--- canonical_url: https://lendb.ai/s/heloc/michigan last_verified: 2026-10-09 --- # HELOC loan officers in Michigan As of 2026-10-09, LenDb lists 64 loan officers licensed in or based in Michigan whose lender pages show HELOC work. The top-ranked are Ryan Underwood (CrossCountry Mortgage, Independence), Daniel McDermott (CrossCountry Mortgage, Montvale) and Dan Larkin (LeaderOne Financial, Oak Brook). Ranking is lender-neutral: specialty evidence first, then a license in MI, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Ryan Underwood](https://lendb.ai/lo/ryan-underwood-1886806)** (NMLS 1886806), CrossCountry Mortgage, Independence, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Colorado records) 2. **[Daniel McDermott](https://lendb.ai/lo/daniel-mcdermott-430030)** (NMLS 430030), CrossCountry Mortgage, Montvale, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 3. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 4. **[Bill White](https://lendb.ai/lo/william-white-2268018)** (NMLS 2268018), CrossCountry Mortgage, Cincinnati, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 5. **[James Abdallah](https://lendb.ai/lo/james-abdallah-255833)** (NMLS 255833), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 6. **[Ryan Palazzola](https://lendb.ai/lo/ryan-palazzola-177449)** (NMLS 177449), JPMorgan Chase Bank (Chase Home Lending), Utica, MI - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Utica, MI - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2012 (per Florida records) 7. **[Rey Farah](https://lendb.ai/lo/rey-farah-32708)** (NMLS 32708), JPMorgan Chase Bank (Chase Home Lending), Rochester Hills, MI - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Rochester Hills, MI - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2011 (per Florida records) 8. **[Ryan Vallone](https://lendb.ai/lo/ryan-vallone-312680)** (NMLS 312680), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Colorado records) - States 15 years of experience (lender page, 2026-10-09) 9. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) 10. **[Adam Hill](https://lendb.ai/lo/adam-hill-1376144)** (NMLS 1376144), JPMorgan Chase Bank (Chase Home Lending), Portage, MI - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Portage, MI - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2020 (per Florida records) 11. **[Arnell Brady II](https://lendb.ai/lo/arnell-brady-1128672)** (NMLS 1128672), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 12. **[Dominic Hifko](https://lendb.ai/lo/dominic-hifko-2846994)** (NMLS 2846994), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 13. **[Thomas Samulski](https://lendb.ai/lo/thomas-samulski-2774623)** (NMLS 2774623), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Colorado records) 14. **[Anthony Grech](https://lendb.ai/lo/anthony-grech-977416)** (NMLS 977416), CrossCountry Mortgage, Southfield, MI - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Southfield, MI - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 15. **[Mark Hoover](https://lendb.ai/lo/mark-hoover-28157)** (NMLS 28157), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 16. **[Scott Schneiderman](https://lendb.ai/lo/scott-schneiderman-219043)** (NMLS 219043), CrossCountry Mortgage, Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 17. **[Kirk Taylor](https://lendb.ai/lo/kirk-taylor-312131)** (NMLS 312131), CrossCountry Mortgage, Naples, FL - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 18. **[Daniel Limberg](https://lendb.ai/lo/daniel-limberg-33979)** (NMLS 33979), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 19. **[Kayla Chase](https://lendb.ai/lo/kayla-chase-145990)** (NMLS 145990), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) 20. **[Charles Oliver](https://lendb.ai/lo/charles-oliver-175312)** (NMLS 175312), CrossCountry Mortgage, Delray Beach, FL - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) - States 17 years of experience (lender page, 2026-10-09) 21. **[Nic Bucca](https://lendb.ai/lo/nic-bucca-1086681)** (NMLS 1086681), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 11 years of experience (lender page, 2026-10-09) 22. **[Sarah Wendell](https://lendb.ai/lo/sarah-wendell-1237843)** (NMLS 1237843), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 12 years of experience (lender page, 2026-10-09) 23. **[Phil Russo](https://lendb.ai/lo/philip-russo-8676)** (NMLS 8676), CrossCountry Mortgage, Wayne, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 24. **[Christopher Keelin](https://lendb.ai/lo/christopher-keelin-63764)** (NMLS 63764), CrossCountry Mortgage, Denville, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 25. **[Steve Anderson](https://lendb.ai/lo/steve-anderson-1096829)** (NMLS 1096829), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) ## Questions to ask - What combined loan-to-value do you allow? - Is the rate variable, and are there fixed-rate draw options? - Are there annual fees or early closure fees? Cite as: LenDb.ai, https://lendb.ai/s/heloc/michigan. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._