--- canonical_url: https://lendb.ai/s/heloc/new-york last_verified: 2026-10-09 --- # HELOC loan officers in New York As of 2026-10-09, LenDb lists 47 loan officers licensed in or based in New York whose lender pages show HELOC work. The top-ranked are Daniel McDermott (CrossCountry Mortgage, Montvale), Christopher Ruddle (JPMorgan Chase Bank (Chase Home Lending), New York) and Iris Legaspi (First Citizens Bank, San Diego). Ranking is lender-neutral: specialty evidence first, then a license in NY, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Daniel McDermott](https://lendb.ai/lo/daniel-mcdermott-430030)** (NMLS 430030), CrossCountry Mortgage, Montvale, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 2. **[Christopher Ruddle](https://lendb.ai/lo/christopher-ruddle-602271)** (NMLS 602271), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 3. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists HELOC on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 4. **[Michael Colella](https://lendb.ai/lo/michael-colella-1466855)** (NMLS 1466855), Embrace Home Loans, Basking Ridge, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 5. **[James Belling](https://lendb.ai/lo/james-belling-1665675)** (NMLS 1665675), JPMorgan Chase Bank (Chase Home Lending), Oceanside, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Oceanside, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2022 (per Florida records) 6. **[George Skrepetos](https://lendb.ai/lo/george-skrepetos-588010)** (NMLS 588010), JPMorgan Chase Bank (Chase Home Lending), Hewlett, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Hewlett, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 7. **[Yuriy Belkovskyy](https://lendb.ai/lo/yuriy-belkovskyy-602253)** (NMLS 602253), JPMorgan Chase Bank (Chase Home Lending), Brooklyn, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Brooklyn, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 8. **[Md Alam](https://lendb.ai/lo/md-alam-2833970)** (NMLS 2833970), JPMorgan Chase Bank (Chase Home Lending), Jamaica, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Jamaica, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 9. **[Vincent Trapani](https://lendb.ai/lo/vincent-trapani-12572)** (NMLS 12572), JPMorgan Chase Bank (Chase Home Lending), North Massapequa, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in North Massapequa, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 10. **[William Ferris](https://lendb.ai/lo/william-ferris-109622)** (NMLS 109622), JPMorgan Chase Bank (Chase Home Lending), Rockville Centre, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Rockville Centre, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 11. **[Crystal Johnson](https://lendb.ai/lo/crystal-johnson-111624)** (NMLS 111624), JPMorgan Chase Bank (Chase Home Lending), Huntington Station, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Huntington Station, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 12. **[Joseph Bonomolo](https://lendb.ai/lo/joseph-bonomolo-625906)** (NMLS 625906), JPMorgan Chase Bank (Chase Home Lending), Franklin Square, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Franklin Square, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 13. **[Daniel Fu](https://lendb.ai/lo/daniel-fu-1033377)** (NMLS 1033377), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 14. **[Anthony Peluso](https://lendb.ai/lo/anthony-peluso-1173871)** (NMLS 1173871), JPMorgan Chase Bank (Chase Home Lending), Levittown, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Levittown, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 15. **[Daniel Cassuto](https://lendb.ai/lo/daniel-cassuto-1464554)** (NMLS 1464554), JPMorgan Chase Bank (Chase Home Lending), Hauppauge, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Hauppauge, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 16. **[Tushar Kumar](https://lendb.ai/lo/tushar-kumar-600018)** (NMLS 600018), JPMorgan Chase Bank (Chase Home Lending), Long Island City, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Long Island City, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 17. **[Barry Koven](https://lendb.ai/lo/barry-koven-404510)** (NMLS 404510), CrossCountry Mortgage, Brooklyn, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Brooklyn, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 18 years of experience (lender page, 2026-10-09) 18. **[Maryann Taormina](https://lendb.ai/lo/maryann-taormina-28020)** (NMLS 28020), CrossCountry Mortgage, Tampa, FL - Lists HELOC on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) - States 40 years of experience (lender page, 2026-10-09) 19. **[Mark Harrison](https://lendb.ai/lo/mark-harrison-61180)** (NMLS 61180), CrossCountry Mortgage, Delray Beach, FL - Lists HELOC on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) - States 32 years of experience (lender page, 2026-10-09) 20. **[Scott Reese](https://lendb.ai/lo/douglas-reese-86512)** (NMLS 86512), CrossCountry Mortgage, Cleveland, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 21. **[Steven Slaski](https://lendb.ai/lo/steven-slaski-141931)** (NMLS 141931), CrossCountry Mortgage, Allentown, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 22. **[Scott Schneiderman](https://lendb.ai/lo/scott-schneiderman-219043)** (NMLS 219043), CrossCountry Mortgage, Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 23. **[Phil Russo](https://lendb.ai/lo/philip-russo-8676)** (NMLS 8676), CrossCountry Mortgage, Wayne, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 24. **[Christopher Keelin](https://lendb.ai/lo/christopher-keelin-63764)** (NMLS 63764), CrossCountry Mortgage, Denville, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 25. **[David Pickering](https://lendb.ai/lo/david-pickering-12134)** (NMLS 12134), CrossCountry Mortgage, Cleveland, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) ## Questions to ask - What combined loan-to-value do you allow? - Is the rate variable, and are there fixed-rate draw options? - Are there annual fees or early closure fees? Cite as: LenDb.ai, https://lendb.ai/s/heloc/new-york. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._