---
canonical_url: https://lendb.ai/s/heloc/indiana
last_verified: 2026-10-09
---

# HELOC loan officers in Indiana

As of 2026-10-09, LenDb lists 117 loan officers licensed in or based in Indiana whose lender pages show HELOC work. The top-ranked are Tom Lade (CrossCountry Mortgage, Columbus), Ryan Underwood (CrossCountry Mortgage, Independence) and Daniel McDermott (CrossCountry Mortgage, Montvale). Ranking is lender-neutral: specialty evidence first, then a license in IN, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Tom Lade](https://lendb.ai/lo/thomas-lade-962607)** (NMLS 962607), CrossCountry Mortgage, Columbus, OH
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 6 years licensed
   - No disciplinary actions on file at LenDb
2. **[Ryan Underwood](https://lendb.ai/lo/ryan-underwood-1886806)** (NMLS 1886806), CrossCountry Mortgage, Independence, OH
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 6 years licensed
   - No disciplinary actions on file at LenDb
3. **[Daniel McDermott](https://lendb.ai/lo/daniel-mcdermott-430030)** (NMLS 430030), CrossCountry Mortgage, Montvale, NJ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 14 years licensed
   - No disciplinary actions on file at LenDb
4. **[Bill White](https://lendb.ai/lo/william-white-2268018)** (NMLS 2268018), CrossCountry Mortgage, Cincinnati, OH
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 3 years licensed
   - No disciplinary actions on file at LenDb
5. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 0 years licensed
   - No disciplinary actions on file at LenDb
6. **[Kris Hermann](https://lendb.ai/lo/kris-hermann-1247814)** (NMLS 1247814), Lit Financial Corporation
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - No disciplinary actions on file at LenDb
7. **[Jason Kain](https://lendb.ai/lo/jason-kain-438557)** (NMLS 438557), Fairway Independent Mortgage Corporation, Columbus, IN
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - Branch in Indiana
   - 4 years licensed
   - No disciplinary actions on file at LenDb
8. **[Enrique Pelayo Jr](https://lendb.ai/lo/enrique-pelayo-jr-131435)** (NMLS 131435), Loan Factory
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 5 years licensed
   - No disciplinary actions on file at LenDb
9. **[Tyann Sanchez](https://lendb.ai/lo/tyann-sanchez-608673)** (NMLS 608673), Fairway Independent Mortgage Corporation, Fort Wayne, IN
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - Branch in Indiana
   - 5 years experience (stated on lender page, 2026-10-09)
   - No disciplinary actions on file at LenDb
10. **[Jared Maxwell](https://lendb.ai/lo/jared-maxwell-19167)** (NMLS 19167), Embrace Home Loans, Middletown, RI
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 15 years licensed
   - No disciplinary actions on file at LenDb
11. **[Gene Cooney](https://lendb.ai/lo/gene-cooney-438579)** (NMLS 438579), Ruoff Mortgage
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 25 years experience (stated on lender page, 2026-10-09)
   - No disciplinary actions on file at LenDb
12. **[Mandy Dudley](https://lendb.ai/lo/mandy-dudley-2724079)** (NMLS 2724079), Ruoff Mortgage
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 25 years experience (stated on lender page, 2026-10-09)
   - No disciplinary actions on file at LenDb
13. **[Dan Smith](https://lendb.ai/lo/dan-smith-2784335)** (NMLS 2784335), Ruoff Mortgage, Bloomington, IN
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - Branch in Indiana
   - 15 years experience (stated on lender page, 2026-10-09)
   - No disciplinary actions on file at LenDb
14. **[Arnell Brady II](https://lendb.ai/lo/arnell-brady-1128672)** (NMLS 1128672), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 3 years licensed
   - No disciplinary actions on file at LenDb
15. **[Jennifer Terhune](https://lendb.ai/lo/jennifer-terhune-650420)** (NMLS 650420), U.S. Bank, Chandler, IN
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Branch in Indiana; no license list on file yet, verify at NMLS Consumer Access
   - No disciplinary actions on file at LenDb
16. **[Corey Vandenberg](https://lendb.ai/lo/corin-vandenberg-563900)** (NMLS 563900), Success Mortgage Partners, Grand Rapids, MI
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 9 years licensed
   - No disciplinary actions on file at LenDb
17. **[Karan Rastall](https://lendb.ai/lo/karan-rastall-763395)** (NMLS 763395), Ruoff Mortgage
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 15 years experience (stated on lender page, 2026-10-09)
   - No disciplinary actions on file at LenDb
18. **[Jenn Gawenda](https://lendb.ai/lo/jennifer-gawenda-755952)** (NMLS 755952), Guild Mortgage, Aurora, IL
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 8 years licensed
   - No disciplinary actions on file at LenDb
19. **[Anthony Desano](https://lendb.ai/lo/anthony-desano-12319)** (NMLS 12319), Embrace Home Loans, Middletown, RI
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 6 years licensed
   - No disciplinary actions on file at LenDb
20. **[Jeff Hammel](https://lendb.ai/lo/jeffrey-hammel-162437)** (NMLS 162437), Ruoff Mortgage
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 8 years licensed
   - No disciplinary actions on file at LenDb
21. **[Jordan Heatherly](https://lendb.ai/lo/jordan-heatherly-1312244)** (NMLS 1312244), Churchill Mortgage, Brentwood, TN
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Licensed in IN (listed on lender page, verified 2026-10-09)
   - 5 years licensed
   - No disciplinary actions on file at LenDb
22. **[Jim Wirtes](https://lendb.ai/lo/jim-wirtes-107784)** (NMLS 107784), JPMorgan Chase Bank (Chase Home Lending), West Lafayette, IN
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Branch in Indiana; no license list on file yet, verify at NMLS Consumer Access
   - No disciplinary actions on file at LenDb
23. **[Jeff Taylor](https://lendb.ai/lo/jeff-taylor-443611)** (NMLS 443611), JPMorgan Chase Bank (Chase Home Lending), Plainfield, IN
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Branch in Indiana; no license list on file yet, verify at NMLS Consumer Access
   - No disciplinary actions on file at LenDb
24. **[Ashley Foulkes](https://lendb.ai/lo/ashley-foulkes-1339397)** (NMLS 1339397), JPMorgan Chase Bank (Chase Home Lending), Elkhart, IN
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Branch in Indiana; no license list on file yet, verify at NMLS Consumer Access
   - No disciplinary actions on file at LenDb
25. **[Rob DeHoff](https://lendb.ai/lo/rob-dehoff-1809330)** (NMLS 1809330), JPMorgan Chase Bank (Chase Home Lending), Shelbyville, IN
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Branch in Indiana; no license list on file yet, verify at NMLS Consumer Access
   - No disciplinary actions on file at LenDb

## Questions to ask

- What combined loan-to-value do you allow?
- Is the rate variable, and are there fixed-rate draw options?
- Are there annual fees or early closure fees?

Cite as: LenDb.ai, https://lendb.ai/s/heloc/indiana.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._