--- canonical_url: https://lendb.ai/s/investor/arizona last_verified: 2026-10-09 --- # Loan officers for real estate investors in Arizona As of 2026-10-09, LenDb lists 165 loan officers licensed in or based in Arizona whose lender pages show Real estate investor work. The top-ranked are Scott Kravitz (CrossCountry Mortgage, Scottsdale), Adam Workman (CrossCountry Mortgage, Charlotte) and Phil Lyman (Guild Mortgage, Portland). Ranking is lender-neutral: specialty evidence first, then a license in AZ, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Scott Kravitz](https://lendb.ai/lo/scott-kravitz-2665489)** (NMLS 2665489), CrossCountry Mortgage, Scottsdale, AZ - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Scottsdale, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 2. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 3. **[Phil Lyman](https://lendb.ai/lo/phil-lyman-218232)** (NMLS 218232), Guild Mortgage, Portland, OR - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 23 years of experience (lender page, 2026-10-09) 4. **[Blayney White](https://lendb.ai/lo/blayney-white-239189)** (NMLS 239189), CrossCountry Mortgage, Petaluma, CA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 5. **[Ryan Arzner](https://lendb.ai/lo/ryan-arzner-247157)** (NMLS 247157), CrossCountry Mortgage, McMinnville, OR - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 22 years of experience (lender page, 2026-10-09) 6. **[Charity Maupin](https://lendb.ai/lo/charity-maupin-358059)** (NMLS 358059), CrossCountry Mortgage, Henderson, NV - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 7. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 8. **[Sheilla Lavadia](https://lendb.ai/lo/sheilla-lavadia-1399453)** (NMLS 1399453), Loan Factory - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 9. **[Pat Fox](https://lendb.ai/lo/pat-fox-199779)** (NMLS 199779), Union Home Mortgage, Tigard, OR - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 17 years of experience (lender page, 2026-10-09) 10. **[Erika Slayton](https://lendb.ai/lo/erika-slayton-76823)** (NMLS 76823), CrossCountry Mortgage, San Antonio, TX - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 31 years of experience (lender page, 2026-10-09) 11. **[Joe McBreen](https://lendb.ai/lo/joseph-mcbreen-686541)** (NMLS 686541), CrossCountry Mortgage, Michigan City, IN - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 12. **[Robert Leis](https://lendb.ai/lo/robert-leis-766451)** (NMLS 766451), Loan Factory, Scottsdale, AZ - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Scottsdale, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 23 years of experience (lender page, 2026-10-09) 13. **[Jeffrey Zulauf](https://lendb.ai/lo/jeffrey-zulauf-18566)** (NMLS 18566), CrossCountry Mortgage, Suwanee, GA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 14. **[Devin Fahrner](https://lendb.ai/lo/devin-fahrner-399405)** (NMLS 399405), American Pacific Mortgage, Eagle, ID - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 15. **[Maggie Mikaitis](https://lendb.ai/lo/maggie-mikaitis-1395394)** (NMLS 1395394), CrossCountry Mortgage, Chicago, IL - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 16. **[Katy Canales](https://lendb.ai/lo/katy-canales-270783)** (NMLS 270783), Churchill Mortgage, Salem, OR - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 29 years of experience (lender page, 2026-10-09) 17. **[Greg Fearnley](https://lendb.ai/lo/gregory-fearnley-2643728)** (NMLS 2643728), CrossCountry Mortgage, Tampa, FL - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 11 years of experience (lender page, 2026-10-09) 18. **[Martin Metzdorf](https://lendb.ai/lo/martin-metzdorf-387719)** (NMLS 387719), CrossCountry Mortgage, Gilbert, AZ - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Gilbert, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 23 years of experience (lender page, 2026-10-09) 19. **[Kristen Shipley](https://lendb.ai/lo/kristen-shipley-1705672)** (NMLS 1705672), CrossCountry Mortgage, Scottsdale, AZ - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Scottsdale, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 8 years of experience (lender page, 2026-10-09) 20. **[Joseph Chiofalo](https://lendb.ai/lo/joseph-chiofalo-1001412)** (NMLS 1001412), Loan Factory - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 21. **[Shelley Covington](https://lendb.ai/lo/shelley-covington-102076)** (NMLS 102076), Intercap Lending, Kirkland, WA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 22. **[Jonathan Jaidar](https://lendb.ai/lo/jonathan-jaidar-561082)** (NMLS 561082), Churchill Mortgage, Claremont, CA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 23. **[Charles Toll](https://lendb.ai/lo/charles-toll-1783114)** (NMLS 1783114), CrossCountry Mortgage, San Juan Capistrano, CA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) 24. **[Joyce Y Lee](https://lendb.ai/lo/joyce-lee-1373760)** (NMLS 1373760), Loan Factory - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 25. **[Anthony Castelo](https://lendb.ai/lo/anthony-castelo-yanez-2016974)** (NMLS 2016974), Loan Factory, AZ - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Arizona - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) ## Questions to ask - How many financed properties can I have with your programs? - Can I close in an LLC? - Do you offer DSCR or portfolio loans if I hit agency limits? Cite as: LenDb.ai, https://lendb.ai/s/investor/arizona. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._