--- canonical_url: https://lendb.ai/s/first-time-buyer/texas last_verified: 2026-10-09 --- # Loan officers for first-time buyers in Texas As of 2026-10-09, LenDb lists 619 loan officers licensed in or based in Texas whose lender pages show First-time buyer work. The top-ranked are Mark Harris (Guild Mortgage, San Antonio), James Ward (Fairway Independent Mortgage Corporation, Houston) and Rob Parham (CrossCountry Mortgage, Plano). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Mark Harris](https://lendb.ai/lo/mark-harris-113814)** (NMLS 113814), Guild Mortgage, San Antonio, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in San Antonio, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 2. **[James Ward](https://lendb.ai/lo/james-ward-168854)** (NMLS 168854), Fairway Independent Mortgage Corporation, Houston, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Houston, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 3. **[Rob Parham](https://lendb.ai/lo/rob-parham-195722)** (NMLS 195722), CrossCountry Mortgage, Plano, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Plano, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 26 years of experience (lender page, 2026-10-09) 4. **[Kyrstin Zimmermann](https://lendb.ai/lo/aimee-zimmermann-307963)** (NMLS 307963), CrossCountry Mortgage, Willow Park, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Willow Park, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 5. **[Scott Bradley](https://lendb.ai/lo/scott-bradley-374892)** (NMLS 374892), Guild Mortgage, Granbury, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Granbury, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 6. **[Gina Zavesky](https://lendb.ai/lo/gina-zavesky-1852924)** (NMLS 1852924), Union Home Mortgage, Victoria, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Victoria, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 7. **[April Myrick](https://lendb.ai/lo/april-myrick-229458)** (NMLS 229458), Highlands Residential Mortgage, Allen, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Allen, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 8. **[Angel Rodriguez](https://lendb.ai/lo/angel-rodriguez-322455)** (NMLS 322455), Loan Factory, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Texas - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 9. **[Ashley Van Meter](https://lendb.ai/lo/ashley-van-meter-274016)** (NMLS 274016), Guild Mortgage, Kingwood, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Kingwood, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 10. **[Philip John Clark](https://lendb.ai/lo/philip-john-clark-279817)** (NMLS 279817), Guild Mortgage, Southlake, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Southlake, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 11. **[Kyle Carrington](https://lendb.ai/lo/kyle-carrington-349423)** (NMLS 349423), Guild Mortgage, Austin, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Austin, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 16 years of experience (lender page, 2026-10-09) 12. **[Andrew Postell](https://lendb.ai/lo/andrew-postell-392627)** (NMLS 392627), CrossCountry Mortgage, Bedford, TX - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Bedford, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 13. **[Denise Panza](https://lendb.ai/lo/denise-panza-16446)** (NMLS 16446), Total Mortgage Services, Naples, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 14. **[Gus Dahlgren](https://lendb.ai/lo/gus-dahlgren-80625)** (NMLS 80625), Union Home Mortgage, East Lansing, MI - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 15. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 16. **[Rob Kaiser](https://lendb.ai/lo/robert-kaiser-146468)** (NMLS 146468), CrossCountry Mortgage, Sarasota, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 17. **[Brian Sewell](https://lendb.ai/lo/brian-sewell-212085)** (NMLS 212085), Guild Mortgage, Frankfort, IL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 18. **[Kristina Hernandez](https://lendb.ai/lo/kristina-hernandez-225677)** (NMLS 225677), Homeowners Financial Group, Folsom, CA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 29 years of experience (lender page, 2026-10-09) 19. **[Amber Page](https://lendb.ai/lo/amber-page-229184)** (NMLS 229184), Evergreen Home Loans, Silverdale, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 20. **[Scott Shafman](https://lendb.ai/lo/scott-shafman-243704)** (NMLS 243704), Guild Mortgage, Chesterfield, MO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 21. **[Julie Johnson](https://lendb.ai/lo/julie-johnson-302214)** (NMLS 302214), CrossCountry Mortgage, Seattle, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 22. **[Jay Garvens](https://lendb.ai/lo/jay-garvens-368259)** (NMLS 368259), Churchill Mortgage, Colorado Springs, CO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) - States 25 years of experience (lender page, 2026-10-09) 23. **[Chad Rankin](https://lendb.ai/lo/robert-rankin-490282)** (NMLS 490282), Guild Mortgage, Worcester, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 24. **[Greg Jackson](https://lendb.ai/lo/gregory-jackson-1105139)** (NMLS 1105139), CrossCountry Mortgage, Alpharetta, GA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 24 years of experience (lender page, 2026-10-09) 25. **[Joe Donovan](https://lendb.ai/lo/joe-donovan-1450210)** (NMLS 1450210), CrossCountry Mortgage, Suwanee, GA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) ## Questions to ask - Which low down payment programs fit my situation? - Am I eligible for any first-time buyer assistance here? - What will my total cash to close be? Cite as: LenDb.ai, https://lendb.ai/s/first-time-buyer/texas. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._