--- canonical_url: https://lendb.ai/s/first-time-buyer/mississippi last_verified: 2026-10-09 --- # Loan officers for first-time buyers in Mississippi As of 2026-10-09, LenDb lists 80 loan officers licensed in or based in Mississippi whose lender pages show First-time buyer work. The top-ranked are Shelley Dunn (Guild Mortgage, Southaven), Dustin Ladner (Guild Mortgage, Gulfport) and Chris Corley (Guild Mortgage, Madison). Ranking is lender-neutral: specialty evidence first, then a license in MS, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Shelley Dunn](https://lendb.ai/lo/shelley-dunn-185241)** (NMLS 185241), Guild Mortgage, Southaven, MS - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Southaven, MS - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 28, 2022 (Florida), per state regulator - States 24 years of experience (lender page, 2026-10-09) 2. **[Dustin Ladner](https://lendb.ai/lo/dustin-ladner-486802)** (NMLS 486802), Guild Mortgage, Gulfport, MS - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Gulfport, MS - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 3. **[Chris Corley](https://lendb.ai/lo/chris-corley-1173426)** (NMLS 1173426), Guild Mortgage, Madison, MS - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Madison, MS - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 4. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 12, 2013 (Texas), per state regulator - States 20 years of experience (lender page, 2026-10-09) 5. **[Chad Rankin](https://lendb.ai/lo/robert-rankin-490282)** (NMLS 490282), Guild Mortgage, Worcester, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 9, 2017 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 6. **[AJ DiCarlo](https://lendb.ai/lo/andrew-dicarlo-2488670)** (NMLS 2488670), CrossCountry Mortgage, Fort Walton Beach, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 31, 2023 (Florida), per state regulator - States 21 years of experience (lender page, 2026-10-09) 7. **[Aaron Sanders](https://lendb.ai/lo/aaron-sanders-2555076)** (NMLS 2555076), CrossCountry Mortgage, Delray Beach, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 23, 2024 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 8. **[Joe McBreen](https://lendb.ai/lo/joseph-mcbreen-686541)** (NMLS 686541), CrossCountry Mortgage, Michigan City, IN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 16, 2018 (Florida), per state regulator - States 16 years of experience (lender page, 2026-10-09) 9. **[Jeffrey Zulauf](https://lendb.ai/lo/jeffrey-zulauf-18566)** (NMLS 18566), CrossCountry Mortgage, Suwanee, GA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 28, 2019 (Florida), per state regulator - States 15 years of experience (lender page, 2026-10-09) 10. **[Meg Hicks](https://lendb.ai/lo/meg-hicks-994024)** (NMLS 994024), CrossCountry Mortgage, Vestavia, AL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 29, 2015 (Florida), per state regulator - States 14 years of experience (lender page, 2026-10-09) 11. **[Candace Cagle](https://lendb.ai/lo/candace-cagle-878436)** (NMLS 878436), CrossCountry Mortgage, Houston, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 7, 2013 (Texas), per state regulator - States 20 years of experience (lender page, 2026-10-09) 12. **[Michael Chi-Ukpai](https://lendb.ai/lo/michael-chi-ukpai-1371449)** (NMLS 1371449), CrossCountry Mortgage, Scottsdale, AZ - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 9, 2016 (Texas), per state regulator 13. **[Jared Ogburn](https://lendb.ai/lo/jared-ogburn-1698451)** (NMLS 1698451), Guild Mortgage, Madison, MS - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Madison, MS - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 6, 2024 (Texas), per state regulator 14. **[Angie Turley](https://lendb.ai/lo/angela-turley-363066)** (NMLS 363066), Fairway Independent Mortgage Corporation, Mooresville, IN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 14, 2019 (Florida), per state regulator 15. **[Tonia Bishop](https://lendb.ai/lo/tonia-bishop-2808774)** (NMLS 2808774), Guild Mortgage, Gulfport, MS - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Gulfport, MS - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) 16. **[Taylor Sims](https://lendb.ai/lo/taylor-sims-1998321)** (NMLS 1998321), Envoy Mortgage, Houston, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 3, 2021 (Texas), per state regulator - States 2 years of experience (lender page, 2026-10-09) 17. **[Andrea West](https://lendb.ai/lo/andrea-west-543208)** (NMLS 543208), CrossCountry Mortgage, Slidell, LA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 29, 2023 (Florida), per state regulator 18. **[Cierra Davis](https://lendb.ai/lo/cierra-davis-2216290)** (NMLS 2216290), Guild Mortgage, Mountain Brook, AL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 14, 2024 (Florida), per state regulator 19. **[Dave Moriarty](https://lendb.ai/lo/david-moriarty-576514)** (NMLS 576514), Envoy Mortgage, Houston, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 14, 2025 (Texas), per state regulator 20. **[Joey Reid](https://lendb.ai/lo/joey-reid-197798)** (NMLS 197798), Embrace Home Loans, Mobile, AL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[Patrick Black](https://lendb.ai/lo/patrick-black-1514350)** (NMLS 1514350), CrossCountry Mortgage, Maplewood, MN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Nicole Falgout](https://lendb.ai/lo/nicole-falgout-2253729)** (NMLS 2253729), Guild Mortgage, Bentonville, AR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) 23. **[Kyla Whitmore](https://lendb.ai/lo/kyla-whitmore-656799)** (NMLS 656799), Success Mortgage Partners, Anniston, AL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 13 years of experience (lender page, 2026-10-09) 24. **[Fabiano Olmo](https://lendb.ai/lo/fabiano-goncalves-da-costa-olmo-2760701)** (NMLS 2760701), CrossCountry Mortgage, Cleveland, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 15, 2026 (Colorado), per state regulator 25. **[Stacey Britton](https://lendb.ai/lo/stacey-britton-114899)** (NMLS 114899), GMFS Mortgage, Lafayette, LA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 5, 2011 (Texas), per state regulator - States 15 years of experience (lender page, 2026-10-09) ## Questions to ask - Which low down payment programs fit my situation? - Am I eligible for any first-time buyer assistance here? - What will my total cash to close be? Cite as: LenDb.ai, https://lendb.ai/s/first-time-buyer/mississippi. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._