{ "canonical_url": "https://lendb.ai/s/investor/georgia", "summary": "As of 2026-10-11, LenDb lists 144 loan officers licensed in or based in Georgia whose lender pages show Real estate investor work. The top-ranked are Jeffrey Zulauf (CrossCountry Mortgage, Suwanee), Adam Workman (CrossCountry Mortgage, Charlotte) and Brian Sewell (Guild Mortgage, Frankfort). Ranking is lender-neutral: specialty evidence first, then a license in GA, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "investor", "state": "GA", "total": 144, "last_verified": "2026-10-11", "results": [ { "rank": 1, "score": 60.3, "loan_officer": { "nmls_id": 18566, "slug": "jeffrey-zulauf-18566", "full_name": "Jeffrey Zulauf", "canonical_url": "https://lendb.ai/lo/jeffrey-zulauf-18566", "json_url": "https://lendb.ai/lo/jeffrey-zulauf-18566.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Suwanee", "state": "GA" }, "licensed_states": [ "FL", "AL", "AR", "AZ", "CA", "CO", "GA", "IL", "IN", "KY", "MD", "MI", "MS", "NC", "NJ", "NV", "OH", "PA", "SC", "TN", "TX", "VA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2019-06-28", "state": "FL" }, "licensed_since": { "year": 2019, "state": "FL" }, "years_experience": 15, "lender_profile_url": "https://crosscountrymortgage.com/suwanee-ga-4738/jeffrey-zulauf/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "Office in Suwanee, GA", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: June 28, 2019 (Florida), per state regulator", "States 15 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/jeffrey-zulauf-18566", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/jeffrey-zulauf/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 2, "score": 59.8, "loan_officer": { "nmls_id": 128183, "slug": "adam-workman-128183", "full_name": "Adam Workman", "canonical_url": "https://lendb.ai/lo/adam-workman-128183", "json_url": "https://lendb.ai/lo/adam-workman-128183.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Charlotte", "state": "NC" }, "licensed_states": [ "FL", "AL", "AR", "AZ", "CA", "CO", "CT", "DC", "DE", "GA", "HI", "IA", "IL", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MS", "NC", "ND", "NE", "NH", "NJ", "NM", "NV", "NY", "OH", "OK", "PA", "RI", "SC", "SD", "TN", "TX", "VA", "WA", "WI" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "RI", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2020-11-09", "state": "FL" }, "licensed_since": { "year": 2020, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/charlotte-nc-3503/adam-workman/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: November 9, 2020 (Florida), per state regulator", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/adam-workman-128183", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/charlotte-nc-3503/adam-workman/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 3, "score": 59.8, "loan_officer": { "nmls_id": 212085, "slug": "brian-sewell-212085", "full_name": "Brian Sewell", "canonical_url": "https://lendb.ai/lo/brian-sewell-212085", "json_url": "https://lendb.ai/lo/brian-sewell-212085.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Frankfort", "state": "IL" }, "licensed_states": [ "FL", "GA", "IL", "IN", "TX", "WI" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "1099-income", "evidence": "lender_page_text" }, { "slug": "asset-based", "evidence": "lender_page_text" }, { "slug": "bank-statement", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "new-construction", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2022-10-06", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://branches.guildmortgage.com/il/frankfort/brian-sewell-914-chbse.html", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: October 6, 2022 (Florida), per state regulator", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/brian-sewell-212085", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://branches.guildmortgage.com/il/frankfort/brian-sewell-914-chbse.html" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 4, "score": 59.8, "loan_officer": { "nmls_id": 232133, "slug": "chad-emerson-232133", "full_name": "Chad Emerson", "canonical_url": "https://lendb.ai/lo/chad-emerson-232133", "json_url": "https://lendb.ai/lo/chad-emerson-232133.json", "lender": { "nmls_id": 1820, "name": "CMG Home Loans", "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820", "type": "imb" }, "branch": { "city": "Shavano Park", "state": "TX" }, "licensed_states": [ "FL", "AL", "AR", "AZ", "CA", "GA", "IN", "KS", "MI", "MO", "NC", "OH", "OK", "TN", "TX", "WI" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "new-construction", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2023-03-23", "state": "FL" }, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": 27, "lender_profile_url": "https://www.cmghomeloans.com/mysite/chad-emerson", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-11)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: March 23, 2023 (Florida), per state regulator", "States 27 years of experience (lender page, 2026-10-11)" ], "canonical_url": "https://lendb.ai/lo/chad-emerson-232133", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-11", "source_url": "https://www.cmghomeloans.com/mysite/chad-emerson" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 5, "score": 59.8, "loan_officer": { "nmls_id": 239189, "slug": "blayney-white-239189", "full_name": "Blayney White", "canonical_url": "https://lendb.ai/lo/blayney-white-239189", "json_url": "https://lendb.ai/lo/blayney-white-239189.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Petaluma", "state": "CA" }, "licensed_states": [ "FL", "AZ", "CA", "CO", "GA", "HI", "MA", "MT", "NV", "TN", "TX", "WA" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2023-12-21", "state": "FL" }, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": 22, "lender_profile_url": "https://crosscountrymortgage.com/petaluma-ca-4054/blayney-white/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 21, 2023 (Florida), per state regulator", "States 22 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/blayney-white-239189", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/petaluma-ca-4054/blayney-white/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 6, "score": 59.8, "loan_officer": { "nmls_id": 301253, "slug": "eric-rosemary-301253", "full_name": "Eric Rosemary", "canonical_url": "https://lendb.ai/lo/eric-rosemary-301253", "json_url": "https://lendb.ai/lo/eric-rosemary-301253.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Boca Raton", "state": "FL" }, "licensed_states": [ "FL", "AL", "CA", "CT", "GA", "KY", "NC", "NJ", "NY", "OH", "PA", "SC", "TN", "TX", "VA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "asset-based", "evidence": "lender_page_text" }, { "slug": "bank-statement", "evidence": "lender_page_text" }, { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "foreign-national", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2012-01-06", "state": "FL" }, "licensed_since": { "year": 2012, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/boca-raton-fl-3701/eric-rosemary/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: January 6, 2012 (Florida), per state regulator", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/eric-rosemary-301253", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/boca-raton-fl-3701/eric-rosemary/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 7, "score": 59.8, "loan_officer": { "nmls_id": 491678, "slug": "jose-magallanes-491678", "full_name": "Joe Magallanes", "canonical_url": "https://lendb.ai/lo/jose-magallanes-491678", "json_url": "https://lendb.ai/lo/jose-magallanes-491678.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Newport Beach", "state": "CA" }, "licensed_states": [ "FL", "AR", "AZ", "CA", "CO", "CT", "GA", "IL", "KY", "MA", "MD", "MI", "NC", "NJ", "NM", "NV", "NY", "OH", "OK", "OR", "PA", "TN", "TX", "VA", "WA", "WV" ], "licenses": [ { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2023-09-05", "state": "FL" }, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: September 5, 2023 (Florida), per state regulator", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/jose-magallanes-491678", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 8, "score": 59.8, "loan_officer": { "nmls_id": 546581, "slug": "david-simmons-546581", "full_name": "David Simmons", "canonical_url": "https://lendb.ai/lo/david-simmons-546581", "json_url": "https://lendb.ai/lo/david-simmons-546581.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Fort Walton Beach", "state": "FL" }, "licensed_states": [ "FL", "AL", "GA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2026-05-18", "state": "FL" }, "licensed_since": { "year": 2026, "state": "FL" }, "years_experience": 27, "lender_profile_url": "https://crosscountrymortgage.com/fort-walton-beach-fl-5300/david-simmons/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 18, 2026 (Florida), per state regulator", "States 27 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/david-simmons-546581", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/fort-walton-beach-fl-5300/david-simmons/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 9, "score": 59.8, "loan_officer": { "nmls_id": 585421, "slug": "steve-fahrenthold-585421", "full_name": "Steve Fahrenthold", "canonical_url": "https://lendb.ai/lo/steve-fahrenthold-585421", "json_url": "https://lendb.ai/lo/steve-fahrenthold-585421.json", "lender": { "nmls_id": 93718, "name": "Homeowners Financial Group", "canonical_url": "https://lendb.ai/lender/homeowners-financial-group-93718", "type": "imb" }, "branch": { "city": "Atlanta", "state": "GA" }, "licensed_states": [ "GA", "SC" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 18, "lender_profile_url": "https://homeownersfg.com/stevefahrenthold/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "Office in Atlanta, GA", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 18 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/steve-fahrenthold-585421", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://homeownersfg.com/stevefahrenthold/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 10, "score": 59.8, "loan_officer": { "nmls_id": 594824, "slug": "nicholas-redhead-594824", "full_name": "Nick Redhead", "canonical_url": "https://lendb.ai/lo/nicholas-redhead-594824", "json_url": "https://lendb.ai/lo/nicholas-redhead-594824.json", "lender": { "nmls_id": 2184, "name": "Embrace Home Loans", "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184", "type": "imb" }, "branch": { "city": "Pensacola", "state": "FL" }, "licensed_states": [ "FL", "AL", "GA", "LA", "TN" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2021-08-20", "state": "FL" }, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": 23, "lender_profile_url": "https://www.embracehomeloans.com/location/florida/tampa/nick-redhead", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: August 20, 2021 (Florida), per state regulator", "States 23 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/nicholas-redhead-594824", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.embracehomeloans.com/location/florida/tampa/nick-redhead" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 11, "score": 59.8, "loan_officer": { "nmls_id": 1447128, "slug": "jose-strickland-1447128", "full_name": "Jose Strickland", "canonical_url": "https://lendb.ai/lo/jose-strickland-1447128", "json_url": "https://lendb.ai/lo/jose-strickland-1447128.json", "lender": { "nmls_id": 71603, "name": "First Home Mortgage", "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603", "type": "imb" }, "branch": { "city": "La Plata", "state": "MD" }, "licensed_states": [ "DC", "GA" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://firsthome.com/loan-officers/jose-strickland/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/jose-strickland-1447128", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://firsthome.com/loan-officers/jose-strickland/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 12, "score": 59.8, "loan_officer": { "nmls_id": 2555076, "slug": "aaron-sanders-2555076", "full_name": "Aaron Sanders", "canonical_url": "https://lendb.ai/lo/aaron-sanders-2555076", "json_url": "https://lendb.ai/lo/aaron-sanders-2555076.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Delray Beach", "state": "FL" }, "licensed_states": [ "FL", "AL", "CA", "CT", "GA", "IA", "IL", "KS", "LA", "MA", "MD", "ME", "MI", "MS", "NC", "SC", "TX", "VA", "WY" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2024-02-23", "state": "FL" }, "licensed_since": { "year": 2024, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/delray-beach-fl-5246/aaron-sanders/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: February 23, 2024 (Florida), per state regulator", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/aaron-sanders-2555076", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/delray-beach-fl-5246/aaron-sanders/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 13, "score": 59.3, "loan_officer": { "nmls_id": 5675, "slug": "kraig-spence-5675", "full_name": "Kraig Spence", "canonical_url": "https://lendb.ai/lo/kraig-spence-5675", "json_url": "https://lendb.ai/lo/kraig-spence-5675.json", "lender": { "nmls_id": 1591, "name": "Churchill Mortgage", "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591", "type": "imb" }, "branch": { "city": "Columbia", "state": "MD" }, "licensed_states": [ "FL", "CO", "PA", "DC", "DE", "GA", "MD", "NC", "NE", "NJ", "OH", "SC", "TN", "VA", "WA", "WV" ], "licenses": [ { "state": "CO", "confidence": "confirmed" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2007-12-15", "state": "CO" }, "licensed_since": { "year": 2007, "state": "CO" }, "years_experience": null, "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/kraig-spence", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 15, 2007 (Colorado), per state regulator" ], "canonical_url": "https://lendb.ai/lo/kraig-spence-5675", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.churchillmortgage.com/loan-officers/kraig-spence" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 14, "score": 58.5, "loan_officer": { "nmls_id": 21639, "slug": "matthew-devadan-21639", "full_name": "Matthew S. Devadan, MBA", "canonical_url": "https://lendb.ai/lo/matthew-devadan-21639", "json_url": "https://lendb.ai/lo/matthew-devadan-21639.json", "lender": { "nmls_id": 643114, "name": "Atlantic Coast Mortgage", "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114", "type": "imb" }, "branch": { "city": "Westerville", "state": "OH" }, "licensed_states": [ "FL", "GA", "IL", "IN", "MI", "NJ", "OH", "TX" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2023-10-24", "state": "FL" }, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": 25, "lender_profile_url": "https://www.atlanticcoastmortgage.com/lo/matthew-devadan/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: October 24, 2023 (Florida), per state regulator", "States 25 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/matthew-devadan-21639", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.atlanticcoastmortgage.com/lo/matthew-devadan/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 15, "score": 58.3, "loan_officer": { "nmls_id": 1423725, "slug": "william-lee-underwood-1423725", "full_name": "William Lee Underwood", "canonical_url": "https://lendb.ai/lo/william-lee-underwood-1423725", "json_url": "https://lendb.ai/lo/william-lee-underwood-1423725.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "licensed_states": [ "PA", "DE", "GA", "NJ" ], "licenses": [ { "state": "DE", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 40, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/william-lee-underwood-1423725", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 40 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/william-lee-underwood-1423725", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/william-lee-underwood-1423725" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 16, "score": 57.8, "loan_officer": { "nmls_id": 216306, "slug": "mark-niosi-216306", "full_name": "Mark Niosi", "canonical_url": "https://lendb.ai/lo/mark-niosi-216306", "json_url": "https://lendb.ai/lo/mark-niosi-216306.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Dunkirk", "state": "MD" }, "licensed_states": [ "FL", "DC", "DE", "GA", "MD", "NC", "SC", "VA", "WV" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "low-credit", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2020-12-23", "state": "FL" }, "licensed_since": { "year": 2020, "state": "FL" }, "years_experience": 24, "lender_profile_url": "https://crosscountrymortgage.com/dunkirk-md-2723/mark-niosi/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 23, 2020 (Florida), per state regulator", "States 24 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/mark-niosi-216306", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/dunkirk-md-2723/mark-niosi/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 17, "score": 57.8, "loan_officer": { "nmls_id": 686541, "slug": "joseph-mcbreen-686541", "full_name": "Joe McBreen", "canonical_url": "https://lendb.ai/lo/joseph-mcbreen-686541", "json_url": "https://lendb.ai/lo/joseph-mcbreen-686541.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Michigan City", "state": "IN" }, "licensed_states": [ "FL", "AL", "AR", "AZ", "CA", "CT", "DC", "GA", "IA", "IL", "IN", "LA", "MI", "MO", "MS", "NV", "OH", "OK", "OR", "PA", "TN", "TX" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2018-10-16", "state": "FL" }, "licensed_since": { "year": 2018, "state": "FL" }, "years_experience": 16, "lender_profile_url": "https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: October 16, 2018 (Florida), per state regulator", "States 16 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/joseph-mcbreen-686541", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/michigan-city-in-3031/joseph-mcbreen/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 18, "score": 57, "loan_officer": { "nmls_id": 399405, "slug": "devin-fahrner-399405", "full_name": "Devin Fahrner", "canonical_url": "https://lendb.ai/lo/devin-fahrner-399405", "json_url": "https://lendb.ai/lo/devin-fahrner-399405.json", "lender": { "nmls_id": 1850, "name": "American Pacific Mortgage", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "type": "imb" }, "branch": { "city": "Eagle", "state": "ID" }, "licensed_states": [ "FL", "CO", "AL", "AR", "AZ", "CA", "GA", "ID", "IL", "IN", "MT", "NV", "OK", "OR", "SD", "TX", "WA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "va", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2024-02-28", "state": "CO" }, "licensed_since": { "year": 2024, "state": "CO" }, "years_experience": 30, "lender_profile_url": "https://www.apmortgage.com/devin-fahrner", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: February 28, 2024 (Colorado), per state regulator", "States 30 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/devin-fahrner-399405", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.apmortgage.com/devin-fahrner" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 19, "score": 56.3, "loan_officer": { "nmls_id": 151940, "slug": "mark-auger-151940", "full_name": "Mark Auger", "canonical_url": "https://lendb.ai/lo/mark-auger-151940", "json_url": "https://lendb.ai/lo/mark-auger-151940.json", "lender": { "nmls_id": 93718, "name": "Homeowners Financial Group", "canonical_url": "https://lendb.ai/lender/homeowners-financial-group-93718", "type": "imb" }, "branch": { "city": "Atlanta", "state": "GA" }, "licensed_states": [ "GA" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2019-06-26", "state": "FL" }, "licensed_since": { "year": 2019, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://homeownersfg.com/markauger/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "Office in Atlanta, GA", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: June 26, 2019 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/mark-auger-151940", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://homeownersfg.com/markauger/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 20, "score": 56.3, "loan_officer": { "nmls_id": 1395394, "slug": "maggie-mikaitis-1395394", "full_name": "Maggie Mikaitis", "canonical_url": "https://lendb.ai/lo/maggie-mikaitis-1395394", "json_url": "https://lendb.ai/lo/maggie-mikaitis-1395394.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Chicago", "state": "IL" }, "licensed_states": [ "FL", "AL", "AR", "AZ", "CA", "CO", "GA", "IA", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MS", "NC", "NH", "NJ", "NM", "NV", "OH", "OK", "PA", "RI", "SC", "TN", "TX", "VA", "VT", "WI", "WY" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "RI", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" }, { "state": "WY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2018-11-01", "state": "FL" }, "licensed_since": { "year": 2018, "state": "FL" }, "years_experience": 13, "lender_profile_url": "https://crosscountrymortgage.com/chicago-il-5072/maggie-mikaitis/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: November 1, 2018 (Florida), per state regulator", "States 13 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/maggie-mikaitis-1395394", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/chicago-il-5072/maggie-mikaitis/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 21, "score": 55.8, "loan_officer": { "nmls_id": 141727, "slug": "sean-pierpont-141727", "full_name": "Sean Pierpont", "canonical_url": "https://lendb.ai/lo/sean-pierpont-141727", "json_url": "https://lendb.ai/lo/sean-pierpont-141727.json", "lender": { "nmls_id": 71603, "name": "First Home Mortgage", "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603", "type": "imb" }, "branch": { "city": "Dunkirk", "state": "MD" }, "licensed_states": [ "FL", "DC", "DE", "GA", "MD", "NC", "SC", "VA" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2019-12-09", "state": "FL" }, "licensed_since": { "year": 2019, "state": "FL" }, "years_experience": 26, "lender_profile_url": "https://firsthome.com/loan-officers/sean-pierpont/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 9, 2019 (Florida), per state regulator", "States 26 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/sean-pierpont-141727", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://firsthome.com/loan-officers/sean-pierpont/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 22, "score": 55.3, "loan_officer": { "nmls_id": 2643728, "slug": "gregory-fearnley-2643728", "full_name": "Greg Fearnley", "canonical_url": "https://lendb.ai/lo/gregory-fearnley-2643728", "json_url": "https://lendb.ai/lo/gregory-fearnley-2643728.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Tampa", "state": "FL" }, "licensed_states": [ "FL", "AL", "AZ", "CA", "CO", "CT", "DC", "GA", "IA", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MO", "NC", "NH", "NY", "PA", "TN", "TX", "VA", "WA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2025-01-08", "state": "FL" }, "licensed_since": { "year": 2025, "state": "FL" }, "years_experience": 11, "lender_profile_url": "https://crosscountrymortgage.com/tampa-fl-4539/gregory-fearnley/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: January 8, 2025 (Florida), per state regulator", "States 11 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/gregory-fearnley-2643728", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/tampa-fl-4539/gregory-fearnley/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] }, { "rank": 23, "score": 55, "loan_officer": { "nmls_id": 1220019, "slug": "anthony-chetcuti-1220019", "full_name": "Anthony Chetcuti", "canonical_url": "https://lendb.ai/lo/anthony-chetcuti-1220019", "json_url": "https://lendb.ai/lo/anthony-chetcuti-1220019.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Southfield", "state": "MI" }, "licensed_states": [ "CT", "GA", "IL", "MI", "OR" ], "licenses": [ { "state": "CT", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2015-01-23", "state": "FL" }, "licensed_since": { "year": 2015, "state": "FL" }, "years_experience": 12, "lender_profile_url": "https://crosscountrymortgage.com/southfield-mi-5049/anthony-chetcuti/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Real estate investor on lender page (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; 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verify at NMLS)", "Earliest state license record: February 5, 2026 (Florida), per state regulator", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/joe-donovan-1450210", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/" }, "match_status": "exact", "matched_specialties": [ "investor" ], "unconfirmed_specialties": [] } ] }