---
canonical_url: https://lendb.ai/s/foreign-national/california
last_verified: 2026-10-09
---

# Loan officers for foreign nationals in California

As of 2026-10-09, LenDb lists 7 loan officers licensed in or based in California whose lender pages show Foreign national work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Vivian Pang (Loan Factory) and Nicole Kwan (CrossCountry Mortgage, Lexington). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Eric Rosemary](https://lendb.ai/lo/eric-rosemary-301253)** (NMLS 301253), CrossCountry Mortgage, Boca Raton, FL
   - Lists Foreign national on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2012 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Vivian Pang](https://lendb.ai/lo/vivian-pang-2012258)** (NMLS 2012258), Loan Factory
   - Lists Foreign national on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Nicole Kwan](https://lendb.ai/lo/nicole-kwan-477256)** (NMLS 477256), CrossCountry Mortgage, Lexington, MA
   - Lists Foreign national on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
4. **[Steve Crossman](https://lendb.ai/lo/steven-crossman-995551)** (NMLS 995551), CrossCountry Mortgage, McKinney, TX
   - Lists Foreign national on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2020 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
5. **[Philip Doos](https://lendb.ai/lo/philip-doos-2379827)** (NMLS 2379827), Loan Factory, CA
   - Lists Foreign national on lender page (lender page, verified 2026-10-09)
   - Office in California
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
6. **[Mark Skolnick](https://lendb.ai/lo/mark-skolnick-348746)** (NMLS 348746), C2 Financial Corporation
   - Lists Foreign national on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
7. **[Scott Daniel Storrs](https://lendb.ai/lo/scott-daniel-storrs-1284056)** (NMLS 1284056), C2 Financial Corporation
   - Lists Foreign national on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- What documents do you accept to verify foreign income and credit?
- What down payment and reserves do foreign national loans need?
- Can funds come from an overseas account?

Cite as: LenDb.ai, https://lendb.ai/s/foreign-national/california.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._