--- canonical_url: https://lendb.ai/s/first-time-buyer/west-virginia last_verified: 2026-10-09 --- # Loan officers for first-time buyers in West Virginia As of 2026-10-09, LenDb lists 78 loan officers licensed in or based in West Virginia whose lender pages show First-time buyer work. The top-ranked are Eric Stenger (Guild Mortgage, Martinsburg), Ken Byrne (ALCOVA Mortgage, Chantilly) and Jeff Jackson (Southern Trust Mortgage, Timonium). Ranking is lender-neutral: specialty evidence first, then a license in WV, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Eric Stenger](https://lendb.ai/lo/eric-stenger-229964)** (NMLS 229964), Guild Mortgage, Martinsburg, WV - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Martinsburg, WV - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 2. **[Ken Byrne](https://lendb.ai/lo/kenneth-byrne-187129)** (NMLS 187129), ALCOVA Mortgage, Chantilly, VA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 34 years of experience (lender page, 2026-10-09) 3. **[Jeff Jackson](https://lendb.ai/lo/jeff-jackson-205807)** (NMLS 205807), Southern Trust Mortgage, Timonium, MD - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 4. **[Jason Inglish](https://lendb.ai/lo/jason-inglish-934863)** (NMLS 934863), ALCOVA Mortgage, Cumberland, MD - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 5. **[Jocelyn Lasher](https://lendb.ai/lo/jocelyn-lasher-390711)** (NMLS 390711), Atlantic Coast Mortgage, Fairfax, VA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 6. **[Mea Danigelis](https://lendb.ai/lo/maria-danigelis-770981)** (NMLS 770981), Atlantic Coast Mortgage, Fairfax, VA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 7. **[Mark Niosi](https://lendb.ai/lo/mark-niosi-216306)** (NMLS 216306), CrossCountry Mortgage, Dunkirk, MD - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 24 years of experience (lender page, 2026-10-09) 8. **[Nathan Fitzgerald](https://lendb.ai/lo/nathan-fitzgerald-369554)** (NMLS 369554), CrossCountry Mortgage, Orlando, FL - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 9. **[Danny Hembach](https://lendb.ai/lo/daniel-hembach-1533678)** (NMLS 1533678), Guild Mortgage, Arlington, VA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 10. **[Matt Lieberman](https://lendb.ai/lo/matthew-lieberman-200283)** (NMLS 200283), First Home Mortgage, Bethesda, MD - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 11. **[Angie Turley](https://lendb.ai/lo/angela-turley-363066)** (NMLS 363066), Fairway Independent Mortgage Corporation, Mooresville, IN - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 12. **[Devin Iannone](https://lendb.ai/lo/devin-iannone-1824195)** (NMLS 1824195), Embrace Home Loans, Rockville, MD - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) 13. **[Jackie Barrett](https://lendb.ai/lo/jackie-barrett-2397839)** (NMLS 2397839), CrossCountry Mortgage, Martinsburg, WV - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Martinsburg, WV - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) 14. **[Tim Hand](https://lendb.ai/lo/john-hand-2399625)** (NMLS 2399625), First Home Mortgage, Dunkirk, MD - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 5 years of experience (lender page, 2026-10-09) 15. **[Brian Scott](https://lendb.ai/lo/brian-scott-1323665)** (NMLS 1323665), Guild Mortgage, Winchester, VA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 16. **[Bob Fisher](https://lendb.ai/lo/robert-fisher-1028088)** (NMLS 1028088), Atlantic Coast Mortgage, Fairfax, VA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) 17. **[Chuck Butterfield](https://lendb.ai/lo/chuck-butterfield-176620)** (NMLS 176620), Churchill Mortgage - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Colorado records) 18. **[Logan Wojcik](https://lendb.ai/lo/logan-wojcik-2112253)** (NMLS 2112253), Ruoff Mortgage - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 5 years of experience (lender page, 2026-10-09) 19. **[Lisa M. Zeller](https://lendb.ai/lo/lisa-m-zeller-415625)** (NMLS 415625), Truist Bank, Morgantown, WV - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - Office in Morgantown, WV - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 20. **[Katie Moody](https://lendb.ai/lo/katherine-moody-1658706)** (NMLS 1658706), CrossCountry Mortgage, Winchester, VA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 21. **[Craig Miller Jr](https://lendb.ai/lo/craig-miller-686948)** (NMLS 686948), Guild Mortgage, Alexandria, VA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 22. **[Mariel Robbins](https://lendb.ai/lo/mariel-robbins-1139928)** (NMLS 1139928), Atlantic Coast Mortgage, Fairfax, VA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 23. **[Steven Trevor](https://lendb.ai/lo/steven-trevor-2441686)** (NMLS 2441686), CrossCountry Mortgage, Winchester, VA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Don Ryan](https://lendb.ai/lo/donald-ryan-455889)** (NMLS 455889), Southern Trust Mortgage, Frostburg, MD - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 25. **[Stephanie Sequeira](https://lendb.ai/lo/stephanie-vidulovic-2107275)** (NMLS 2107275), Atlantic Coast Mortgage, Fairfax, VA - Lists First-time buyer on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) ## Questions to ask - Which low down payment programs fit my situation? - Am I eligible for any first-time buyer assistance here? - What will my total cash to close be? Cite as: LenDb.ai, https://lendb.ai/s/first-time-buyer/west-virginia. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._