{
  "canonical_url": "https://lendb.ai/s/foreign-national/washington",
  "summary": "As of 2026-10-09, LenDb lists 3 loan officers licensed in or based in Washington whose lender pages show Foreign national work. The top-ranked are George Pressley (Loan Factory), Janeth Pannen (Intercap Lending) and Ivan Lin (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "foreign-national",
  "state": "WA",
  "total": 3,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 49.8,
      "loan_officer": {
        "nmls_id": 94040,
        "slug": "george-pressley-94040",
        "full_name": "George Pressley",
        "canonical_url": "https://lendb.ai/lo/george-pressley-94040",
        "json_url": "https://lendb.ai/lo/george-pressley-94040.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "WA"
        },
        "licensed_states": [
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "1099-income",
            "evidence": "lender_page_text"
          },
          {
            "slug": "asset-based",
            "evidence": "lender_page_text"
          },
          {
            "slug": "bank-statement",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "foreign-national",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "low-credit",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 30,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/george-pressley-94040",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Foreign national on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "Branch in Washington",
        "30 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/george-pressley-94040"
    },
    {
      "rank": 2,
      "score": 43.5,
      "loan_officer": {
        "nmls_id": 1502086,
        "slug": "janeth-pannen-1502086",
        "full_name": "Janeth Pannen",
        "canonical_url": "https://lendb.ai/lo/janeth-pannen-1502086",
        "json_url": "https://lendb.ai/lo/janeth-pannen-1502086.json",
        "lender": {
          "nmls_id": 190465,
          "name": "Intercap Lending",
          "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
          "type": "imb"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "licensed_states": [
          "AZ",
          "CA",
          "IL",
          "OR",
          "WA"
        ],
        "languages": [
          "es"
        ],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "itin",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "foreign-national",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": null,
        "lender_profile_url": "https://www.intercaplending.com/loan-officer/janeth-pannen/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Foreign national on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/janeth-pannen-1502086"
    },
    {
      "rank": 3,
      "score": 36.5,
      "loan_officer": {
        "nmls_id": 2462401,
        "slug": "ivan-lin-2462401",
        "full_name": "Ivan Lin",
        "canonical_url": "https://lendb.ai/lo/ivan-lin-2462401",
        "json_url": "https://lendb.ai/lo/ivan-lin-2462401.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "licensed_states": [
          "FL",
          "AL",
          "CO",
          "IA",
          "IL",
          "LA",
          "MD",
          "MN",
          "MO",
          "WA"
        ],
        "languages": [
          "zh"
        ],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "foreign-national",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "physician",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 0,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/ivan-lin-2462401",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Foreign national on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "0 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/ivan-lin-2462401"
    }
  ]
}