--- canonical_url: https://lendb.ai/s/investor/maryland last_verified: 2026-10-09 --- # Loan officers for real estate investors in Maryland As of 2026-10-09, LenDb lists 87 loan officers licensed in or based in Maryland whose lender pages show Real estate investor work. The top-ranked are Trey Jones (First Home Mortgage, Bethesda), Jason Inglish (ALCOVA Mortgage, Cumberland) and Kraig Spence (Churchill Mortgage, Columbia). Ranking is lender-neutral: specialty evidence first, then a license in MD, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Trey Jones](https://lendb.ai/lo/trey-jones-338172)** (NMLS 338172), First Home Mortgage, Bethesda, MD - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Bethesda, MD - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 2. **[Jason Inglish](https://lendb.ai/lo/jason-inglish-934863)** (NMLS 934863), ALCOVA Mortgage, Cumberland, MD - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Cumberland, MD - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 26, 2022 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 3. **[Kraig Spence](https://lendb.ai/lo/kraig-spence-5675)** (NMLS 5675), Churchill Mortgage, Columbia, MD - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Columbia, MD - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 15, 2007 (Colorado), per state regulator 4. **[Mark Niosi](https://lendb.ai/lo/mark-niosi-216306)** (NMLS 216306), CrossCountry Mortgage, Dunkirk, MD - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Dunkirk, MD - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 23, 2020 (Florida), per state regulator - States 24 years of experience (lender page, 2026-10-09) 5. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 9, 2020 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 6. **[John LaMorte](https://lendb.ai/lo/john-lamorte-183959)** (NMLS 183959), CrossCountry Mortgage, Fairfax, VA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 20, 2019 (Florida), per state regulator - States 34 years of experience (lender page, 2026-10-09) 7. **[Ken Byrne](https://lendb.ai/lo/kenneth-byrne-187129)** (NMLS 187129), ALCOVA Mortgage, Chantilly, VA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 9, 2025 (Florida), per state regulator - States 34 years of experience (lender page, 2026-10-09) 8. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 5, 2023 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 9. **[Aaron Sanders](https://lendb.ai/lo/aaron-sanders-2555076)** (NMLS 2555076), CrossCountry Mortgage, Delray Beach, FL - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 23, 2024 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 10. **[Bobby Luu](https://lendb.ai/lo/hong-luu-185192)** (NMLS 185192), American Pacific Mortgage, Reston, VA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 30, 2022 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 11. **[Sean Pierpont](https://lendb.ai/lo/sean-pierpont-141727)** (NMLS 141727), First Home Mortgage, Dunkirk, MD - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Dunkirk, MD - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 9, 2019 (Florida), per state regulator - States 26 years of experience (lender page, 2026-10-09) 12. **[Joan Kofsky](https://lendb.ai/lo/joan-zeruld-kofsky-133361)** (NMLS 133361), CrossCountry Mortgage, Wayne, PA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 19, 2017 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 13. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 11, 2017 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 14. **[Jeffrey Zulauf](https://lendb.ai/lo/jeffrey-zulauf-18566)** (NMLS 18566), CrossCountry Mortgage, Suwanee, GA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 28, 2019 (Florida), per state regulator - States 15 years of experience (lender page, 2026-10-09) 15. **[Michael Repshas](https://lendb.ai/lo/michael-repshas-1025235)** (NMLS 1025235), Guild Mortgage, McLean, VA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 9, 2019 (Florida), per state regulator - States 14 years of experience (lender page, 2026-10-09) 16. **[Maggie Mikaitis](https://lendb.ai/lo/maggie-mikaitis-1395394)** (NMLS 1395394), CrossCountry Mortgage, Chicago, IL - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 1, 2018 (Florida), per state regulator - States 13 years of experience (lender page, 2026-10-09) 17. **[Bryan Sumardi](https://lendb.ai/lo/bryan-sumardi-1984869)** (NMLS 1984869), CrossCountry Mortgage, North Bethesda, MD - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in North Bethesda, MD - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 13, 2020 (Florida), per state regulator 18. **[Greg Fearnley](https://lendb.ai/lo/gregory-fearnley-2643728)** (NMLS 2643728), CrossCountry Mortgage, Tampa, FL - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 8, 2025 (Florida), per state regulator - States 11 years of experience (lender page, 2026-10-09) 19. **[Susan van de Poll](https://lendb.ai/lo/susan-van-de-poll-831038)** (NMLS 831038), Xpert Home Lending - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 1, 2006 (Colorado), per state regulator 20. **[Yanni Stefanidis](https://lendb.ai/lo/ioannis-stefanidis-1725443)** (NMLS 1725443), Churchill Mortgage, Irvine, CA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 27, 2026 (Florida), per state regulator - States 10 years of experience (lender page, 2026-10-09) 21. **[Denise Panza](https://lendb.ai/lo/denise-panza-16446)** (NMLS 16446), Total Mortgage Services, Naples, FL - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 10, 2011 (Florida), per state regulator - States 30 years of experience (lender page, 2026-10-09) 22. **[Nate Vogel](https://lendb.ai/lo/nathaniel-vogel-1235062)** (NMLS 1235062), CrossCountry Mortgage, Cedarhurst, NY - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 5, 2018 (Florida), per state regulator 23. **[Corinne Spartana](https://lendb.ai/lo/corinne-spartana-1965019)** (NMLS 1965019), Embrace Home Loans, Timonium, MD - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Timonium, MD - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 29, 2020 (Florida), per state regulator - States 6 years of experience (lender page, 2026-10-09) 24. **[Arlene Dean](https://lendb.ai/lo/arlene-dean-209987)** (NMLS 209987), First Home Mortgage, Hollywood, MD - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Hollywood, MD - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Kaitlyn Linane](https://lendb.ai/lo/kaitlyn-linane-1550584)** (NMLS 1550584), Guild Mortgage, Chantilly, VA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 16, 2020 (Florida), per state regulator ## Questions to ask - How many financed properties can I have with your programs? - Can I close in an LLC? - Do you offer DSCR or portfolio loans if I hit agency limits? Cite as: LenDb.ai, https://lendb.ai/s/investor/maryland. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._