--- canonical_url: https://lendb.ai/s/heloc/georgia last_verified: 2026-10-09 --- # HELOC loan officers in Georgia As of 2026-10-09, LenDb lists 114 loan officers licensed in or based in Georgia whose lender pages show HELOC work. The top-ranked are Paul Weidner (Guild Mortgage, Ormond Beach), Jacob Kuzman (LeaderOne Financial, Winter Park) and Jeffrey "Zack" Zachow (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in GA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Paul Weidner](https://lendb.ai/lo/paul-weidner-301434)** (NMLS 301434), Guild Mortgage, Ormond Beach, FL - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 2. **[Jacob Kuzman](https://lendb.ai/lo/jacob-kuzman-373644)** (NMLS 373644), LeaderOne Financial, Winter Park, FL - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 3. **[Jeffrey "Zack" Zachow](https://lendb.ai/lo/jeffrey-zachow-450729)** (NMLS 450729), Loan Factory - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 4. **[Ryan Underwood](https://lendb.ai/lo/ryan-underwood-1886806)** (NMLS 1886806), CrossCountry Mortgage, Independence, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Colorado records) 5. **[Daniel McDermott](https://lendb.ai/lo/daniel-mcdermott-430030)** (NMLS 430030), CrossCountry Mortgage, Montvale, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 6. **[Mike Bryant](https://lendb.ai/lo/mike-bryant-648999)** (NMLS 648999), LeaderOne Financial, Overland Park, KS - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 7. **[Bill White](https://lendb.ai/lo/william-white-2268018)** (NMLS 2268018), CrossCountry Mortgage, Cincinnati, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 8. **[Dameion S Norman](https://lendb.ai/lo/dameion-s-norman-599305)** (NMLS 599305), JPMorgan Chase Bank (Chase Home Lending), Atlanta, GA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Atlanta, GA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 18 years of experience (lender page, 2026-10-09) 9. **[James Abdallah](https://lendb.ai/lo/james-abdallah-255833)** (NMLS 255833), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 10. **[Bryan Young](https://lendb.ai/lo/bryan-young-1504425)** (NMLS 1504425), LeaderOne Financial, Oak Brook, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 11. **[Ryan Vallone](https://lendb.ai/lo/ryan-vallone-312680)** (NMLS 312680), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Colorado records) - States 15 years of experience (lender page, 2026-10-09) 12. **[Anthony Desano](https://lendb.ai/lo/anthony-desano-12319)** (NMLS 12319), Embrace Home Loans, Middletown, RI - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 19 years of experience (lender page, 2026-10-09) 13. **[James Burton](https://lendb.ai/lo/james-burton-2121317)** (NMLS 2121317), Southern Trust Mortgage, Mt Pleasant, SC - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 14. **[Jeff Hammel](https://lendb.ai/lo/jeffrey-hammel-162437)** (NMLS 162437), Ruoff Mortgage - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 32 years of experience (lender page, 2026-10-09) 15. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 17 years of experience (lender page, 2026-10-09) 16. **[Alex Heath](https://lendb.ai/lo/alex-heath-290072)** (NMLS 290072), Xpert Home Lending - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2009 (per Colorado records) 17. **[Valerie Clymer](https://lendb.ai/lo/valerie-clymer-221831)** (NMLS 221831), Success Mortgage Partners, Plymouth, MI - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 18. **[Jim Brettl](https://lendb.ai/lo/jim-brettl-455400)** (NMLS 455400), Xpert Home Lending - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 19. **[Lisa Calfee](https://lendb.ai/lo/lisa-calfee-2847725)** (NMLS 2847725), Highlands Residential Mortgage, Chattanooga, TN - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[Trung Nguyen](https://lendb.ai/lo/trung-nguyen-1806263)** (NMLS 1806263), Loan Factory - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 21. **[TiJuana Jennings](https://lendb.ai/lo/tijuana-jennings-1035189)** (NMLS 1035189), JPMorgan Chase Bank (Chase Home Lending), Brookhaven, GA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Brookhaven, GA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2023 (per Florida records) 22. **[Peyton Ginyard](https://lendb.ai/lo/peyton-ginyard-2742977)** (NMLS 2742977), Loan Factory, Lawrenceville, GA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Lawrenceville, GA - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 23. **[Matt Harsh](https://lendb.ai/lo/matthew-harsh-938711)** (NMLS 938711), JPMorgan Chase Bank (Chase Home Lending), Woodstock, GA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Woodstock, GA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2023 (per Florida records) 24. **[Arnell Brady II](https://lendb.ai/lo/arnell-brady-1128672)** (NMLS 1128672), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 25. **[Jordan Heatherly](https://lendb.ai/lo/jordan-heatherly-1312244)** (NMLS 1312244), Churchill Mortgage, Brentwood, TN - Lists HELOC on lender page (lender page, verified 2026-10-09) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) ## Questions to ask - What combined loan-to-value do you allow? - Is the rate variable, and are there fixed-rate draw options? - Are there annual fees or early closure fees? Cite as: LenDb.ai, https://lendb.ai/s/heloc/georgia. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._