---
canonical_url: https://lendb.ai/s/fha/wyoming
last_verified: 2026-10-09
---

# FHA loan officers in Wyoming

As of 2026-10-09, LenDb lists 34 loan officers licensed in or based in Wyoming whose lender pages show FHA loan work. The top-ranked are Sandee Lutz (CrossCountry Mortgage, Romeo), Evan Luchaco (Churchill Mortgage, Portland) and Angie Pyle (Guild Mortgage, Casper). Ranking is lender-neutral: specialty evidence first, then a license in WY, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Sandee Lutz](https://lendb.ai/lo/sandra-lutz-533656)** (NMLS 533656), CrossCountry Mortgage, Romeo, MI
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2020 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Evan Luchaco](https://lendb.ai/lo/evan-luchaco-887608)** (NMLS 887608), Churchill Mortgage, Portland, OR
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Colorado records)
   - States 12 years of experience (lender page, 2026-10-09)
3. **[Angie Pyle](https://lendb.ai/lo/angie-pyle-441732)** (NMLS 441732), Guild Mortgage, Casper, WY
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - Office in Casper, WY
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
4. **[Tyler Rowland](https://lendb.ai/lo/tyler-rowland-1832068)** (NMLS 1832068), Intercap Lending, Cedar City, UT
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Colorado records)
   - States 6 years of experience (lender page, 2026-10-09)
5. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Colorado records)
6. **[Brad Mabey](https://lendb.ai/lo/brad-mabey-262718)** (NMLS 262718), Guild Mortgage, Spanish Fork, UT
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
7. **[Ashlie Roe](https://lendb.ai/lo/ashlie-roe-639380)** (NMLS 639380), CrossCountry Mortgage, Eden, UT
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Colorado records)
8. **[Mike Schuster](https://lendb.ai/lo/michael-schuster-1980879)** (NMLS 1980879), CrossCountry Mortgage, Columbia, MD
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
9. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
10. **[Olivia Noel Greer](https://lendb.ai/lo/olivia-noel-greer-2407036)** (NMLS 2407036), Guild Mortgage, Boulder, CO
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Colorado records)
11. **[Frank Cimperman](https://lendb.ai/lo/frank-cimperman-194237)** (NMLS 194237), CrossCountry Mortgage, Cleveland, OH
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2012 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
12. **[Gavin Ekstrom](https://lendb.ai/lo/gavin-ekstrom-220170)** (NMLS 220170), CrossCountry Mortgage, Greenwood Village, CO
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2007 (per Colorado records)
   - States 30 years of experience (lender page, 2026-10-09)
13. **[Marylee Gilchrist](https://lendb.ai/lo/marylee-gilchrist-242466)** (NMLS 242466), CrossCountry Mortgage, Cottonwood Heights, UT
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2012 (per Colorado records)
   - States 41 years of experience (lender page, 2026-10-09)
14. **[Anthony Soss](https://lendb.ai/lo/anthony-soss-130763)** (NMLS 130763), CrossCountry Mortgage, Cleveland, OH
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2013 (per Colorado records)
15. **[George Harsh](https://lendb.ai/lo/george-harsh-237004)** (NMLS 237004), CrossCountry Mortgage, Houston, TX
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2015 (per Colorado records)
16. **[Betsy Santellano](https://lendb.ai/lo/elizabeth-santellano-493899)** (NMLS 493899), CrossCountry Mortgage, Deerfield, IL
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2014 (per Florida records)
17. **[Ashley Little Crow](https://lendb.ai/lo/ashley-little-crow-2274096)** (NMLS 2274096), CrossCountry Mortgage, Casper, WY
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - Office in Casper, WY
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Colorado records)
18. **[Lauren Lendrum](https://lendb.ai/lo/lauren-lendrum-1728631)** (NMLS 1728631), CrossCountry Mortgage, Loveland, CO
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Colorado records)
19. **[Jerry Crowder](https://lendb.ai/lo/jerry-crowder-436485)** (NMLS 436485), CrossCountry Mortgage, Cincinnati, OH
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Colorado records)
20. **[Robert Stratton](https://lendb.ai/lo/robert-stratton-436459)** (NMLS 436459), CrossCountry Mortgage, Cincinnati, OH
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Florida records)
21. **[Leo Gocemen](https://lendb.ai/lo/ahmed-gocemen-186151)** (NMLS 186151), CrossCountry Mortgage, Cleveland, OH
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2020 (per Florida records)
22. **[John Manglardi](https://lendb.ai/lo/john-manglardi-1137919)** (NMLS 1137919), CrossCountry Mortgage, Chicago, IL
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2020 (per Florida records)
23. **[Jenna Haworth](https://lendb.ai/lo/jenna-haworth-1220465)** (NMLS 1220465), CrossCountry Mortgage, Casper, WY
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - Office in Casper, WY
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
24. **[Broch Lassig](https://lendb.ai/lo/broch-lassig-340314)** (NMLS 340314), CrossCountry Mortgage, South Jordan, UT
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
25. **[Tyler Carlston](https://lendb.ai/lo/tyler-carlston-1857360)** (NMLS 1857360), CrossCountry Mortgage, South Jordan, UT
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)

## Questions to ask

- What minimum credit score do you accept for FHA, with or without overlays?
- How do you handle FHA appraisal repair requirements?
- What will mortgage insurance cost over the life of the loan?

Cite as: LenDb.ai, https://lendb.ai/s/fha/wyoming.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
