--- canonical_url: https://lendb.ai/s/heloc/wisconsin last_verified: 2026-10-10 --- # HELOC loan officers in Wisconsin As of 2026-10-10, LenDb lists 28 loan officers licensed in or based in Wisconsin whose lender pages show HELOC work. The top-ranked are Brent Wilkerson (CrossCountry Mortgage, La Crosse), Dan Larkin (LeaderOne Financial, Oak Brook) and Bill White (CrossCountry Mortgage, Cincinnati). Ranking is lender-neutral: specialty evidence first, then a license in WI, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Brent Wilkerson](https://lendb.ai/lo/brent-wilkerson-488734)** (NMLS 488734), CrossCountry Mortgage, La Crosse, WI - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in La Crosse, WI - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 2. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 3. **[Bill White](https://lendb.ai/lo/william-white-2268018)** (NMLS 2268018), CrossCountry Mortgage, Cincinnati, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 4. **[MaryBeth Simkowski](https://lendb.ai/lo/marybeth-simkowski-1215028)** (NMLS 1215028), JPMorgan Chase Bank (Chase Home Lending), Milwaukee, WI - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Milwaukee, WI - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 5. **[Kyle Tornow](https://lendb.ai/lo/kyle-tornow-2067434)** (NMLS 2067434), JPMorgan Chase Bank (Chase Home Lending), Franklin, WI - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Franklin, WI - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 6. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) 7. **[Jay Styers](https://lendb.ai/lo/jay-styers-2668136)** (NMLS 2668136), Lower, Columbus, OH - Lists HELOC on lender page (lender page, verified 2026-10-10) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 8. **[Luis Kercado](https://lendb.ai/lo/luis-kercado-661857)** (NMLS 661857), CrossCountry Mortgage, Tequesta, FL - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Colorado records) - States 20 years of experience (lender page, 2026-10-09) 9. **[Scott Reese](https://lendb.ai/lo/douglas-reese-86512)** (NMLS 86512), CrossCountry Mortgage, Cleveland, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 10. **[Scott Schneiderman](https://lendb.ai/lo/scott-schneiderman-219043)** (NMLS 219043), CrossCountry Mortgage, Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 11. **[Kirk Taylor](https://lendb.ai/lo/kirk-taylor-312131)** (NMLS 312131), CrossCountry Mortgage, Naples, FL - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 12. **[Christopher Keelin](https://lendb.ai/lo/christopher-keelin-63764)** (NMLS 63764), CrossCountry Mortgage, Denville, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 13. **[Khalisa Davies](https://lendb.ai/lo/khalisa-davies-180315)** (NMLS 180315), CrossCountry Mortgage, Bothell, WA - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 14. **[David Pickering](https://lendb.ai/lo/david-pickering-12134)** (NMLS 12134), CrossCountry Mortgage, Cleveland, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 15. **[Justin Lieberman](https://lendb.ai/lo/justin-lieberman-17836)** (NMLS 17836), CrossCountry Mortgage, Union, NJ - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 16. **[Joseph Costanzo](https://lendb.ai/lo/joseph-costanzo-1408507)** (NMLS 1408507), CrossCountry Mortgage, Cleveland, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 17. **[Drew Stacey](https://lendb.ai/lo/drew-stacey-728175)** (NMLS 728175), CrossCountry Mortgage, Blue Ash, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 18. **[Nic Hasselwander](https://lendb.ai/lo/nicholas-hasselwander-1499392)** (NMLS 1499392), CrossCountry Mortgage, Overland Park, KS - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 19. **[Matt Schwartz](https://lendb.ai/lo/matthew-schwartz-151017)** (NMLS 151017), CrossCountry Mortgage, Southlake, TX - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 20. **[Kelly Hintz](https://lendb.ai/lo/kelly-hintz-450644)** (NMLS 450644), CrossCountry Mortgage, Scottsdale, AZ - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Colorado records) 21. **[Chris Wood](https://lendb.ai/lo/christopher-wood-493394)** (NMLS 493394), CrossCountry Mortgage, Hudson, WI - Lists HELOC on lender page (lender page, verified 2026-10-09) - Office in Hudson, WI - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 22. **[Geoff Bostick](https://lendb.ai/lo/geoffrey-bostick-643585)** (NMLS 643585), CrossCountry Mortgage, Blue Ash, OH - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 23. **[Steven Katz](https://lendb.ai/lo/steven-katz-223791)** (NMLS 223791), CrossCountry Mortgage, Scottsdale, AZ - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 24. **[Sam Perez](https://lendb.ai/lo/samuel-perez-232750)** (NMLS 232750), CrossCountry Mortgage, Chicago, IL - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) 25. **[Matt Ripley](https://lendb.ai/lo/matt-ripley-17006)** (NMLS 17006), CrossCountry Mortgage, Bloomington, MN - Lists HELOC on lender page (lender page, verified 2026-10-09) - WI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) ## Questions to ask - What combined loan-to-value do you allow? - Is the rate variable, and are there fixed-rate draw options? - Are there annual fees or early closure fees? Cite as: LenDb.ai, https://lendb.ai/s/heloc/wisconsin. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._