--- canonical_url: https://lendb.ai/s/heloc/illinois last_verified: 2026-10-10 --- # HELOC loan officers in Illinois As of 2026-10-10, LenDb lists 64 loan officers licensed in or based in Illinois whose lender pages show HELOC work. The top-ranked are Tracey Radinovic (Fairway Independent Mortgage Corporation, Overland Park), Dan Larkin (LeaderOne Financial, Oak Brook) and Ryan Underwood (CrossCountry Mortgage, Independence). Ranking is lender-neutral: specialty evidence first, then a license in IL, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists HELOC on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 2. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Oak Brook, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 3. **[Ryan Underwood](https://lendb.ai/lo/ryan-underwood-1886806)** (NMLS 1886806), CrossCountry Mortgage, Independence, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Colorado records) 4. **[Daniel McDermott](https://lendb.ai/lo/daniel-mcdermott-430030)** (NMLS 430030), CrossCountry Mortgage, Montvale, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 5. **[Bill White](https://lendb.ai/lo/william-white-2268018)** (NMLS 2268018), CrossCountry Mortgage, Cincinnati, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 6. **[James Abdallah](https://lendb.ai/lo/james-abdallah-255833)** (NMLS 255833), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 7. **[Brendan Williamson](https://lendb.ai/lo/brendan-williamson-1449934)** (NMLS 1449934), JPMorgan Chase Bank (Chase Home Lending), Naperville, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Naperville, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 8. **[Matthew Hay](https://lendb.ai/lo/matthew-hay-1852699)** (NMLS 1852699), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Chicago, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 9. **[Zachary A White](https://lendb.ai/lo/zachary-a-white-1900385)** (NMLS 1900385), JPMorgan Chase Bank (Chase Home Lending), Schaumburg, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Schaumburg, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 10. **[Connor Farley](https://lendb.ai/lo/connor-farley-2516301)** (NMLS 2516301), Lower, Columbus, OH - Lists HELOC on lender page (lender page, verified 2026-10-10) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 11. **[Ryan Vallone](https://lendb.ai/lo/ryan-vallone-312680)** (NMLS 312680), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Colorado records) - States 15 years of experience (lender page, 2026-10-09) 12. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists HELOC on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) 13. **[Andrew Zavage](https://lendb.ai/lo/andrew-zavage-1920906)** (NMLS 1920906), Barrett Financial Group, Chandler, AZ - Lists HELOC on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 14. **[Michael McGarvey](https://lendb.ai/lo/michael-mcgarvey-1643074)** (NMLS 1643074), BMO Bank, Naperville, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Naperville, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 15. **[Arnell Brady II](https://lendb.ai/lo/arnell-brady-1128672)** (NMLS 1128672), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Chicago, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 16. **[Thomas J Siurek II](https://lendb.ai/lo/thomas-j-siurek-ii-2518841)** (NMLS 2518841), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Chicago, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2023 (per Florida records) 17. **[Arpan Shah](https://lendb.ai/lo/arpan-shah-425569)** (NMLS 425569), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Chicago, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 18. **[James Figueroa](https://lendb.ai/lo/james-figueroa-763844)** (NMLS 763844), JPMorgan Chase Bank (Chase Home Lending), Naperville, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Naperville, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 19. **[David Bedolla](https://lendb.ai/lo/david-bedolla-927703)** (NMLS 927703), JPMorgan Chase Bank (Chase Home Lending), Lake In The Hills, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Lake In The Hills, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 20. **[Xinyu (Cindy) Vajen](https://lendb.ai/lo/xinyu-cindy-vajen-1661695)** (NMLS 1661695), JPMorgan Chase Bank (Chase Home Lending), Spring Grove, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Spring Grove, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 21. **[Raul Puente Sigala](https://lendb.ai/lo/raul-puente-sigala-1922829)** (NMLS 1922829), JPMorgan Chase Bank (Chase Home Lending), Waukegan, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Waukegan, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 22. **[Reid Mitchell](https://lendb.ai/lo/reid-mitchell-426724)** (NMLS 426724), JPMorgan Chase Bank (Chase Home Lending), Aurora, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Aurora, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 23. **[Ken Krasowski](https://lendb.ai/lo/ken-krasowski-514200)** (NMLS 514200), JPMorgan Chase Bank (Chase Home Lending), Prospect Heights, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Prospect Heights, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 24. **[Kole Clay](https://lendb.ai/lo/kole-clay-2786965)** (NMLS 2786965), Lower, Columbus, OH - Lists HELOC on lender page (lender page, verified 2026-10-10) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 25. **[Prince Williams](https://lendb.ai/lo/prince-williams-190429)** (NMLS 190429), CrossCountry Mortgage, Elk Grove Village, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Elk Grove Village, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) ## Questions to ask - What combined loan-to-value do you allow? - Is the rate variable, and are there fixed-rate draw options? - Are there annual fees or early closure fees? Cite as: LenDb.ai, https://lendb.ai/s/heloc/illinois. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._