--- canonical_url: https://lendb.ai/s/first-time-buyer/iowa last_verified: 2026-10-09 --- # Loan officers for first-time buyers in Iowa As of 2026-10-09, LenDb lists 81 loan officers licensed in or based in Iowa whose lender pages show First-time buyer work. The top-ranked are Adam Workman (CrossCountry Mortgage, Charlotte), Chad Rankin (Guild Mortgage, Worcester) and Susan Howe (Fairway Independent Mortgage Corporation, Foxboro). Ranking is lender-neutral: specialty evidence first, then a license in IA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Chad Rankin](https://lendb.ai/lo/robert-rankin-490282)** (NMLS 490282), Guild Mortgage, Worcester, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 3. **[Susan Howe](https://lendb.ai/lo/susan-howe-848400)** (NMLS 848400), Fairway Independent Mortgage Corporation, Foxboro, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 4. **[John Higdon](https://lendb.ai/lo/john-higdon-929683)** (NMLS 929683), Guild Mortgage, Waterloo, IA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Waterloo, IA - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 5. **[Aaron Sanders](https://lendb.ai/lo/aaron-sanders-2555076)** (NMLS 2555076), CrossCountry Mortgage, Delray Beach, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 6. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 7. **[Joe McBreen](https://lendb.ai/lo/joseph-mcbreen-686541)** (NMLS 686541), CrossCountry Mortgage, Michigan City, IN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 8. **[Andrew Cornett](https://lendb.ai/lo/andrew-cornett-502408)** (NMLS 502408), LeaderOne Financial, Springfield, IL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 28 years of experience (lender page, 2026-10-09) 9. **[Alissa Penkava](https://lendb.ai/lo/alissa-penkava-720725)** (NMLS 720725), Union Home Mortgage, Albert Lea, MN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 12 years of experience (lender page, 2026-10-09) 10. **[Angie Turley](https://lendb.ai/lo/angela-turley-363066)** (NMLS 363066), Fairway Independent Mortgage Corporation, Mooresville, IN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 11. **[Bridget Ische](https://lendb.ai/lo/bridget-ische-480187)** (NMLS 480187), Guild Mortgage, Prior Lake, MN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 12. **[Erin Trescott](https://lendb.ai/lo/erin-trescott-457124)** (NMLS 457124), Guild Mortgage, Omaha, NE - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 13. **[Brian Cisna](https://lendb.ai/lo/brian-cisna-621108)** (NMLS 621108), Guild Mortgage, Austin, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 14. **[Jenna Moore](https://lendb.ai/lo/jenna-moore-890066)** (NMLS 890066), Guild Mortgage, Hannibal, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 15. **[Michael Chi-Ukpai](https://lendb.ai/lo/michael-chi-ukpai-1371449)** (NMLS 1371449), CrossCountry Mortgage, Scottsdale, AZ - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 16. **[Alana Hallaert](https://lendb.ai/lo/alana-hallaert-41354)** (NMLS 41354), Guild Mortgage, Omaha, NE - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 17. **[Fabiano Olmo](https://lendb.ai/lo/fabiano-goncalves-da-costa-olmo-2760701)** (NMLS 2760701), CrossCountry Mortgage, Cleveland, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 18. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 19. **[Kevin Holmes](https://lendb.ai/lo/kevin-holmes-193246)** (NMLS 193246), NFM Lending, Linthicum, MD - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 20. **[Emmett Clark](https://lendb.ai/lo/emmett-clark-233747)** (NMLS 233747), Loan Factory - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 21. **[Chuck Butterfield](https://lendb.ai/lo/chuck-butterfield-176620)** (NMLS 176620), Churchill Mortgage - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Bruce O'Kronley](https://lendb.ai/lo/bruce-o-kronley-30743)** (NMLS 30743), CrossCountry Mortgage, Southfield, MI - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 23. **[Frank Cimperman](https://lendb.ai/lo/frank-cimperman-194237)** (NMLS 194237), CrossCountry Mortgage, Cleveland, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 24. **[Scott Schneiderman](https://lendb.ai/lo/scott-schneiderman-219043)** (NMLS 219043), CrossCountry Mortgage, Chicago, IL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 25. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) ## Questions to ask - Which low down payment programs fit my situation? - Am I eligible for any first-time buyer assistance here? - What will my total cash to close be? Cite as: LenDb.ai, https://lendb.ai/s/first-time-buyer/iowa. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._