--- canonical_url: https://lendb.ai/s/heloc/maryland last_verified: 2026-10-09 --- # HELOC loan officers in Maryland As of 2026-10-09, LenDb lists 44 loan officers licensed in or based in Maryland whose lender pages show HELOC work. The top-ranked are Tom Lade (CrossCountry Mortgage, Columbus), Daniel McDermott (CrossCountry Mortgage, Montvale) and Erik Browning (CrossCountry Mortgage, Scottsdale). Ranking is lender-neutral: specialty evidence first, then a license in MD, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Tom Lade](https://lendb.ai/lo/thomas-lade-962607)** (NMLS 962607), CrossCountry Mortgage, Columbus, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 6 years licensed 2. **[Daniel McDermott](https://lendb.ai/lo/daniel-mcdermott-430030)** (NMLS 430030), CrossCountry Mortgage, Montvale, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 14 years licensed 3. **[Erik Browning](https://lendb.ai/lo/erik-browning-2264602)** (NMLS 2264602), CrossCountry Mortgage, Scottsdale, AZ - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 1 years licensed 4. **[Dan Murphy](https://lendb.ai/lo/dan-murphy-2765982)** (NMLS 2765982), First Home Mortgage, Chevy Chase, MD - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland 5. **[Michael Colella](https://lendb.ai/lo/michael-colella-1466855)** (NMLS 1466855), Embrace Home Loans, Basking Ridge, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 9 years licensed 6. **[Jared Maxwell](https://lendb.ai/lo/jared-maxwell-19167)** (NMLS 19167), Embrace Home Loans, Middletown, RI - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 15 years licensed 7. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 17 years experience (stated on lender page, 2026-10-09) 8. **[Joseph Heisler](https://lendb.ai/lo/joseph-heisler-43162)** (NMLS 43162), Loan Factory - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 15 years licensed 9. **[Arnell Brady II](https://lendb.ai/lo/arnell-brady-1128672)** (NMLS 1128672), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 3 years licensed 10. **[Eliel Banegas](https://lendb.ai/lo/eliel-banegas-1967263)** (NMLS 1967263), American Pacific Mortgage, Gaithersburg, MD - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland 11. **[Claudia Gomez](https://lendb.ai/lo/claudia-gomez-2298266)** (NMLS 2298266), American Pacific Mortgage, Gaithersburg, MD - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland 12. **[Josh Dan](https://lendb.ai/lo/joshua-dan-2436989)** (NMLS 2436989), Loan Factory - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 3 years licensed 13. **[Matthew Brown](https://lendb.ai/lo/matthew-brown-1254520)** (NMLS 1254520), Loan Factory, Austin, TX - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 10 years licensed 14. **[Anthony Desano](https://lendb.ai/lo/anthony-desano-12319)** (NMLS 12319), Embrace Home Loans, Middletown, RI - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 6 years licensed 15. **[Susan van de Poll](https://lendb.ai/lo/susan-van-de-poll-831038)** (NMLS 831038), Xpert Home Lending, CO - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 3 years licensed 16. **[Drew Wright](https://lendb.ai/lo/david-wright-589370)** (NMLS 589370), First Heritage Mortgage - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 11 years licensed 17. **[Teyona Stewart](https://lendb.ai/lo/teyona-stewart-2215853)** (NMLS 2215853), First Citizens Bank, La Jolla, CA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) 18. **[Coleman Bales](https://lendb.ai/lo/coleman-bales-1993122)** (NMLS 1993122), Atlantic Coast Mortgage, Fairfax, VA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 1 years licensed 19. **[Ivan Lin](https://lendb.ai/lo/ivan-lin-2462401)** (NMLS 2462401), Loan Factory - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 0 years licensed 20. **[Phil Russo](https://lendb.ai/lo/philip-russo-8676)** (NMLS 8676), CrossCountry Mortgage, Wayne, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 15 years licensed 21. **[Christopher Keelin](https://lendb.ai/lo/christopher-keelin-63764)** (NMLS 63764), CrossCountry Mortgage, Denville, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 15 years licensed 22. **[David Pickering](https://lendb.ai/lo/david-pickering-12134)** (NMLS 12134), CrossCountry Mortgage, Cleveland, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 14 years licensed 23. **[Kyle Brunet](https://lendb.ai/lo/kyle-brunet-1237678)** (NMLS 1237678), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 10 years licensed 24. **[Mustapha Badaoui](https://lendb.ai/lo/mustapha-badaoui-1551870)** (NMLS 1551870), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 9 years licensed 25. **[Andrea Pasco](https://lendb.ai/lo/andrea-pasco-2474115)** (NMLS 2474115), CrossCountry Mortgage, Monkton, MD - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 1 years licensed ## Questions to ask - What combined loan-to-value do you allow? - Is the rate variable, and are there fixed-rate draw options? - Are there annual fees or early closure fees? Cite as: LenDb.ai, https://lendb.ai/s/heloc/maryland. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._