--- canonical_url: https://lendb.ai/s/first-time-buyer/washington last_verified: 2026-10-09 --- # Loan officers for first-time buyers in Washington As of 2026-10-09, LenDb lists 368 loan officers licensed in or based in Washington whose lender pages show First-time buyer work. The top-ranked are Lynn Posselt (Intercap Lending, Vancouver), Chris Berg (Cardinal Financial Company, Vancouver) and Amber Page (Evergreen Home Loans, Silverdale). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Lynn Posselt](https://lendb.ai/lo/lynn-posselt-41393)** (NMLS 41393), Intercap Lending, Vancouver, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Vancouver, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 40 years of experience (lender page, 2026-10-09) 2. **[Chris Berg](https://lendb.ai/lo/chris-berg-198082)** (NMLS 198082), Cardinal Financial Company, Vancouver, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Vancouver, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 3. **[Amber Page](https://lendb.ai/lo/amber-page-229184)** (NMLS 229184), Evergreen Home Loans, Silverdale, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Silverdale, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 4. **[Julie Johnson](https://lendb.ai/lo/julie-johnson-302214)** (NMLS 302214), CrossCountry Mortgage, Seattle, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Seattle, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 5. **[Brian Brock](https://lendb.ai/lo/brian-brock-419013)** (NMLS 419013), Guild Mortgage, Lacey, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Lacey, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 6. **[Diana Meacham](https://lendb.ai/lo/diana-meacham-177210)** (NMLS 177210), American Pacific Mortgage, Yakima, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Yakima, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 7. **[Dale Uesonoda](https://lendb.ai/lo/dale-uesonoda-113151)** (NMLS 113151), American Pacific Mortgage, Everett, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Everett, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 28 years of experience (lender page, 2026-10-09) 8. **[Don R. Oneida](https://lendb.ai/lo/don-r-oneida-55604)** (NMLS 55604), Loan Factory, Ferndale, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Ferndale, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 24 years of experience (lender page, 2026-10-09) 9. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 10. **[Christopher Sayre](https://lendb.ai/lo/christopher-sayre-205452)** (NMLS 205452), BECU, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Washington - Likely federally registered (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2023 (per Florida records) - States 31 years of experience (lender page, 2026-10-09) 11. **[Phil Lyman](https://lendb.ai/lo/phil-lyman-218232)** (NMLS 218232), Guild Mortgage, Portland, OR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 23 years of experience (lender page, 2026-10-09) 12. **[Dan Conner](https://lendb.ai/lo/daniel-conner-275929)** (NMLS 275929), Guild Mortgage, Greenwood Village, CO - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 13. **[Charity Cummings](https://lendb.ai/lo/charity-cummings-404245)** (NMLS 404245), Guild Mortgage, Bentonville, AR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 14. **[Sam Williams](https://lendb.ai/lo/sam-williams-408639)** (NMLS 408639), Churchill Mortgage, Salem, OR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 21 years of experience (lender page, 2026-10-09) 15. **[Chad Rankin](https://lendb.ai/lo/robert-rankin-490282)** (NMLS 490282), Guild Mortgage, Worcester, MA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 16. **[Jennifer Burton](https://lendb.ai/lo/jennifer-burton-95736)** (NMLS 95736), Intercap Lending - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 17. **[Mike Molina](https://lendb.ai/lo/mike-molina-230545)** (NMLS 230545), Intercap Lending, Cottonwood Heights, UT - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 19 years of experience (lender page, 2026-10-09) 18. **[Ben Gonzalez](https://lendb.ai/lo/ben-gonzalez-717922)** (NMLS 717922), CrossCountry Mortgage, Salem, OR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 18 years of experience (lender page, 2026-10-09) 19. **[Anthony Stafford Jr.](https://lendb.ai/lo/anthony-stafford-713682)** (NMLS 713682), Envoy Mortgage, Walnut Creek, CA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 18 years of experience (lender page, 2026-10-09) 20. **[Cesar Pardo](https://lendb.ai/lo/cesar-pardo-942929)** (NMLS 942929), Revolution Mortgage, Puyallup, WA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Puyallup, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 12 years of experience (lender page, 2026-10-09) 21. **[Sheilla Lavadia](https://lendb.ai/lo/sheilla-lavadia-1399453)** (NMLS 1399453), Loan Factory - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 22. **[Pat Fox](https://lendb.ai/lo/pat-fox-199779)** (NMLS 199779), Union Home Mortgage, Tigard, OR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 17 years of experience (lender page, 2026-10-09) 23. **[Raena Pinchuk](https://lendb.ai/lo/raena-pinchuk-1488388)** (NMLS 1488388), CrossCountry Mortgage, Coeur d'Alene, ID - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 17 years of experience (lender page, 2026-10-09) 24. **[Mindy Hay](https://lendb.ai/lo/mindy-hay-292224)** (NMLS 292224), Union Home Mortgage, Tigard, OR - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 16 years of experience (lender page, 2026-10-09) 25. **[Wendy St Clair](https://lendb.ai/lo/wendy-st-clair-475089)** (NMLS 475089), Empire Home Loans, Fair Oaks, CA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) ## Questions to ask - Which low down payment programs fit my situation? - Am I eligible for any first-time buyer assistance here? - What will my total cash to close be? Cite as: LenDb.ai, https://lendb.ai/s/first-time-buyer/washington. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._