---
canonical_url: https://lendb.ai/s/foreign-national/texas
last_verified: 2026-10-09
---

# Loan officers for foreign nationals in Texas

As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in Texas whose lender pages show Foreign national work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Antonio Gutierrez (Loan Factory) and Steve Crossman (CrossCountry Mortgage, McKinney). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Eric Rosemary](https://lendb.ai/lo/eric-rosemary-301253)** (NMLS 301253), CrossCountry Mortgage, Boca Raton, FL
   - Lists Foreign national on lender page (lender page, verified 2026-10-09)
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2012 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Antonio Gutierrez](https://lendb.ai/lo/antonio-gutierrez-722537)** (NMLS 722537), Loan Factory, TX
   - Lists Foreign national on lender page (lender page, verified 2026-10-09)
   - Office in Texas
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Steve Crossman](https://lendb.ai/lo/steven-crossman-995551)** (NMLS 995551), CrossCountry Mortgage, McKinney, TX
   - Lists Foreign national on lender page (lender page, verified 2026-10-09)
   - Office in McKinney, TX
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2020 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
4. **[Elie Kassin](https://lendb.ai/lo/elie-smilovitz-kassin-2798052)** (NMLS 2798052), Loan Factory, Miami, FL
   - Lists Foreign national on lender page (lender page, verified 2026-10-09)
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2026 (per Florida records)

## Questions to ask

- What documents do you accept to verify foreign income and credit?
- What down payment and reserves do foreign national loans need?
- Can funds come from an overseas account?

Cite as: LenDb.ai, https://lendb.ai/s/foreign-national/texas.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._