---
canonical_url: https://lendb.ai/s/heloc/arizona
last_verified: 2026-10-09
---

# HELOC loan officers in Arizona

As of 2026-10-09, LenDb lists 135 loan officers licensed in or based in Arizona whose lender pages show HELOC work. The top-ranked are Arthur Klein (JPMorgan Chase Bank (Chase Home Lending), Phoenix), Emmett Clark (Loan Factory) and Christopher Brown (JPMorgan Chase Bank (Chase Home Lending), Phoenix). Ranking is lender-neutral: specialty evidence first, then a license in AZ, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Arthur Klein](https://lendb.ai/lo/arthur-klein-1452376)** (NMLS 1452376), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 26 years of experience (lender page, 2026-10-09)
2. **[Emmett Clark](https://lendb.ai/lo/emmett-clark-233747)** (NMLS 233747), Loan Factory
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Christopher Brown](https://lendb.ai/lo/christopher-brown-1037350)** (NMLS 1037350), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Licensed since 2018 (per Florida records)
   - States 10 years of experience (lender page, 2026-10-09)
4. **[Megan Curtis](https://lendb.ai/lo/megan-curtis-1621681)** (NMLS 1621681), Pennymac, Pasadena, CA
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Colorado records)
5. **[Mason Meyer](https://lendb.ai/lo/mason-meyer-1644047)** (NMLS 1644047), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Licensed since 2018 (per Florida records)
6. **[Erik Browning](https://lendb.ai/lo/erik-browning-2264602)** (NMLS 2264602), CrossCountry Mortgage, Scottsdale, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Scottsdale, AZ
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
7. **[B Orozco](https://lendb.ai/lo/berenice-orozco-2005188)** (NMLS 2005188), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Licensed since 2020 (per Florida records)
8. **[Marisela Alonzo](https://lendb.ai/lo/marisela-alonzo-2855198)** (NMLS 2855198), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - States 30 years of experience (lender page, 2026-10-09)
9. **[Dennis Daniel](https://lendb.ai/lo/dennis-daniel-692223)** (NMLS 692223), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Licensed since 2018 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
10. **[Daniel McDermott](https://lendb.ai/lo/daniel-mcdermott-430030)** (NMLS 430030), CrossCountry Mortgage, Montvale, NJ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2012 (per Florida records)
11. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
   - States 25 years of experience (lender page, 2026-10-09)
12. **[Daniel Rosenblatt](https://lendb.ai/lo/daniel-rosenblatt-1993020)** (NMLS 1993020), Newrez, Fort Washington, PA
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Colorado records)
13. **[Celine Diaz](https://lendb.ai/lo/celine-diaz-2142412)** (NMLS 2142412), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - States 3 years of experience (lender page, 2026-10-09)
14. **[Juana F Ruiz](https://lendb.ai/lo/juana-f-ruiz-1249406)** (NMLS 1249406), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
15. **[Andrew Zavage](https://lendb.ai/lo/andrew-zavage-1920906)** (NMLS 1920906), Barrett Financial Group, Chandler, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Chandler, AZ
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2026 (per Florida records)
16. **[Connie Ramirez](https://lendb.ai/lo/connie-ramirez-2127348)** (NMLS 2127348), JPMorgan Chase Bank (Chase Home Lending), Scottsdale, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Scottsdale, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
17. **[Martin Ariel Fragala](https://lendb.ai/lo/martin-ariel-fragala-2214467)** (NMLS 2214467), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
18. **[Mariana Islas](https://lendb.ai/lo/mariana-islas-428060)** (NMLS 428060), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
19. **[Anne Mehedinti](https://lendb.ai/lo/anne-mehedinti-1057485)** (NMLS 1057485), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
20. **[Mark Stevens](https://lendb.ai/lo/mark-stevens-1630798)** (NMLS 1630798), JPMorgan Chase Bank (Chase Home Lending), Tempe, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Tempe, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
21. **[Jackson Hoobler](https://lendb.ai/lo/jackson-hoobler-1811187)** (NMLS 1811187), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
22. **[O'Brian P Enright](https://lendb.ai/lo/o-brian-p-enright-1967525)** (NMLS 1967525), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
23. **[Katie Heyman](https://lendb.ai/lo/katie-heyman-2152726)** (NMLS 2152726), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
24. **[Anderson Kendig](https://lendb.ai/lo/anderson-kendig-2563986)** (NMLS 2563986), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
25. **[Ismael Ordaz](https://lendb.ai/lo/ismael-ordaz-2744439)** (NMLS 2744439), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS

## Questions to ask

- What combined loan-to-value do you allow?
- Is the rate variable, and are there fixed-rate draw options?
- Are there annual fees or early closure fees?

Cite as: LenDb.ai, https://lendb.ai/s/heloc/arizona.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._