), Neighborhood Loans - Lists FHA loan on lender page (lender page, verified 2026-10-10) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 13, 2020 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-10) 6. **[Greg Brooks](https://lendb.ai/lo/gregory-brooks-151145)** (NMLS 151145), Guild Mortgage, San Diego, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 21, 2017 (Florida), per state regulator 7. **[Kristina Melnik](https://lendb.ai/lo/kvitoslava-melnik-2316172)** (NMLS 2316172), Churchill Mortgage, Roseville, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 30, 2025 (Florida), per state regulator - States 8 years of experience (lender page, 2026-10-09) 8. **[Nathan Julius](https://lendb.ai/lo/nathan-julius-2613390)** (NMLS 2613390), Churchill Mortgage, Delafield, WI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Delafield, WI - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 14, 2026 (Colorado), per state regulator 9. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 27, 2016 (Colorado), per state regulator 10. **[Brian Sewell](https://lendb.ai/lo/brian-sewell-212085)** (NMLS 212085), Guild Mortgage, Frankfort, IL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 6, 2022 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 11. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 11, 2017 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 12. **[Kolby Gibson](https://lendb.ai/lo/kolby-gibson-324487)** (NMLS 324487), American Pacific Mortgage, Encinitas, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 14, 2022 (Florida), per state regulator 13. **[Sean McKenna](https://lendb.ai/lo/sean-mckenna-267880)** (NMLS 267880), JPMorgan Chase Bank (Chase Home Lending), Madison, WI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Madison, WI - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 14. **[John Ortega](https://lendb.ai/lo/john-ortega-461624)** (NMLS 461624), Churchill Mortgage, Irvine, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 20, 2025 (Florida), per state regulator 15. **[MaryBeth Simkowski](https://lendb.ai/lo/marybeth-simkowski-1215028)** (NMLS 1215028), JPMorgan Chase Bank (Chase Home Lending), Milwaukee, WI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Milwaukee, WI - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 16. **[Ellie Breitbach](https://lendb.ai/lo/elizabeth-breitbach-1849568)** (NMLS 1849568), Guild Mortgage, Prior Lake, MN - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 26, 2024 (Florida), per state regulator 17. **[Frank Sanchez](https://lendb.ai/lo/francisco-sanchez-2290099)** (NMLS 2290099), Barrett Financial Group, Katy, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 9, 2026 (Florida), per state regulator 18. **[Eddie Herrera](https://lendb.ai/lo/edwin-herrera-356300)** (NMLS 356300), CrossCountry Mortgage, Chicago, IL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 3, 2019 (Florida), per state regulator 19. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 25, 2016 (Colorado), per state regulator 20. **[Diana Flynn](https://lendb.ai/lo/diana-flynn-1934853)** (NMLS 1934853), NFM Lending, Columbus, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 11, 2020 (Florida), per state regulator 21. **[Kevin Holmes](https://lendb.ai/lo/kevin-holmes-193246)** (NMLS 193246), NFM Lending, Linthicum, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 22, 2026 (Florida), per state regulator 22. **[Autumn Stark](https://lendb.ai/lo/autumn-stark-1195966)** (NMLS 1195966), Guild Mortgage, Oswego, IL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) 23. **[Nessah Jones](https://lendb.ai/lo/nessah-jones-1846512)** (NMLS 1846512), JPMorgan Chase Bank (Chase Home Lending), Milwaukee, WI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Milwaukee, WI - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 10 years of experience (lender page, 2026-10-09) 24. **[Tyler Peters](https://lendb.ai/lo/tyler-peters-1243885)** (NMLS 1243885), Guild Mortgage, Prior Lake, MN - Lists FHA loan on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Jay Styers](https://lendb.ai/lo/jay-styers-2668136)** (NMLS 2668136), Lower, Columbus, OH - Lists FHA loan on lender page (lender page, verified 2026-10-10) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 15, 2025 (Florida), per state regulator ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/wisconsin. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._