--- canonical_url: https://lendb.ai/s/first-time-buyer/idaho last_verified: 2026-10-09 --- # Loan officers for first-time buyers in Idaho As of 2026-10-09, LenDb lists 158 loan officers licensed in or based in Idaho whose lender pages show First-time buyer work. The top-ranked are Raena Pinchuk (CrossCountry Mortgage, Coeur d'Alene), Devin Fahrner (American Pacific Mortgage, Eagle) and Jeremy Wetzel (CrossCountry Mortgage, Louisville). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Raena Pinchuk](https://lendb.ai/lo/raena-pinchuk-1488388)** (NMLS 1488388), CrossCountry Mortgage, Coeur d'Alene, ID - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Coeur d'Alene, ID - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 17 years of experience (lender page, 2026-10-09) 2. **[Devin Fahrner](https://lendb.ai/lo/devin-fahrner-399405)** (NMLS 399405), American Pacific Mortgage, Eagle, ID - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Eagle, ID - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 3. **[Jeremy Wetzel](https://lendb.ai/lo/jeremy-wetzel-3364)** (NMLS 3364), CrossCountry Mortgage, Louisville, KY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) - States 23 years of experience (lender page, 2026-10-09) 4. **[Phil Lyman](https://lendb.ai/lo/phil-lyman-218232)** (NMLS 218232), Guild Mortgage, Portland, OR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 23 years of experience (lender page, 2026-10-09) 5. **[Nancy Siples](https://lendb.ai/lo/nancy-herrera-256016)** (NMLS 256016), Guild Mortgage, Riverside, CA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 6. **[Julie Johnson](https://lendb.ai/lo/julie-johnson-302214)** (NMLS 302214), CrossCountry Mortgage, Seattle, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 7. **[Merrick Myers](https://lendb.ai/lo/merrick-myers-46122)** (NMLS 46122), Churchill Mortgage, Coeur d'Alene, ID - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Coeur d'Alene, ID - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 22 years of experience (lender page, 2026-10-09) 8. **[Sheilla Lavadia](https://lendb.ai/lo/sheilla-lavadia-1399453)** (NMLS 1399453), Loan Factory - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 9. **[Cheri West](https://lendb.ai/lo/cheri-west-501323)** (NMLS 501323), Guild Mortgage, Centennial, CO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) 10. **[Charles Stevenson](https://lendb.ai/lo/charles-stevenson-694755)** (NMLS 694755), Fairway Independent Mortgage Corporation, Garden City, ID - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Garden City, ID - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 11 years of experience (lender page, 2026-10-09) 11. **[Dawn Walp](https://lendb.ai/lo/dawn-walp-976514)** (NMLS 976514), Churchill Mortgage, Meridian, ID - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Meridian, ID - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 12. **[Shawn Garner](https://lendb.ai/lo/shawn-garner-1035302)** (NMLS 1035302), Guild Mortgage, Centennial, CO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Colorado records) 13. **[Sam Williams](https://lendb.ai/lo/sam-williams-408639)** (NMLS 408639), Churchill Mortgage, Salem, OR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 21 years of experience (lender page, 2026-10-09) 14. **[Domonique Gray](https://lendb.ai/lo/domonique-gray-900558)** (NMLS 900558), Churchill Mortgage, Brentwood, TN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 15. **[Blake Vaughn](https://lendb.ai/lo/blake-vaughn-1806623)** (NMLS 1806623), CrossCountry Mortgage, Bend, OR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 35 years of experience (lender page, 2026-10-09) 16. **[Amy Lyn Blauser](https://lendb.ai/lo/amy-lyn-blauser-215193)** (NMLS 215193), Barrett Financial Group, Chandler, AZ - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) 17. **[Mark Mabey](https://lendb.ai/lo/mark-mabey-287958)** (NMLS 287958), Guild Mortgage, South Jordan, UT - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Colorado records) - States 11 years of experience (lender page, 2026-10-09) 18. **[Andrea Eggleton](https://lendb.ai/lo/andrea-eggleton-1122404)** (NMLS 1122404), Intercap Lending, Cottonwood Heights, UT - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Colorado records) - States 17 years of experience (lender page, 2026-10-09) 19. **[Dale Hatcher](https://lendb.ai/lo/dale-hatcher-395767)** (NMLS 395767), American Pacific Mortgage, Pocatello, ID - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Pocatello, ID - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 24 years of experience (lender page, 2026-10-09) 20. **[Mike Ognissanti](https://lendb.ai/lo/michael-ognissanti-236053)** (NMLS 236053), Churchill Mortgage, Roseville, CA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 21. **[Joe Nunley](https://lendb.ai/lo/joe-nunley-149410)** (NMLS 149410), Guild Mortgage, Meridian, ID - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Meridian, ID - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Jason Kelly](https://lendb.ai/lo/jason-kelly-903948)** (NMLS 903948), CrossCountry Mortgage, Hayden, ID - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Hayden, ID - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) 23. **[Josiah Paul Shelman](https://lendb.ai/lo/josiah-shelman-1824996)** (NMLS 1824996), Guild Mortgage, Tumwater, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 6 years of experience (lender page, 2026-10-09) 24. **[Hannah Martin](https://lendb.ai/lo/hannah-martin-1858392)** (NMLS 1858392), Guild Mortgage, Boise, ID - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Boise, ID - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Austin Gerimonte](https://lendb.ai/lo/austin-gerimonte-2277430)** (NMLS 2277430), CrossCountry Mortgage, Coeur d'Alene, ID - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Coeur d'Alene, ID - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Which low down payment programs fit my situation? - Am I eligible for any first-time buyer assistance here? - What will my total cash to close be? Cite as: LenDb.ai, https://lendb.ai/s/first-time-buyer/idaho. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._