--- canonical_url: https://lendb.ai/s/first-time-buyer/oklahoma last_verified: 2026-10-10 --- # Loan officers for first-time buyers in Oklahoma As of 2026-10-10, LenDb lists 98 loan officers licensed in or based in Oklahoma whose lender pages show First-time buyer work. The top-ranked are Adam Workman (CrossCountry Mortgage, Charlotte), Kyrstin Zimmermann (CrossCountry Mortgage, Willow Park) and Jay Garvens (Churchill Mortgage, Colorado Springs). Ranking is lender-neutral: specialty evidence first, then a license in OK, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Kyrstin Zimmermann](https://lendb.ai/lo/aimee-zimmermann-307963)** (NMLS 307963), CrossCountry Mortgage, Willow Park, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 3. **[Jay Garvens](https://lendb.ai/lo/jay-garvens-368259)** (NMLS 368259), Churchill Mortgage, Colorado Springs, CO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) - States 25 years of experience (lender page, 2026-10-09) 4. **[Chad Rankin](https://lendb.ai/lo/robert-rankin-490282)** (NMLS 490282), Guild Mortgage, Worcester, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 5. **[Lisa Cummings](https://lendb.ai/lo/lisa-cummings-199679)** (NMLS 199679), Fairway Independent Mortgage Corporation, Albuquerque, NM - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) 6. **[Joe McBreen](https://lendb.ai/lo/joseph-mcbreen-686541)** (NMLS 686541), CrossCountry Mortgage, Michigan City, IN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 7. **[Devin Fahrner](https://lendb.ai/lo/devin-fahrner-399405)** (NMLS 399405), American Pacific Mortgage, Eagle, ID - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 8. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 9. **[Angie Turley](https://lendb.ai/lo/angela-turley-363066)** (NMLS 363066), Fairway Independent Mortgage Corporation, Mooresville, IN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 10. **[Erica Tymchuk](https://lendb.ai/lo/erica-tymchuk-492202)** (NMLS 492202), Revolution Mortgage, Oklahoma City, OK - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Oklahoma City, OK - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 11. **[Caylab Herrera](https://lendb.ai/lo/caylab-herrera-2035377)** (NMLS 2035377), Churchill Mortgage, Allen, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 6 years of experience (lender page, 2026-10-09) 12. **[Doug Luza](https://lendb.ai/lo/douglas-luza-311377)** (NMLS 311377), Guild Mortgage, Katy, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 13. **[John Whitfill](https://lendb.ai/lo/john-whitfill-156300)** (NMLS 156300), ALCOVA Mortgage, Tulsa, OK - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Tulsa, OK - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 14. **[Chuck Butterfield](https://lendb.ai/lo/chuck-butterfield-176620)** (NMLS 176620), Churchill Mortgage - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Colorado records) 15. **[Jessica Barber](https://lendb.ai/lo/jessica-barber-913195)** (NMLS 913195), Guild Mortgage, Florissant, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 16. **[Cierra Davis](https://lendb.ai/lo/cierra-davis-2216290)** (NMLS 2216290), Guild Mortgage, Mountain Brook, AL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 17. **[Chris Armbruster](https://lendb.ai/lo/christopher-armbruster-1141561)** (NMLS 1141561), Union Home Mortgage, Roanoke, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 18. **[Angela Meinecke](https://lendb.ai/lo/angela-meinecke-195907)** (NMLS 195907), CrossCountry Mortgage, Rockwall, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 19. **[Dave Moriarty](https://lendb.ai/lo/david-moriarty-576514)** (NMLS 576514), Envoy Mortgage, Houston, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 20. **[Jani Mansour Harris](https://lendb.ai/lo/jani-mansour-harris-877007)** (NMLS 877007), Guild Mortgage, Plano, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[Michael Chi-Ukpai](https://lendb.ai/lo/michael-chi-ukpai-1371449)** (NMLS 1371449), CrossCountry Mortgage, Scottsdale, AZ - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Roger Wightman](https://lendb.ai/lo/roger-wightman-1089536)** (NMLS 1089536), Churchill Mortgage, Portland, OR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) 23. **[Fabiano Olmo](https://lendb.ai/lo/fabiano-goncalves-da-costa-olmo-2760701)** (NMLS 2760701), CrossCountry Mortgage, Cleveland, OH - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Colorado records) 24. **[Fernando Lopez](https://lendb.ai/lo/fernando-lopez-2303635)** (NMLS 2303635), AnnieMac Home Mortgage, Tulsa, OK - Lists First-time buyer on lender page (lender page, verified 2026-10-10) - Office in Tulsa, OK - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Paul Schmidt](https://lendb.ai/lo/paul-schmidt-2660608)** (NMLS 2660608), Loan Factory - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Which low down payment programs fit my situation? - Am I eligible for any first-time buyer assistance here? - What will my total cash to close be? Cite as: LenDb.ai, https://lendb.ai/s/first-time-buyer/oklahoma. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._