--- canonical_url: https://lendb.ai/s/first-time-buyer/north-dakota last_verified: 2026-10-09 --- # Loan officers for first-time buyers in North Dakota As of 2026-10-09, LenDb lists 41 loan officers licensed in or based in North Dakota whose lender pages show First-time buyer work. The top-ranked are Adam Workman (CrossCountry Mortgage, Charlotte), Chad Rankin (Guild Mortgage, Worcester) and Angie Turley (Fairway Independent Mortgage Corporation, Mooresville). Ranking is lender-neutral: specialty evidence first, then a license in ND, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Chad Rankin](https://lendb.ai/lo/robert-rankin-490282)** (NMLS 490282), Guild Mortgage, Worcester, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 3. **[Angie Turley](https://lendb.ai/lo/angela-turley-363066)** (NMLS 363066), Fairway Independent Mortgage Corporation, Mooresville, IN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 4. **[Chuck Butterfield](https://lendb.ai/lo/chuck-butterfield-176620)** (NMLS 176620), Churchill Mortgage - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Colorado records) 5. **[Denise Wilts](https://lendb.ai/lo/denise-wilts-1793715)** (NMLS 1793715), Xpert Home Lending - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) 6. **[Roger Wightman](https://lendb.ai/lo/roger-wightman-1089536)** (NMLS 1089536), Churchill Mortgage, Portland, OR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) 7. **[Fabiano Olmo](https://lendb.ai/lo/fabiano-goncalves-da-costa-olmo-2760701)** (NMLS 2760701), CrossCountry Mortgage, Cleveland, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Colorado records) 8. **[Sheri Pexa](https://lendb.ai/lo/sheri-pexa-172306)** (NMLS 172306), Guild Mortgage, Billings, MT - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) 9. **[Frank Cimperman](https://lendb.ai/lo/frank-cimperman-194237)** (NMLS 194237), CrossCountry Mortgage, Cleveland, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 10. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 11. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 12. **[Josh Patrick](https://lendb.ai/lo/josh-patrick-667835)** (NMLS 667835), CrossCountry Mortgage, Newport Beach, CA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) - States 20 years of experience (lender page, 2026-10-09) 13. **[Jerry Sundt](https://lendb.ai/lo/gerald-sundt-168111)** (NMLS 168111), CrossCountry Mortgage, Tucson, AZ - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) 14. **[Habib Sadaka](https://lendb.ai/lo/habib-sadaka-339526)** (NMLS 339526), CrossCountry Mortgage, Mankato, MN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 15. **[Andy Riemenschneider](https://lendb.ai/lo/andrew-riemenschneider-409653)** (NMLS 409653), CrossCountry Mortgage, Stillwater, MN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 16. **[Mike Zahorchak](https://lendb.ai/lo/michael-zahorchak-47492)** (NMLS 47492), CrossCountry Mortgage, Cleveland, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 17. **[Christopher Keelin](https://lendb.ai/lo/christopher-keelin-63764)** (NMLS 63764), CrossCountry Mortgage, Denville, NJ - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 18. **[Steven Candow](https://lendb.ai/lo/steven-candow-218530)** (NMLS 218530), CrossCountry Mortgage, Cleveland, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 19. **[Tanya Brawley Decker](https://lendb.ai/lo/tanya-brawley-decker-1387808)** (NMLS 1387808), CrossCountry Mortgage, Bismarck, ND - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Bismarck, ND - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 20. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 21. **[Ryan Lendrum](https://lendb.ai/lo/ryan-lendrum-1458088)** (NMLS 1458088), CrossCountry Mortgage, Loveland, CO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 22. **[David Bletsh](https://lendb.ai/lo/david-bletsh-382600)** (NMLS 382600), CrossCountry Mortgage, Cleveland, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Colorado records) 23. **[Nic Hasselwander](https://lendb.ai/lo/nicholas-hasselwander-1499392)** (NMLS 1499392), CrossCountry Mortgage, Overland Park, KS - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 24. **[Robert Stratton](https://lendb.ai/lo/robert-stratton-436459)** (NMLS 436459), CrossCountry Mortgage, Cincinnati, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Florida records) 25. **[Josh Osborne](https://lendb.ai/lo/joshua-osborne-473258)** (NMLS 473258), CrossCountry Mortgage, Sioux Falls, SD - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) ## Questions to ask - Which low down payment programs fit my situation? - Am I eligible for any first-time buyer assistance here? - What will my total cash to close be? Cite as: LenDb.ai, https://lendb.ai/s/first-time-buyer/north-dakota. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._