---
canonical_url: https://lendb.ai/s/first-time-buyer/wisconsin
last_verified: 2026-10-09
---

# Loan officers for first-time buyers in Wisconsin

As of 2026-10-09, LenDb lists 168 loan officers licensed in or based in Wisconsin whose lender pages show First-time buyer work. The top-ranked are Adam Workman (CrossCountry Mortgage, Charlotte), Brian Sewell (Guild Mortgage, Frankfort) and Joanna White (Union Home Mortgage, Arlington Heights). Ranking is lender-neutral: specialty evidence first, then a license in WI, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: November 9, 2020 (Florida), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Brian Sewell](https://lendb.ai/lo/brian-sewell-212085)** (NMLS 212085), Guild Mortgage, Frankfort, IL
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: October 6, 2022 (Florida), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Joanna White](https://lendb.ai/lo/joanna-white-404853)** (NMLS 404853), Union Home Mortgage, Arlington Heights, IL
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: June 2, 2021 (Florida), per state regulator
   - States 24 years of experience (lender page, 2026-10-09)
4. **[Chad Rankin](https://lendb.ai/lo/robert-rankin-490282)** (NMLS 490282), Guild Mortgage, Worcester, MA
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: February 9, 2017 (Florida), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
5. **[Santiago Melo](https://lendb.ai/lo/hermes-melo-1982179)** (NMLS 1982179), Fairway Independent Mortgage Corporation, Oak Brook, IL
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: March 2, 2023 (Florida), per state regulator
   - States 25 years of experience (lender page, 2026-10-09)
6. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: May 11, 2017 (Florida), per state regulator
   - States 25 years of experience (lender page, 2026-10-09)
7. **[Jenn Gawenda](https://lendb.ai/lo/jennifer-gawenda-755952)** (NMLS 755952), Guild Mortgage, Aurora, IL
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: February 8, 2018 (Colorado), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
8. **[Erik Thiel](https://lendb.ai/lo/erik-thiel-488745)** (NMLS 488745), Guild Mortgage, Sheboygan, WI
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - Office in Sheboygan, WI
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 13 years of experience (lender page, 2026-10-09)
9. **[John Higdon](https://lendb.ai/lo/john-higdon-929683)** (NMLS 929683), Guild Mortgage, Waterloo, IA
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: October 11, 2019 (Florida), per state regulator
   - States 14 years of experience (lender page, 2026-10-09)
10. **[Andrew Cornett](https://lendb.ai/lo/andrew-cornett-502408)** (NMLS 502408), LeaderOne Financial, Springfield, IL
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 28 years of experience (lender page, 2026-10-09)
11. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: June 27, 2016 (Colorado), per state regulator
12. **[Kristina Melnik](https://lendb.ai/lo/kvitoslava-melnik-2316172)** (NMLS 2316172), Churchill Mortgage, Roseville, CA
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: May 30, 2025 (Florida), per state regulator
   - States 8 years of experience (lender page, 2026-10-09)
13. **[Cindy Allen](https://lendb.ai/lo/cindy-allen-451818)** (NMLS 451818), Guild Mortgage, Aurora, IL
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: August 23, 2018 (Colorado), per state regulator
14. **[Angie Turley](https://lendb.ai/lo/angela-turley-363066)** (NMLS 363066), Fairway Independent Mortgage Corporation, Mooresville, IN
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: February 14, 2019 (Florida), per state regulator
15. **[Ryan Hall](https://lendb.ai/lo/ryan-hall-284082)** (NMLS 284082), Guild Mortgage, Menasha, WI
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - Office in Menasha, WI
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
16. **[Cliff Amundson](https://lendb.ai/lo/cliff-amundson-2443959)** (NMLS 2443959), Union Home Mortgage, Onalaska, WI
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - Office in Onalaska, WI
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
17. **[Nathan Julius](https://lendb.ai/lo/nathan-julius-2613390)** (NMLS 2613390), Churchill Mortgage, Delafield, WI
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - Office in Delafield, WI
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: April 14, 2026 (Colorado), per state regulator
18. **[Kristi Piatz](https://lendb.ai/lo/kristin-piatz-452537)** (NMLS 452537), Guild Mortgage, Edina, MN
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: May 12, 2021 (Florida), per state regulator
19. **[Dave Amelsberg](https://lendb.ai/lo/dave-amelsberg-373394)** (NMLS 373394), CrossCountry Mortgage, Stillwater, MN
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
20. **[Casey Sean Oiness](https://lendb.ai/lo/casey-oiness-265169)** (NMLS 265169), Guild Mortgage, Bellevue, WA
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: June 11, 2019 (Colorado), per state regulator
21. **[Josh Kilty](https://lendb.ai/lo/josh-kilty-277851)** (NMLS 277851), Fairway Independent Mortgage Corporation, Marshfield, WI
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - Office in Marshfield, WI
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
22. **[Sandra Benitez](https://lendb.ai/lo/sandra-benitez-447074)** (NMLS 447074), JPMorgan Chase Bank (Chase Home Lending), Milwaukee, WI
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - Office in Milwaukee, WI
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
23. **[Bridget Ische](https://lendb.ai/lo/bridget-ische-480187)** (NMLS 480187), Guild Mortgage, Prior Lake, MN
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: December 11, 2024 (Florida), per state regulator
24. **[Kylie Ahrens](https://lendb.ai/lo/kylie-ahrens-2122090)** (NMLS 2122090), Guild Mortgage, Madison, WI
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - Office in Madison, WI
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
25. **[Dawson Rosenow](https://lendb.ai/lo/dawson-rosenow-2248516)** (NMLS 2248516), CrossCountry Mortgage, White Bear Lake, MN
   - Lists First-time buyer on lender page (lender page, verified 2026-10-09)
   - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: October 2, 2025 (Florida), per state regulator

## Questions to ask

- Which low down payment programs fit my situation?
- Am I eligible for any first-time buyer assistance here?
- What will my total cash to close be?

Cite as: LenDb.ai, https://lendb.ai/s/first-time-buyer/wisconsin.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._