--- canonical_url: https://lendb.ai/s/heloc/massachusetts last_verified: 2026-10-09 --- # HELOC loan officers in Massachusetts As of 2026-10-09, LenDb lists 30 loan officers licensed in or based in Massachusetts whose lender pages show HELOC work. The top-ranked are Daniel McDermott (CrossCountry Mortgage, Montvale), James Eagle Jr. (Newrez, Fort Washington) and Jared Maxwell (Embrace Home Loans, Middletown). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Daniel McDermott](https://lendb.ai/lo/daniel-mcdermott-430030)** (NMLS 430030), CrossCountry Mortgage, Montvale, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 14 years licensed 2. **[James Eagle Jr.](https://lendb.ai/lo/james-eagle-16685)** (NMLS 16685), Newrez, Fort Washington, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 14 years licensed 3. **[Jared Maxwell](https://lendb.ai/lo/jared-maxwell-19167)** (NMLS 19167), Embrace Home Loans, Middletown, RI - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 15 years licensed 4. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 17 years experience (stated on lender page, 2026-10-09) 5. **[William J. Gill](https://lendb.ai/lo/william-gill-453608)** (NMLS 453608), Total Mortgage Services, Fairfield, CT - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 8 years licensed 6. **[Christopher Arnold](https://lendb.ai/lo/christopher-arnold-1702764)** (NMLS 1702764), Newrez, Fort Washington, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 8 years licensed 7. **[Anthony Desano](https://lendb.ai/lo/anthony-desano-12319)** (NMLS 12319), Embrace Home Loans, Middletown, RI - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 6 years licensed 8. **[Teyona Stewart](https://lendb.ai/lo/teyona-stewart-2215853)** (NMLS 2215853), First Citizens Bank, La Jolla, CA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) 9. **[Ray Waisler](https://lendb.ai/lo/ray-waisler-6621)** (NMLS 6621), LeaderOne Financial, Oak Brook, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 7 years licensed 10. **[Debbie O'Rourke](https://lendb.ai/lo/debbie-o-rourke-21486)** (NMLS 21486), CrossCountry Mortgage, Newton, MA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - Branch in Massachusetts - 25 years experience (stated on lender page, 2026-10-09) 11. **[Maryann Taormina](https://lendb.ai/lo/maryann-taormina-28020)** (NMLS 28020), CrossCountry Mortgage, Tampa, FL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 15 years licensed 12. **[Natalie Malinowski](https://lendb.ai/lo/natalie-malinowski-2050805)** (NMLS 2050805), CrossCountry Mortgage, Topsfield, MA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - Branch in Massachusetts - 5 years licensed 13. **[Phil Russo](https://lendb.ai/lo/philip-russo-8676)** (NMLS 8676), CrossCountry Mortgage, Wayne, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 15 years licensed 14. **[Christopher Keelin](https://lendb.ai/lo/christopher-keelin-63764)** (NMLS 63764), CrossCountry Mortgage, Denville, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 15 years licensed 15. **[Jake Healy](https://lendb.ai/lo/john-healy-1028904)** (NMLS 1028904), CrossCountry Mortgage, Delray Beach, FL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 13 years licensed 16. **[David Pickering](https://lendb.ai/lo/david-pickering-12134)** (NMLS 12134), CrossCountry Mortgage, Cleveland, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 14 years licensed 17. **[Kirk Taylor](https://lendb.ai/lo/kirk-taylor-312131)** (NMLS 312131), CrossCountry Mortgage, Naples, FL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 12 years licensed 18. **[Justin Lieberman](https://lendb.ai/lo/justin-lieberman-17836)** (NMLS 17836), CrossCountry Mortgage, Union, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 11 years licensed 19. **[Brad Benson](https://lendb.ai/lo/bradley-benson-373382)** (NMLS 373382), CrossCountry Mortgage, Tampa, FL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 12 years licensed 20. **[Ethan Nguyen](https://lendb.ai/lo/ethan-nguyen-728843)** (NMLS 728843), CrossCountry Mortgage, Braintree, MA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - Branch in Massachusetts - 2 years licensed 21. **[Scott Schneiderman](https://lendb.ai/lo/scott-schneiderman-219043)** (NMLS 219043), CrossCountry Mortgage, Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 10 years licensed 22. **[Marcio Valadao](https://lendb.ai/lo/marcio-valadao-727779)** (NMLS 727779), CrossCountry Mortgage, Deerfield Beach, FL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 10 years licensed 23. **[Brandon Moore](https://lendb.ai/lo/brandon-moore-2704411)** (NMLS 2704411), CrossCountry Mortgage, Boston, MA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - Branch in Massachusetts 24. **[Drew Stacey](https://lendb.ai/lo/drew-stacey-728175)** (NMLS 728175), CrossCountry Mortgage, Blue Ash, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 8 years licensed 25. **[Brandon Parenti](https://lendb.ai/lo/brandon-parenti-1187141)** (NMLS 1187141), CrossCountry Mortgage, Prospect, CT - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in MA (listed on lender page, verified 2026-10-09) - 8 years licensed ## Questions to ask - What combined loan-to-value do you allow? - Is the rate variable, and are there fixed-rate draw options? - Are there annual fees or early closure fees? Cite as: LenDb.ai, https://lendb.ai/s/heloc/massachusetts. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._