--- canonical_url: https://lendb.ai/s/heloc/iowa last_verified: 2026-10-09 --- # HELOC loan officers in Iowa As of 2026-10-09, LenDb lists 32 loan officers licensed in or based in Iowa whose lender pages show HELOC work. The top-ranked are Brent Wilkerson (CrossCountry Mortgage, La Crosse), Ryan Vallone (Lit Financial Corporation) and James Abdallah (Lit Financial Corporation). Ranking is lender-neutral: specialty evidence first, then a license in IA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Brent Wilkerson](https://lendb.ai/lo/brent-wilkerson-488734)** (NMLS 488734), CrossCountry Mortgage, La Crosse, WI - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 2. **[Ryan Vallone](https://lendb.ai/lo/ryan-vallone-312680)** (NMLS 312680), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 3. **[James Abdallah](https://lendb.ai/lo/james-abdallah-255833)** (NMLS 255833), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 11 years licensed - No disciplinary actions on file at LenDb 4. **[Holly Luca](https://lendb.ai/lo/holly-luca-586712)** (NMLS 586712), Loan Factory - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 5. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 17 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 6. **[Matthew Brown](https://lendb.ai/lo/matthew-brown-1254520)** (NMLS 1254520), Loan Factory, Austin, TX - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 7. **[Jeff Hammel](https://lendb.ai/lo/jeffrey-hammel-162437)** (NMLS 162437), Ruoff Mortgage - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 8. **[Teyona Stewart](https://lendb.ai/lo/teyona-stewart-2215853)** (NMLS 2215853), First Citizens Bank, La Jolla, CA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 9. **[Emmett Clark](https://lendb.ai/lo/emmett-clark-233747)** (NMLS 233747), Loan Factory - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 2 years licensed - No disciplinary actions on file at LenDb 10. **[Sharif Baset](https://lendb.ai/lo/sharif-baset-2820377)** (NMLS 2820377), Loan Factory, Duluth, GA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 0 years licensed - No disciplinary actions on file at LenDb 11. **[Ravi K Bansal](https://lendb.ai/lo/ravi-k-bansal-2840451)** (NMLS 2840451), Loan Factory, Seattle, WA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 0 years licensed - No disciplinary actions on file at LenDb 12. **[Ivan Lin](https://lendb.ai/lo/ivan-lin-2462401)** (NMLS 2462401), Loan Factory - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 0 years licensed - No disciplinary actions on file at LenDb 13. **[Mark Hoover](https://lendb.ai/lo/mark-hoover-28157)** (NMLS 28157), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 14. **[Daniel Limberg](https://lendb.ai/lo/daniel-limberg-33979)** (NMLS 33979), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 15. **[Steve Anderson](https://lendb.ai/lo/steve-anderson-1096829)** (NMLS 1096829), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 11 years licensed - No disciplinary actions on file at LenDb 16. **[Tony Sanchez](https://lendb.ai/lo/tony-sanchez-1523963)** (NMLS 1523963), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 17. **[Billy Abdallah](https://lendb.ai/lo/billy-abdallah-1579598)** (NMLS 1579598), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 18. **[Scott Schneiderman](https://lendb.ai/lo/scott-schneiderman-219043)** (NMLS 219043), CrossCountry Mortgage, Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 19. **[Nicole Rueth](https://lendb.ai/lo/nicole-rueth-239840)** (NMLS 239840), CrossCountry Mortgage, Englewood, CO - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 20. **[Nic Hasselwander](https://lendb.ai/lo/nicholas-hasselwander-1499392)** (NMLS 1499392), CrossCountry Mortgage, Overland Park, KS - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 21. **[Matt Schwartz](https://lendb.ai/lo/matthew-schwartz-151017)** (NMLS 151017), CrossCountry Mortgage, Southlake, TX - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 22. **[Brian Weeks](https://lendb.ai/lo/brian-weeks-1557610)** (NMLS 1557610), CrossCountry Mortgage, Overland Park, KS - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 23. **[Joseph Costanzo](https://lendb.ai/lo/joseph-costanzo-1408507)** (NMLS 1408507), CrossCountry Mortgage, Cleveland, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 24. **[Mike Black](https://lendb.ai/lo/james-black-559977)** (NMLS 559977), CrossCountry Mortgage, Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 25. **[Steve Kabinoff](https://lendb.ai/lo/steven-kabinoff-180769)** (NMLS 180769), CrossCountry Mortgage, Cincinnati, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in IA (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - What combined loan-to-value do you allow? - Is the rate variable, and are there fixed-rate draw options? - Are there annual fees or early closure fees? Cite as: LenDb.ai, https://lendb.ai/s/heloc/iowa. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._