--- canonical_url: https://lendb.ai/s/heloc/pennsylvania last_verified: 2026-10-09 --- # HELOC loan officers in Pennsylvania As of 2026-10-09, LenDb lists 43 loan officers licensed in or based in Pennsylvania whose lender pages show HELOC work. The top-ranked are Emmett Clark (Loan Factory), Daniel Rosenblatt (Newrez, Fort Washington) and Jillian Faustino (Newrez, Fort Washington). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Emmett Clark](https://lendb.ai/lo/emmett-clark-233747)** (NMLS 233747), Loan Factory - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in PA: confirmed with the Pennsylvania regulator (license 119284), verified 2026-10-09 - Licensed since 2024 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Daniel Rosenblatt](https://lendb.ai/lo/daniel-rosenblatt-1993020)** (NMLS 1993020), Newrez, Fort Washington, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Fort Washington, PA - Licensed in PA: confirmed with the Pennsylvania regulator (license 76423), verified 2026-10-09 - Licensed since 2023 (per Colorado records) 3. **[Jillian Faustino](https://lendb.ai/lo/jillian-faustino-2748105)** (NMLS 2748105), Newrez, Fort Washington, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Fort Washington, PA - Licensed in PA: confirmed with the Pennsylvania regulator (license 117241), verified 2026-10-09 - Licensed since 2025 (per Florida records) 4. **[Daniel McDermott](https://lendb.ai/lo/daniel-mcdermott-430030)** (NMLS 430030), CrossCountry Mortgage, Montvale, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 5. **[Gregory Rutolo](https://lendb.ai/lo/gregory-rutolo-34860)** (NMLS 34860), Loan Factory, Medford, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in PA: confirmed with the Pennsylvania regulator (license 31344), verified 2026-10-09 6. **[Bill White](https://lendb.ai/lo/william-white-2268018)** (NMLS 2268018), CrossCountry Mortgage, Cincinnati, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 7. **[James Abdallah](https://lendb.ai/lo/james-abdallah-255833)** (NMLS 255833), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 8. **[Andrew Zavage](https://lendb.ai/lo/andrew-zavage-1920906)** (NMLS 1920906), Barrett Financial Group, Chandler, AZ - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in PA: confirmed with the Pennsylvania regulator (license 103064), verified 2026-10-09 - Licensed since 2026 (per Florida records) 9. **[Jeffrey "Zack" Zachow](https://lendb.ai/lo/jeffrey-zachow-450729)** (NMLS 450729), Loan Factory - Lists HELOC on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 10. **[Kris Hermann](https://lendb.ai/lo/kris-hermann-1247814)** (NMLS 1247814), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 11. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists HELOC on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 12. **[Jordan Heatherly](https://lendb.ai/lo/jordan-heatherly-1312244)** (NMLS 1312244), Churchill Mortgage, Brentwood, TN - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in PA: confirmed with the Pennsylvania regulator (license 110423), verified 2026-10-09 - Licensed since 2021 (per Florida records) 13. **[Brendan J Slater](https://lendb.ai/lo/brendan-slater-1099810)** (NMLS 1099810), Loan Factory - Lists HELOC on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 14. **[Michael Colella](https://lendb.ai/lo/michael-colella-1466855)** (NMLS 1466855), Embrace Home Loans, Basking Ridge, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 15. **[Cameron Nagy](https://lendb.ai/lo/cameron-nagy-2031250)** (NMLS 2031250), JPMorgan Chase Bank (Chase Home Lending), Philadelphia, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Philadelphia, PA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2021 (per Florida records) 16. **[Catherine Walker](https://lendb.ai/lo/catherine-walker-2521634)** (NMLS 2521634), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in PA: confirmed with the Pennsylvania regulator (license 122148), verified 2026-10-09 17. **[Feng Xu](https://lendb.ai/lo/feng-xu-442543)** (NMLS 442543), JPMorgan Chase Bank (Chase Home Lending), Philadelphia, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Philadelphia, PA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 18. **[Cyde Arcano](https://lendb.ai/lo/cyde-arcano-714662)** (NMLS 714662), JPMorgan Chase Bank (Chase Home Lending), Horsham, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Horsham, PA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 19. **[Jerry Norton](https://lendb.ai/lo/jerry-norton-2773844)** (NMLS 2773844), Loan Factory - Lists HELOC on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[Steven Slaski](https://lendb.ai/lo/steven-slaski-141931)** (NMLS 141931), CrossCountry Mortgage, Allentown, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Allentown, PA - Licensed in PA: confirmed with the Pennsylvania regulator (license 24164), verified 2026-10-09 - Licensed since 2018 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 21. **[Don Scioli](https://lendb.ai/lo/don-scioli-169344)** (NMLS 169344), CrossCountry Mortgage, Chadds Ford, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Chadds Ford, PA - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 28 years of experience (lender page, 2026-10-09) 22. **[Scott Schneiderman](https://lendb.ai/lo/scott-schneiderman-219043)** (NMLS 219043), CrossCountry Mortgage, Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in PA: confirmed with the Pennsylvania regulator (license 57509), verified 2026-10-09 - Licensed since 2016 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 23. **[Kenneth Johnson](https://lendb.ai/lo/kenneth-johnson-204926)** (NMLS 204926), CrossCountry Mortgage, Doylestown, PA - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Doylestown, PA - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 19 years of experience (lender page, 2026-10-09) 24. **[Barry Koven](https://lendb.ai/lo/barry-koven-404510)** (NMLS 404510), CrossCountry Mortgage, Brooklyn, NY - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in PA: confirmed with the Pennsylvania regulator (license 70437), verified 2026-10-09 - Licensed since 2019 (per Florida records) - States 18 years of experience (lender page, 2026-10-09) 25. **[Daniel Limberg](https://lendb.ai/lo/daniel-limberg-33979)** (NMLS 33979), Lit Financial Corporation - Lists HELOC on lender page (lender page, verified 2026-10-09) - Licensed in PA: confirmed with the Pennsylvania regulator (license 26441), verified 2026-10-09 - Licensed since 2011 (per Florida records) ## Questions to ask - What combined loan-to-value do you allow? - Is the rate variable, and are there fixed-rate draw options? - Are there annual fees or early closure fees? Cite as: LenDb.ai, https://lendb.ai/s/heloc/pennsylvania. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._