--- canonical_url: https://lendb.ai/s/first-time-buyer/missouri last_verified: 2026-10-09 --- # Loan officers for first-time buyers in Missouri As of 2026-10-09, LenDb lists 182 loan officers licensed in or based in Missouri whose lender pages show First-time buyer work. The top-ranked are Dino Herenda (Guild Mortgage, St Louis), Scott Shafman (Guild Mortgage, Chesterfield) and Amy Jeep (Guild Mortgage, Chesterfield). Ranking is lender-neutral: specialty evidence first, then a license in MO, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Dino Herenda](https://lendb.ai/lo/dino-herenda-236011)** (NMLS 236011), Guild Mortgage, St Louis, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in St Louis, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 2. **[Scott Shafman](https://lendb.ai/lo/scott-shafman-243704)** (NMLS 243704), Guild Mortgage, Chesterfield, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Chesterfield, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 3. **[Amy Jeep](https://lendb.ai/lo/maureen-amelia-jeep-266351)** (NMLS 266351), Guild Mortgage, Chesterfield, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Chesterfield, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 35 years of experience (lender page, 2026-10-09) 4. **[Christopher Reickard](https://lendb.ai/lo/christopher-reickard-459164)** (NMLS 459164), Guild Mortgage, Lee's Summit, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Lee's Summit, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 5. **[Megan Finn](https://lendb.ai/lo/megan-finn-485003)** (NMLS 485003), Guild Mortgage, Springfield, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Springfield, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 6. **[Eric Mark Strutman](https://lendb.ai/lo/eric-mark-strutman-502057)** (NMLS 502057), Guild Mortgage, Chesterfield, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Chesterfield, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 24 years of experience (lender page, 2026-10-09) 7. **[Elizabeth S Kullmann](https://lendb.ai/lo/elizabeth-s-kullmann-1099033)** (NMLS 1099033), Guild Mortgage, Chesterfield, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Chesterfield, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 8. **[Melissa Ann Keyser](https://lendb.ai/lo/melissa-ann-keyser-650731)** (NMLS 650731), Guild Mortgage, St Louis, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in St Louis, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 19 years of experience (lender page, 2026-10-09) 9. **[Keran Fears](https://lendb.ai/lo/keran-fears-256586)** (NMLS 256586), American Pacific Mortgage, Hillsboro, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Hillsboro, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 10. **[Norma Queiroga](https://lendb.ai/lo/norma-queiroga-712709)** (NMLS 712709), Guild Mortgage, Chesterfield, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Chesterfield, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 11. **[Thomas Cobb](https://lendb.ai/lo/thomas-cobb-236517)** (NMLS 236517), Guild Mortgage, Weldon Spring, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Weldon Spring, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 12. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 13. **[Stacy Fridal](https://lendb.ai/lo/stacy-fridal-289577)** (NMLS 289577), Guild Mortgage, Fort Collins, CO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2008 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 14. **[Julie Johnson](https://lendb.ai/lo/julie-johnson-302214)** (NMLS 302214), CrossCountry Mortgage, Seattle, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 15. **[Jay Garvens](https://lendb.ai/lo/jay-garvens-368259)** (NMLS 368259), Churchill Mortgage, Colorado Springs, CO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) - States 25 years of experience (lender page, 2026-10-09) 16. **[Charity Cummings](https://lendb.ai/lo/charity-cummings-404245)** (NMLS 404245), Guild Mortgage, Bentonville, AR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 17. **[Joanna White](https://lendb.ai/lo/joanna-white-404853)** (NMLS 404853), Union Home Mortgage, Arlington Heights, IL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 24 years of experience (lender page, 2026-10-09) 18. **[Chad Rankin](https://lendb.ai/lo/robert-rankin-490282)** (NMLS 490282), Guild Mortgage, Worcester, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 19. **[Carla Marchetti](https://lendb.ai/lo/carla-marchetti-993397)** (NMLS 993397), Guild Mortgage, Overland Park, KS - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 19 years of experience (lender page, 2026-10-09) 20. **[Kimberly Downs](https://lendb.ai/lo/kimberly-downs-1130753)** (NMLS 1130753), Guild Mortgage, Kansas City, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Kansas City, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 12 years of experience (lender page, 2026-10-09) 21. **[Craig Cusick](https://lendb.ai/lo/craig-cusick-210381)** (NMLS 210381), Fairway Independent Mortgage Corporation, Phoenix, AZ - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 17 years of experience (lender page, 2026-10-09) 22. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 23. **[Joe McBreen](https://lendb.ai/lo/joseph-mcbreen-686541)** (NMLS 686541), CrossCountry Mortgage, Michigan City, IN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 24. **[Mitchell Scott](https://lendb.ai/lo/mitchell-scott-1313748)** (NMLS 1313748), CrossCountry Mortgage, Springfield, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Springfield, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 25. **[John Markman](https://lendb.ai/lo/john-markman-1660491)** (NMLS 1660491), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 16 years of experience (lender page, 2026-10-09) ## Questions to ask - Which low down payment programs fit my situation? - Am I eligible for any first-time buyer assistance here? - What will my total cash to close be? Cite as: LenDb.ai, https://lendb.ai/s/first-time-buyer/missouri. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._