{
  "canonical_url": "https://lendb.ai/s/foreign-national/maryland",
  "summary": "As of 2026-10-09, LenDb lists 1 loan officer licensed in or based in Maryland whose lender pages show Foreign national work. The top-ranked is Ken Powell (Fairway Independent Mortgage Corporation, Hughesville). Ranking is lender-neutral: specialty evidence first, then a license in MD, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "foreign-national",
  "state": "MD",
  "total": 1,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 49.8,
      "loan_officer": {
        "nmls_id": 2656628,
        "slug": "ken-powell-2656628",
        "full_name": "Ken Powell",
        "canonical_url": "https://lendb.ai/lo/ken-powell-2656628",
        "json_url": "https://lendb.ai/lo/ken-powell-2656628.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Hughesville",
          "state": "MD"
        },
        "licensed_states": [
          "MD",
          "VA"
        ],
        "licenses": [
          {
            "state": "MD",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "foreign-national",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "licensed_since": null,
        "years_experience": 10,
        "lender_profile_url": "https://www.fairway.com/lo/ken-powell-2656628",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Foreign national on lender page (lender page, verified 2026-10-09)",
        "Office in Hughesville, MD",
        "MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 10 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/ken-powell-2656628",
      "license_check": {
        "state": "MD",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.fairway.com/lo/ken-powell-2656628"
      },
      "match_status": "exact",
      "matched_specialties": [
        "foreign-national"
      ],
      "unconfirmed_specialties": []
    }
  ]
}