--- canonical_url: https://lendb.ai/s/first-time-buyer/michigan last_verified: 2026-10-09 --- # Loan officers for first-time buyers in Michigan As of 2026-10-09, LenDb lists 258 loan officers licensed in or based in Michigan whose lender pages show First-time buyer work. The top-ranked are Gus Dahlgren (Union Home Mortgage, East Lansing), Troy Rabidoux (Union Home Mortgage, Rochester) and Jason A Walker (CrossCountry Mortgage, Grand Haven). Ranking is lender-neutral: specialty evidence first, then a license in MI, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Gus Dahlgren](https://lendb.ai/lo/gus-dahlgren-80625)** (NMLS 80625), Union Home Mortgage, East Lansing, MI - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in East Lansing, MI - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Troy Rabidoux](https://lendb.ai/lo/troy-rabidoux-771053)** (NMLS 771053), Union Home Mortgage, Rochester, MI - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Rochester, MI - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 3. **[Jason A Walker](https://lendb.ai/lo/jason-a-walker-2384353)** (NMLS 2384353), CrossCountry Mortgage, Grand Haven, MI - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Grand Haven, MI - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 4. **[Dawn McCarty-Hoppes](https://lendb.ai/lo/dawn-mccarty-hoppes-82364)** (NMLS 82364), Ruoff Mortgage, MI - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Michigan - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 32 years of experience (lender page, 2026-10-09) 5. **[Katie Lawrence](https://lendb.ai/lo/katie-lawrence-153808)** (NMLS 153808), Union Home Mortgage, Brighton, MI - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Brighton, MI - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 6. **[Denise Panza](https://lendb.ai/lo/denise-panza-16446)** (NMLS 16446), Total Mortgage Services, Naples, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 7. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 8. **[Marisol Pena](https://lendb.ai/lo/marisol-pena-284255)** (NMLS 284255), Fairway Independent Mortgage Corporation, Oak Brook, IL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 23 years of experience (lender page, 2026-10-09) 9. **[Julie Johnson](https://lendb.ai/lo/julie-johnson-302214)** (NMLS 302214), CrossCountry Mortgage, Seattle, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 10. **[Chad Rankin](https://lendb.ai/lo/robert-rankin-490282)** (NMLS 490282), Guild Mortgage, Worcester, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 11. **[Bob Smith](https://lendb.ai/lo/robert-smith-518087)** (NMLS 518087), Guild Mortgage, Stuart, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 12. **[Greg Jackson](https://lendb.ai/lo/gregory-jackson-1105139)** (NMLS 1105139), CrossCountry Mortgage, Alpharetta, GA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 24 years of experience (lender page, 2026-10-09) 13. **[Aaron Sanders](https://lendb.ai/lo/aaron-sanders-2555076)** (NMLS 2555076), CrossCountry Mortgage, Delray Beach, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 14. **[Cori Drudge](https://lendb.ai/lo/cori-drudge-229643)** (NMLS 229643), Ruoff Mortgage, Fishers, IN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 27 years of experience (lender page, 2026-10-09) 15. **[Adam Garman](https://lendb.ai/lo/adam-garman-124792)** (NMLS 124792), Ruoff Mortgage - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 16. **[Mea Danigelis](https://lendb.ai/lo/maria-danigelis-770981)** (NMLS 770981), Atlantic Coast Mortgage, Fairfax, VA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 17. **[Robin Thompson](https://lendb.ai/lo/robin-thompson-148063)** (NMLS 148063), Union Home Mortgage, Saint Clair, MI - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Saint Clair, MI - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 18. **[Sheri Watkins](https://lendb.ai/lo/sheri-watkins-279665)** (NMLS 279665), Ruoff Mortgage - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 19. **[Steve Hissong](https://lendb.ai/lo/stephen-hissong-715243)** (NMLS 715243), Ruoff Mortgage - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 29 years of experience (lender page, 2026-10-09) 20. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 21. **[Joe McBreen](https://lendb.ai/lo/joseph-mcbreen-686541)** (NMLS 686541), CrossCountry Mortgage, Michigan City, IN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 22. **[Jeffrey Zulauf](https://lendb.ai/lo/jeffrey-zulauf-18566)** (NMLS 18566), CrossCountry Mortgage, Suwanee, GA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 23. **[Joel Koziol](https://lendb.ai/lo/joel-koziol-1539247)** (NMLS 1539247), Ruoff Mortgage, MI - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Michigan - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 10 years of experience (lender page, 2026-10-09) 24. **[Dawn Schowalter](https://lendb.ai/lo/dawn-schowalter-211115)** (NMLS 211115), Guild Mortgage, Richmond, VA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 25. **[Chris DeRuischer](https://lendb.ai/lo/christopher-deruischer-1025953)** (NMLS 1025953), Churchill Mortgage, Wyoming, MI - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Wyoming, MI - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) ## Questions to ask - Which low down payment programs fit my situation? - Am I eligible for any first-time buyer assistance here? - What will my total cash to close be? Cite as: LenDb.ai, https://lendb.ai/s/first-time-buyer/michigan. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._