---
canonical_url: https://lendb.ai/s/foreign-national/new-york
last_verified: 2026-10-26
---

# Loan officers for foreign nationals in New York

As of 2026-10-26, LenDb lists 7 loan officers licensed in or based in New York whose lender pages show Foreign national work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Darren Stuart (GuardHill Financial LLC) and Joe Kahn (United Nations Federal Credit Union, Long Island City). Ranking is lender-neutral: specialty evidence first, then a license in NY, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Eric Rosemary](https://lendb.ai/lo/eric-rosemary-301253)** (NMLS 301253), CrossCountry Mortgage, Boca Raton, FL
   - Lists Foreign national on lender page (lender page, verified 2026-10-22)
   - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
   - Earliest state license record: April 20, 2011 (California), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Darren Stuart](https://lendb.ai/lo/darren-shlisky-463667)** (NMLS 463667), GuardHill Financial LLC
   - Lists Foreign national on lender page (lender page, verified 2026-10-26)
   - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
   - Earliest state license record: April 26, 2021 (Florida), per state regulator
   - States 18 years of experience (lender page, 2026-10-15)
3. **[Joe Kahn](https://lendb.ai/lo/joe-kahn-181898)** (NMLS 181898), United Nations Federal Credit Union, Long Island City, NY
   - Lists Foreign national on lender page (lender page, verified 2026-10-26)
   - Office in Long Island City, NY
   - Likely federally registered (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS
   - States 17 years of experience (lender page, 2026-10-16)
4. **[Maryla Ciechanowicz](https://lendb.ai/lo/maryla-ciechanowicz-153894)** (NMLS 153894), GuardHill Financial LLC
   - Lists Foreign national on lender page (lender page, verified 2026-10-26)
   - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
   - Earliest state license record: January 13, 2022 (Texas), per state regulator
5. **[Wendy Huang](https://lendb.ai/lo/wenying-huang-1271429)** (NMLS 1271429), GuardHill Financial LLC
   - Lists Foreign national on lender page (lender page, verified 2026-10-26)
   - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
   - Earliest state license record: September 21, 2018 (Florida), per state regulator
6. **[Dennis Vo](https://lendb.ai/lo/dennis-vo-202984)** (NMLS 202984), CMG Home Loans, Miami, FL
   - Lists Foreign national on lender page (lender page, verified 2026-10-20)
   - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
   - Earliest state license record: March 5, 2018 (Florida), per state regulator
7. **[Belal Khalid](https://lendb.ai/lo/belal-khalid-2076564)** (NMLS 2076564), Guaranteed Rate Affinity, LLC, Mount Laurel, NJ
   - Lists Foreign national on lender page (lender page, verified 2026-10-21)
   - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
   - Earliest state license record: July 27, 2021 (Texas), per state regulator

## Questions to ask

- What documents do you accept to verify foreign income and credit?
- What down payment and reserves do foreign national loans need?
- Can funds come from an overseas account?

Cite as: LenDb.ai, https://lendb.ai/s/foreign-national/new-york.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._