--- canonical_url: https://lendb.ai/s/first-time-buyer/new-york last_verified: 2026-10-09 --- # Loan officers for first-time buyers in New York As of 2026-10-09, LenDb lists 295 loan officers licensed in or based in New York whose lender pages show First-time buyer work. The top-ranked are Brendan McClarnon (CrossCountry Mortgage, White Plains), Todd McDermott (Homestead Funding, Goshen) and John Astrologo (CrossCountry Mortgage, White Plains). Ranking is lender-neutral: specialty evidence first, then a license in NY, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Brendan McClarnon](https://lendb.ai/lo/brendan-mcclarnon-17865)** (NMLS 17865), CrossCountry Mortgage, White Plains, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in White Plains, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 26 years of experience (lender page, 2026-10-09) 2. **[Todd McDermott](https://lendb.ai/lo/todd-mcdermott-63690)** (NMLS 63690), Homestead Funding, Goshen, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Goshen, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 3. **[John Astrologo](https://lendb.ai/lo/john-astrologo-441861)** (NMLS 441861), CrossCountry Mortgage, White Plains, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in White Plains, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 4. **[Denise Panza](https://lendb.ai/lo/denise-panza-16446)** (NMLS 16446), Total Mortgage Services, Naples, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 5. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 6. **[Rob Kaiser](https://lendb.ai/lo/robert-kaiser-146468)** (NMLS 146468), CrossCountry Mortgage, Sarasota, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 7. **[Susan Howe](https://lendb.ai/lo/susan-howe-848400)** (NMLS 848400), Fairway Independent Mortgage Corporation, Foxboro, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 8. **[Rich Vicinanza](https://lendb.ai/lo/richard-vicinanza-58648)** (NMLS 58648), Homestead Funding, Danbury, CT - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 9. **[Mary Jo Traversone](https://lendb.ai/lo/mary-jo-traversone-589509)** (NMLS 589509), Homestead Funding, Williamsville, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Williamsville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) 10. **[Maureen F. Kohler](https://lendb.ai/lo/maureen-f-kohler-34223)** (NMLS 34223), Homestead Funding, Warwick, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Warwick, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 35 years of experience (lender page, 2026-10-09) 11. **[David Smith](https://lendb.ai/lo/david-smith-1579719)** (NMLS 1579719), CrossCountry Mortgage, Syracuse, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Syracuse, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 10 years of experience (lender page, 2026-10-09) 12. **[Sherri Wade](https://lendb.ai/lo/sherri-wade-1456585)** (NMLS 1456585), Homestead Funding, Albany, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Albany, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 10 years of experience (lender page, 2026-10-09) 13. **[Emily McVay](https://lendb.ai/lo/emily-mcvay-1586340)** (NMLS 1586340), Homestead Funding, Williamsville, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Williamsville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 8 years of experience (lender page, 2026-10-09) 14. **[Charles Puleri](https://lendb.ai/lo/charles-puleri-54667)** (NMLS 54667), CrossCountry Mortgage, Delray Beach, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 15. **[Lisa Yountchi](https://lendb.ai/lo/lisa-yountchi-1485353)** (NMLS 1485353), CrossCountry Mortgage, Purchase, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Purchase, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 6 years of experience (lender page, 2026-10-09) 16. **[Jason Stallworth](https://lendb.ai/lo/jason-stallworth-7577)** (NMLS 7577), Embrace Home Loans, Amityville, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Amityville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 17. **[Rosanna Ruta](https://lendb.ai/lo/rosanna-ruta-1954998)** (NMLS 1954998), CrossCountry Mortgage, Hauppauge, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Hauppauge, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 18. **[Debora Valdes](https://lendb.ai/lo/debora-valdes-1793296)** (NMLS 1793296), Total Mortgage Services, Milford, CT - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 19. **[Jake Healy](https://lendb.ai/lo/john-healy-1028904)** (NMLS 1028904), CrossCountry Mortgage, Delray Beach, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 20. **[Kevin Liotta](https://lendb.ai/lo/kevin-liotta-1070846)** (NMLS 1070846), CrossCountry Mortgage, Staten Island, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Staten Island, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[Shianna Patron](https://lendb.ai/lo/shianna-patron-2018519)** (NMLS 2018519), Embrace Home Loans, Melville, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Melville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Chris Colella](https://lendb.ai/lo/chris-colella-1862981)** (NMLS 1862981), Homestead Funding, Lagrangeville, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Lagrangeville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 23. **[Liz Westinghouse](https://lendb.ai/lo/liz-westinghouse-2086933)** (NMLS 2086933), Homestead Funding, Kingston, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Kingston, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Casey Tynan](https://lendb.ai/lo/casey-tynan-2801340)** (NMLS 2801340), Homestead Funding, Glens Falls, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Glens Falls, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Kevin Walsh](https://lendb.ai/lo/kevin-walsh-1080645)** (NMLS 1080645), Homestead Funding, Ithaca, NY - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Ithaca, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Which low down payment programs fit my situation? - Am I eligible for any first-time buyer assistance here? - What will my total cash to close be? Cite as: LenDb.ai, https://lendb.ai/s/first-time-buyer/new-york. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._