---
canonical_url: https://lendb.ai/s/heloc/nebraska
last_verified: 2026-10-09
---

# HELOC loan officers in Nebraska

As of 2026-10-09, LenDb lists 10 loan officers licensed in or based in Nebraska whose lender pages show HELOC work. The top-ranked are Iris Legaspi (First Citizens Bank, San Diego), Ilse Garcia Lopez (BMO Bank, Omaha) and Kelvin Nguyen (American Pacific Mortgage, Lincoln). Ranking is lender-neutral: specialty evidence first, then a license in NE, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 17 years of experience (lender page, 2026-10-09)
2. **[Ilse Garcia Lopez](https://lendb.ai/lo/ilse-garcia-lopez-1400889)** (NMLS 1400889), BMO Bank, Omaha, NE
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Omaha, NE
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
3. **[Kelvin Nguyen](https://lendb.ai/lo/kelvin-nguyen-2335934)** (NMLS 2335934), American Pacific Mortgage, Lincoln, NE
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Lincoln, NE
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
4. **[Robert Barton](https://lendb.ai/lo/robert-barton-1644875)** (NMLS 1644875), BMO Bank, Omaha, NE
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Omaha, NE
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
5. **[Teyona Stewart](https://lendb.ai/lo/teyona-stewart-2215853)** (NMLS 2215853), First Citizens Bank, La Jolla, CA
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
6. **[Coleman Bales](https://lendb.ai/lo/coleman-bales-1993122)** (NMLS 1993122), Atlantic Coast Mortgage, Fairfax, VA
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
7. **[Christopher Keelin](https://lendb.ai/lo/christopher-keelin-63764)** (NMLS 63764), CrossCountry Mortgage, Denville, NJ
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2011 (per Florida records)
8. **[Nic Hasselwander](https://lendb.ai/lo/nicholas-hasselwander-1499392)** (NMLS 1499392), CrossCountry Mortgage, Overland Park, KS
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
9. **[Leigh-Anne Osten](https://lendb.ai/lo/leigh-anne-osten-1501834)** (NMLS 1501834), CrossCountry Mortgage, Omaha, NE
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - Office in Omaha, NE
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
10. **[Ryan McGran](https://lendb.ai/lo/ryan-mcgran-2520487)** (NMLS 2520487), Lit Financial Corporation
   - Lists HELOC on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Colorado records)

## Questions to ask

- What combined loan-to-value do you allow?
- Is the rate variable, and are there fixed-rate draw options?
- Are there annual fees or early closure fees?

Cite as: LenDb.ai, https://lendb.ai/s/heloc/nebraska.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._