--- canonical_url: https://lendb.ai/s/first-time-buyer/connecticut last_verified: 2026-10-09 --- # Loan officers for first-time buyers in Connecticut As of 2026-10-09, LenDb lists 160 loan officers licensed in or based in Connecticut whose lender pages show First-time buyer work. The top-ranked are Dan L'altrella (Guild Mortgage, Shelton), Rich Vicinanza (Homestead Funding, Danbury) and Stephen Gambardella (Total Mortgage Services, Milford). Ranking is lender-neutral: specialty evidence first, then a license in CT, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Dan L'altrella](https://lendb.ai/lo/dan-l-altrella-133211)** (NMLS 133211), Guild Mortgage, Shelton, CT - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Shelton, CT - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 2. **[Rich Vicinanza](https://lendb.ai/lo/richard-vicinanza-58648)** (NMLS 58648), Homestead Funding, Danbury, CT - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Danbury, CT - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 3. **[Stephen Gambardella](https://lendb.ai/lo/stephen-gambardella-1997649)** (NMLS 1997649), Total Mortgage Services, Milford, CT - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Milford, CT - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 4. **[Denise Panza](https://lendb.ai/lo/denise-panza-16446)** (NMLS 16446), Total Mortgage Services, Naples, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 5. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 6. **[Chad Rankin](https://lendb.ai/lo/robert-rankin-490282)** (NMLS 490282), Guild Mortgage, Worcester, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 7. **[Susan Howe](https://lendb.ai/lo/susan-howe-848400)** (NMLS 848400), Fairway Independent Mortgage Corporation, Foxboro, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 8. **[Aaron Sanders](https://lendb.ai/lo/aaron-sanders-2555076)** (NMLS 2555076), CrossCountry Mortgage, Delray Beach, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 9. **[Katya Marini](https://lendb.ai/lo/katya-marini-493847)** (NMLS 493847), Homestead Funding, West Springfield, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 10. **[Todd McDermott](https://lendb.ai/lo/todd-mcdermott-63690)** (NMLS 63690), Homestead Funding, Goshen, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 11. **[Debora Valdes](https://lendb.ai/lo/debora-valdes-1793296)** (NMLS 1793296), Total Mortgage Services, Milford, CT - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Milford, CT - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 12. **[Joe McBreen](https://lendb.ai/lo/joseph-mcbreen-686541)** (NMLS 686541), CrossCountry Mortgage, Michigan City, IN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 13. **[John Astrologo](https://lendb.ai/lo/john-astrologo-441861)** (NMLS 441861), CrossCountry Mortgage, White Plains, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 14. **[Brandon Parenti](https://lendb.ai/lo/brandon-parenti-1187141)** (NMLS 1187141), CrossCountry Mortgage, Prospect, CT - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Prospect, CT - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 15. **[Charles Puleri](https://lendb.ai/lo/charles-puleri-54667)** (NMLS 54667), CrossCountry Mortgage, Delray Beach, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 16. **[Joan Kofsky](https://lendb.ai/lo/joan-zeruld-kofsky-133361)** (NMLS 133361), CrossCountry Mortgage, Wayne, PA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 17. **[Nick Clarke](https://lendb.ai/lo/nicholas-clarke-998103)** (NMLS 998103), CrossCountry Mortgage, Marshfield, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 18. **[Yanni Stefanidis](https://lendb.ai/lo/ioannis-stefanidis-1725443)** (NMLS 1725443), Churchill Mortgage, Irvine, CA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 19. **[Sebastian Cordoba](https://lendb.ai/lo/sebastian-cordoba-1485371)** (NMLS 1485371), CrossCountry Mortgage, Lexington, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 9 years of experience (lender page, 2026-10-09) 20. **[Jake Healy](https://lendb.ai/lo/john-healy-1028904)** (NMLS 1028904), CrossCountry Mortgage, Delray Beach, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 21. **[David Bottone](https://lendb.ai/lo/david-bottone-16414)** (NMLS 16414), Guild Mortgage, Warwick, RI - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 22. **[Richard Breed](https://lendb.ai/lo/richard-breed-704369)** (NMLS 704369), Total Mortgage Services, West Hartford, CT - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in West Hartford, CT - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 23. **[George Post](https://lendb.ai/lo/george-post-1693795)** (NMLS 1693795), CrossCountry Mortgage, Marshfield, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 7 years of experience (lender page, 2026-10-09) 24. **[Linda P. Fay](https://lendb.ai/lo/linda-p-fay-93999)** (NMLS 93999), Fairway Independent Mortgage Corporation, Suffield, CT - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Suffield, CT - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Lisa Yountchi](https://lendb.ai/lo/lisa-yountchi-1485353)** (NMLS 1485353), CrossCountry Mortgage, Purchase, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 6 years of experience (lender page, 2026-10-09) ## Questions to ask - Which low down payment programs fit my situation? - Am I eligible for any first-time buyer assistance here? - What will my total cash to close be? Cite as: LenDb.ai, https://lendb.ai/s/first-time-buyer/connecticut. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._