--- canonical_url: https://lendb.ai/s/first-time-buyer/alaska last_verified: 2026-10-09 --- # Loan officers for first-time buyers in Alaska As of 2026-10-09, LenDb lists 26 loan officers licensed in or based in Alaska whose lender pages show First-time buyer work. The top-ranked are Julie Johnson (CrossCountry Mortgage, Seattle), Derek Williams (Guild Mortgage, Anchorage) and Ruth Reuter (Churchill Mortgage, Wasilla). Ranking is lender-neutral: specialty evidence first, then a license in AK, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Julie Johnson](https://lendb.ai/lo/julie-johnson-302214)** (NMLS 302214), CrossCountry Mortgage, Seattle, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 2. **[Derek Williams](https://lendb.ai/lo/derek-williams-2185067)** (NMLS 2185067), Guild Mortgage, Anchorage, AK - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Anchorage, AK - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 16 years of experience (lender page, 2026-10-09) 3. **[Ruth Reuter](https://lendb.ai/lo/ruth-reuter-1200532)** (NMLS 1200532), Churchill Mortgage, Wasilla, AK - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Wasilla, AK - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 11 years of experience (lender page, 2026-10-09) 4. **[Casey Sean Oiness](https://lendb.ai/lo/casey-oiness-265169)** (NMLS 265169), Guild Mortgage, Bellevue, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Colorado records) 5. **[Melissa Bergren](https://lendb.ai/lo/melissa-bergren-931932)** (NMLS 931932), Guild Mortgage, Ellensburg, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 6. **[Evan Hastings](https://lendb.ai/lo/evan-hastings-1664660)** (NMLS 1664660), CrossCountry Mortgage, Eugene, OR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 7. **[Roger Wightman](https://lendb.ai/lo/roger-wightman-1089536)** (NMLS 1089536), Churchill Mortgage, Portland, OR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) 8. **[Frank Cimperman](https://lendb.ai/lo/frank-cimperman-194237)** (NMLS 194237), CrossCountry Mortgage, Cleveland, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 9. **[Scott Schneiderman](https://lendb.ai/lo/scott-schneiderman-219043)** (NMLS 219043), CrossCountry Mortgage, Chicago, IL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 10. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 11. **[Jerry Sundt](https://lendb.ai/lo/gerald-sundt-168111)** (NMLS 168111), CrossCountry Mortgage, Tucson, AZ - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) 12. **[Khalisa Davies](https://lendb.ai/lo/khalisa-davies-180315)** (NMLS 180315), CrossCountry Mortgage, Bothell, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 13. **[Mike Zahorchak](https://lendb.ai/lo/michael-zahorchak-47492)** (NMLS 47492), CrossCountry Mortgage, Cleveland, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 14. **[Lisa Phillips](https://lendb.ai/lo/lisa-phillips-1040007)** (NMLS 1040007), CrossCountry Mortgage, Melville, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 15. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 16. **[Kathy Johnson](https://lendb.ai/lo/kathy-johnson-1402120)** (NMLS 1402120), CrossCountry Mortgage, Houston, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 17. **[Nic Hasselwander](https://lendb.ai/lo/nicholas-hasselwander-1499392)** (NMLS 1499392), CrossCountry Mortgage, Overland Park, KS - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 18. **[Brittni Biren](https://lendb.ai/lo/brittni-biren-1679140)** (NMLS 1679140), CrossCountry Mortgage, Greenwood Village, CO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) 19. **[Kyle Johnson](https://lendb.ai/lo/kyle-johnson-1092898)** (NMLS 1092898), CrossCountry Mortgage, Lacey, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 20. **[Patton Gade](https://lendb.ai/lo/patton-gade-1243024)** (NMLS 1243024), CrossCountry Mortgage, Scottsdale, AZ - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) 21. **[Adison Villano](https://lendb.ai/lo/adison-villano-1982912)** (NMLS 1982912), CrossCountry Mortgage, Fort Walton Beach, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 3 years of experience (lender page, 2026-10-09) 22. **[Chris Cohen](https://lendb.ai/lo/christopher-cohen-12241)** (NMLS 12241), CrossCountry Mortgage, Cincinnati, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) 23. **[Alex Klinko](https://lendb.ai/lo/alex-klinko-1472083)** (NMLS 1472083), CrossCountry Mortgage, Cleveland, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) 24. **[Evan Liddington](https://lendb.ai/lo/evan-liddington-2328039)** (NMLS 2328039), CrossCountry Mortgage, Cleveland, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 25. **[Antwuan Cooks](https://lendb.ai/lo/antwuan-cooks-2318345)** (NMLS 2318345), CrossCountry Mortgage, Bellingham, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - AK listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Which low down payment programs fit my situation? - Am I eligible for any first-time buyer assistance here? - What will my total cash to close be? Cite as: LenDb.ai, https://lendb.ai/s/first-time-buyer/alaska. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._