{
  "canonical_url": "https://lendb.ai/s/heloc/connecticut",
  "summary": "As of 2026-10-09, LenDb lists 30 loan officers licensed in or based in Connecticut whose lender pages show HELOC work. The top-ranked are Daniel McDermott (CrossCountry Mortgage, Montvale), William J. Gill (Total Mortgage Services, Fairfield) and Jared Maxwell (Embrace Home Loans, Middletown). Ranking is lender-neutral: specialty evidence first, then a license in CT, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "heloc",
  "state": "CT",
  "total": 30,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 52,
      "loan_officer": {
        "nmls_id": 430030,
        "slug": "daniel-mcdermott-430030",
        "full_name": "Daniel McDermott",
        "canonical_url": "https://lendb.ai/lo/daniel-mcdermott-430030",
        "json_url": "https://lendb.ai/lo/daniel-mcdermott-430030.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Montvale",
          "state": "NJ"
        },
        "licensed_states": [
          "FL",
          "CO",
          "AL",
          "AZ",
          "CA",
          "CT",
          "GA",
          "IL",
          "IN",
          "KY",
          "MA",
          "MD",
          "MI",
          "MS",
          "NC",
          "NJ",
          "NV",
          "NY",
          "OH",
          "OK",
          "OR",
          "PA",
          "SC",
          "TN",
          "UT",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 14,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/montvale-nj-4328/daniel-mcdermott/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists HELOC on lender page (lender page, verified 2026-10-09)",
        "Licensed in CT (listed on lender page, verified 2026-10-09)",
        "14 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/daniel-mcdermott-430030"
    },
    {
      "rank": 2,
      "score": 46.8,
      "loan_officer": {
        "nmls_id": 453608,
        "slug": "william-gill-453608",
        "full_name": "William J. Gill",
        "canonical_url": "https://lendb.ai/lo/william-gill-453608",
        "json_url": "https://lendb.ai/lo/william-gill-453608.json",
        "lender": {
          "nmls_id": 2764,
          "name": "Total Mortgage Services",
          "canonical_url": "https://lendb.ai/lender/total-mortgage-services-2764",
          "type": "imb"
        },
        "branch": {
          "city": "Fairfield",
          "state": "CT"
        },
        "licensed_states": [
          "CA",
          "CT",
          "MA",
          "NJ",
          "NY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": 12,
        "lender_profile_url": "https://www.totalmortgage.com/bankers/william-gill",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists HELOC on lender page (lender page, verified 2026-10-09)",
        "Licensed in CT (listed on lender page, verified 2026-10-09)",
        "Branch in Connecticut",
        "8 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/william-gill-453608"
    },
    {
      "rank": 3,
      "score": 45.3,
      "loan_officer": {
        "nmls_id": 19167,
        "slug": "jared-maxwell-19167",
        "full_name": "Jared Maxwell",
        "canonical_url": "https://lendb.ai/lo/jared-maxwell-19167",
        "json_url": "https://lendb.ai/lo/jared-maxwell-19167.json",
        "lender": {
          "nmls_id": 2184,
          "name": "Embrace Home Loans",
          "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184",
          "type": "imb"
        },
        "branch": {
          "city": "Middletown",
          "state": "RI"
        },
        "licensed_states": [
          "FL",
          "AL",
          "AR",
          "AZ",
          "CT",
          "IN",
          "MA",
          "MD",
          "ME",
          "NC",
          "NH",
          "NJ",
          "NY",
          "OH",
          "OK",
          "PA",
          "RI",
          "SC",
          "TN",
          "TX",
          "VA",
          "WA",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": 21,
        "lender_profile_url": "https://www.embracehomeloans.com/location/rhode-island/middletown/jared-maxwell",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists HELOC on lender page (lender page, verified 2026-10-09)",
        "Licensed in CT (listed on lender page, verified 2026-10-09)",
        "15 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/jared-maxwell-19167"
    },
    {
      "rank": 4,
      "score": 40.8,
      "loan_officer": {
        "nmls_id": 12319,
        "slug": "anthony-desano-12319",
        "full_name": "Anthony Desano",
        "canonical_url": "https://lendb.ai/lo/anthony-desano-12319",
        "json_url": "https://lendb.ai/lo/anthony-desano-12319.json",
        "lender": {
          "nmls_id": 2184,
          "name": "Embrace Home Loans",
          "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184",
          "type": "imb"
        },
        "branch": {
          "city": "Middletown",
          "state": "RI"
        },
        "licensed_states": [
          "FL",
          "AL",
          "AZ",
          "CA",
          "CT",
          "GA",
          "IN",
          "KY",
          "MA",
          "MD",
          "MI",
          "MS",
          "NC",
          "NH",
          "NJ",
          "NM",
          "NY",
          "OH",
          "PA",
          "RI",
          "TN",
          "TX",
          "VA",
          "WV"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 6,
        "years_experience": 19,
        "lender_profile_url": "https://www.embracehomeloans.com/location/rhode-island/middletown/anthony-desano",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists HELOC on lender page (lender page, verified 2026-10-09)",
        "Licensed in CT (listed on lender page, verified 2026-10-09)",
        "6 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/anthony-desano-12319"
    },
    {
      "rank": 5,
      "score": 37,
      "loan_officer": {
        "nmls_id": 1993122,
        "slug": "coleman-bales-1993122",
        "full_name": "Coleman Bales",
        "canonical_url": "https://lendb.ai/lo/coleman-bales-1993122",
        "json_url": "https://lendb.ai/lo/coleman-bales-1993122.json",
        "lender": {
          "nmls_id": 643114,
          "name": "Atlantic Coast Mortgage",
          "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
          "type": "imb"
        },
        "branch": {
          "city": "Fairfax",
          "state": "VA"
        },
        "licensed_states": [
          "FL",
          "CA",
          "CT",
          "DC",
          "GA",
          "LA",
          "MD",
          "MS",
          "NE",
          "NJ",
          "SC",
          "VA",
          "WA",
          "WI",
          "WV"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 1,
        "years_experience": null,
        "lender_profile_url": "https://www.atlanticcoastmortgage.com/lo/coleman-bales/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists HELOC on lender page (lender page, verified 2026-10-09)",
        "Licensed in CT (listed on lender page, verified 2026-10-09)",
        "1 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/coleman-bales-1993122"
    },
    {
      "rank": 6,
      "score": 26.8,
      "loan_officer": {
        "nmls_id": 1187141,
        "slug": "brandon-parenti-1187141",
        "full_name": "Brandon Parenti",
        "canonical_url": "https://lendb.ai/lo/brandon-parenti-1187141",
        "json_url": "https://lendb.ai/lo/brandon-parenti-1187141.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Prospect",
          "state": "CT"
        },
        "licensed_states": [
          "FL",
          "CT",
          "MA",
          "MD",
          "NC",
          "NH"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/prospect-ct-4338/brandon-parenti/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists HELOC on lender page (lender page, verified 2026-10-09)",
        "Licensed in CT (listed on lender page, verified 2026-10-09)",
        "Branch in Connecticut",
        "8 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/brandon-parenti-1187141"
    },
    {
      "rank": 7,
      "score": 25.8,
      "loan_officer": {
        "nmls_id": 21486,
        "slug": "debbie-o-rourke-21486",
        "full_name": "Debbie O'Rourke",
        "canonical_url": "https://lendb.ai/lo/debbie-o-rourke-21486",
        "json_url": "https://lendb.ai/lo/debbie-o-rourke-21486.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Newton",
          "state": "MA"
        },
        "licensed_states": [
          "CT",
          "MA",
          "ME",
          "NH"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 25,
        "lender_profile_url": "https://crosscountrymortgage.com/newton-ma-4393/deborah-orourke/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists HELOC on lender page (lender page, verified 2026-10-09)",
        "Licensed in CT (listed on lender page, verified 2026-10-09)",
        "25 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/debbie-o-rourke-21486"
    },
    {
      "rank": 8,
      "score": 25.3,
      "loan_officer": {
        "nmls_id": 28020,
        "slug": "maryann-taormina-28020",
        "full_name": "Maryann Taormina",
        "canonical_url": "https://lendb.ai/lo/maryann-taormina-28020",
        "json_url": "https://lendb.ai/lo/maryann-taormina-28020.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Tampa",
          "state": "FL"
        },
        "licensed_states": [
          "FL",
          "CT",
          "MA",
          "ME",
          "NH",
          "NJ",
          "NY",
          "RI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": 40,
        "lender_profile_url": "https://crosscountrymortgage.com/tampa-fl-8207/maryann-taormina/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists HELOC on lender page (lender page, verified 2026-10-09)",
        "Licensed in CT (listed on lender page, verified 2026-10-09)",
        "15 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/maryann-taormina-28020"
    },
    {
      "rank": 9,
      "score": 24.8,
      "loan_officer": {
        "nmls_id": 1086681,
        "slug": "nic-bucca-1086681",
        "full_name": "Nic Bucca",
        "canonical_url": "https://lendb.ai/lo/nic-bucca-1086681",
        "json_url": "https://lendb.ai/lo/nic-bucca-1086681.json",
        "lender": {
          "nmls_id": 2553292,
          "name": "Lit Financial Corporation",
          "canonical_url": "https://lendb.ai/lender/lit-financial-2553292",
          "type": "imb"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "licensed_states": [
          "FL",
          "CO",
          "CT",
          "GA",
          "LA",
          "MI",
          "PA",
          "TX"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "bank-statement",
            "evidence": "lender_page_text"
          },
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 12,
        "years_experience": 11,
        "lender_profile_url": "https://litfinancial.com/loan-experts/nic-bucca",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists HELOC on lender page (lender page, verified 2026-10-09)",
        "Licensed in CT (listed on lender page, verified 2026-10-09)",
        "12 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/nic-bucca-1086681"
    },
    {
      "rank": 10,
      "score": 24.5,
      "loan_officer": {
        "nmls_id": 8676,
        "slug": "philip-russo-8676",
        "full_name": "Phil Russo",
        "canonical_url": "https://lendb.ai/lo/philip-russo-8676",
        "json_url": "https://lendb.ai/lo/philip-russo-8676.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Wayne",
          "state": "PA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "AZ",
          "CA",
          "CO",
          "CT",
          "DC",
          "DE",
          "GA",
          "ID",
          "LA",
          "MA",
          "MD",
          "ME",
          "MI",
          "MT",
          "NC",
          "NH",
          "NJ",
          "NY",
          "OH",
          "PA",
          "SC",
          "TN",
          "TX",
          "VA",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/wayne-pa-2590/philip-russo/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists HELOC on lender page (lender page, verified 2026-10-09)",
        "Licensed in CT (listed on lender page, verified 2026-10-09)",
        "15 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/philip-russo-8676"
    },
    {
      "rank": 11,
      "score": 24.5,
      "loan_officer": {
        "nmls_id": 63764,
        "slug": "christopher-keelin-63764",
        "full_name": "Christopher Keelin",
        "canonical_url": "https://lendb.ai/lo/christopher-keelin-63764",
        "json_url": "https://lendb.ai/lo/christopher-keelin-63764.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Denville",
          "state": "NJ"
        },
        "licensed_states": [
          "FL",
          "AL",
          "AZ",
          "CA",
          "CO",
          "CT",
          "DC",
          "DE",
          "GA",
          "IL",
          "IN",
          "KS",
          "KY",
          "LA",
          "MA",
          "MD",
          "ME",
          "MI",
          "MN",
          "MO",
          "MS",
          "MT",
          "NC",
          "ND",
          "NE",
          "NH",
          "NJ",
          "NV",
          "NY",
          "OH",
          "OK",
          "OR",
          "PA",
          "RI",
          "SC",
          "SD",
          "TN",
          "TX",
          "VA",
          "VT",
          "WA",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/denville-nj-3480/christopher-keelin/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists HELOC on lender page (lender page, verified 2026-10-09)",
        "Licensed in CT (listed on lender page, verified 2026-10-09)",
        "15 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/christopher-keelin-63764"
    },
    {
      "rank": 12,
      "score": 24.3,
      "loan_officer": {
        "nmls_id": 1028904,
        "slug": "john-healy-1028904",
        "full_name": "Jake Healy",
        "canonical_url": "https://lendb.ai/lo/john-healy-1028904",
        "json_url": "https://lendb.ai/lo/john-healy-1028904.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Delray Beach",
          "state": "FL"
        },
        "licensed_states": [
          "FL",
          "CT",
          "GA",
          "MA",
          "NJ",
          "NY",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 13,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/delray-beach-fl-3726/john-healy/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists HELOC on lender page (lender page, verified 2026-10-09)",
        "Licensed in CT (listed on lender page, verified 2026-10-09)",
        "13 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/john-healy-1028904"
    },
    {
      "rank": 13,
      "score": 24,
      "loan_officer": {
        "nmls_id": 12134,
        "slug": "david-pickering-12134",
        "full_name": "David Pickering",
        "canonical_url": "https://lendb.ai/lo/david-pickering-12134",
        "json_url": "https://lendb.ai/lo/david-pickering-12134.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Cleveland",
          "state": "OH"
        },
        "licensed_states": [
          "FL",
          "AL",
          "AZ",
          "CA",
          "CO",
          "CT",
          "DE",
          "IN",
          "KS",
          "KY",
          "LA",
          "MA",
          "MD",
          "MN",
          "MO",
          "NC",
          "NH",
          "NJ",
          "NV",
          "NY",
          "OH",
          "OK",
          "PA",
          "SC",
          "TN",
          "TX",
          "VA",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
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