--- canonical_url: https://lendb.ai/s/heloc/maine last_verified: 2026-10-11 --- # HELOC loan officers in Maine As of 2026-10-11, LenDb lists 18 loan officers licensed in or based in Maine whose lender pages show HELOC work. The top-ranked are Jill Lyons (CMG Home Loans, Reno), James Abdallah (Lit Financial Corporation) and Ryan Vallone (Lit Financial Corporation). Ranking is lender-neutral: specialty evidence first, then a license in ME, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Jill Lyons](https://lendb.ai/lo/jill-lyons-206346)** (NMLS 206346), CMG Home Loans, Reno, NV - Lists HELOC on lender page (lender page, verified 2026-10-11) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 12, 2011 (Florida), per state regulator 2. **[James Abdallah](https://lendb.ai/lo/james-abdallah-255833)** (NMLS 255833), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 30, 2015 (Florida), per state regulator - States 22 years of experience (lender page, 2026-10-09) 3. **[Ryan Vallone](https://lendb.ai/lo/ryan-vallone-312680)** (NMLS 312680), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 2, 2020 (Colorado), per state regulator - States 15 years of experience (lender page, 2026-10-09) 4. **[Jordan Heatherly](https://lendb.ai/lo/jordan-heatherly-1312244)** (NMLS 1312244), Churchill Mortgage, Brentwood, TN - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 28, 2021 (Florida), per state regulator 5. **[Kelly Hagler](https://lendb.ai/lo/kelly-hagler-583063)** (NMLS 583063), CMG Home Loans, Napa , CA - Lists HELOC on lender page (lender page, verified 2026-10-11) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) 6. **[Debbie O'Rourke](https://lendb.ai/lo/debbie-o-rourke-21486)** (NMLS 21486), CrossCountry Mortgage, Newton, MA - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 7. **[Maryann Taormina](https://lendb.ai/lo/maryann-taormina-28020)** (NMLS 28020), CrossCountry Mortgage, Tampa, FL - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 14, 2011 (Florida), per state regulator - States 40 years of experience (lender page, 2026-10-09) 8. **[Scott Schneiderman](https://lendb.ai/lo/scott-schneiderman-219043)** (NMLS 219043), CrossCountry Mortgage, Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 18, 2016 (Florida), per state regulator - States 28 years of experience (lender page, 2026-10-09) 9. **[Phil Russo](https://lendb.ai/lo/philip-russo-8676)** (NMLS 8676), CrossCountry Mortgage, Wayne, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 3, 2011 (Florida), per state regulator 10. **[Christopher Keelin](https://lendb.ai/lo/christopher-keelin-63764)** (NMLS 63764), CrossCountry Mortgage, Denville, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 27, 2011 (Florida), per state regulator 11. **[Joseph Costanzo](https://lendb.ai/lo/joseph-costanzo-1408507)** (NMLS 1408507), CrossCountry Mortgage, Cleveland, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 29, 2016 (Colorado), per state regulator 12. **[Nic Hasselwander](https://lendb.ai/lo/nicholas-hasselwander-1499392)** (NMLS 1499392), CrossCountry Mortgage, Overland Park, KS - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 24, 2017 (Florida), per state regulator 13. **[Matt Schwartz](https://lendb.ai/lo/matthew-schwartz-151017)** (NMLS 151017), CrossCountry Mortgage, Southlake, TX - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 1, 2019 (Florida), per state regulator 14. **[Natalie Malinowski](https://lendb.ai/lo/natalie-malinowski-2050805)** (NMLS 2050805), CrossCountry Mortgage, Topsfield, MA - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 9, 2021 (Florida), per state regulator 15. **[Ryan McGran](https://lendb.ai/lo/ryan-mcgran-2520487)** (NMLS 2520487), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 20, 2023 (Colorado), per state regulator 16. **[Samuel Cronin](https://lendb.ai/lo/samuel-cronin-179178)** (NMLS 179178), CrossCountry Mortgage, Zanesville, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 11, 2026 (Florida), per state regulator 17. **[Seamus Hughes](https://lendb.ai/lo/seamus-hughes-2076384)** (NMLS 2076384), CrossCountry Mortgage, Denville, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 29, 2025 (Florida), per state regulator ## Questions to ask - What combined loan-to-value do you allow? - Is the rate variable, and are there fixed-rate draw options? - Are there annual fees or early closure fees? Cite as: LenDb.ai, https://lendb.ai/s/heloc/maine. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._