{
  "canonical_url": "https://lendb.ai/s/investor/oregon",
  "summary": "As of 2026-10-09, LenDb lists 140 loan officers licensed in or based in Oregon whose lender pages show Real estate investor work. The top-ranked are Ryan Arzner (CrossCountry Mortgage, McMinnville), Katie Hamm (Guild Mortgage, Portland) and Phil Lyman (Guild Mortgage, Portland). Ranking is lender-neutral: specialty evidence first, then a license in OR, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "investor",
  "state": "OR",
  "total": 140,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 62.8,
      "loan_officer": {
        "nmls_id": 247157,
        "slug": "ryan-arzner-247157",
        "full_name": "Ryan Arzner",
        "canonical_url": "https://lendb.ai/lo/ryan-arzner-247157",
        "json_url": "https://lendb.ai/lo/ryan-arzner-247157.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "McMinnville",
          "state": "OR"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 22,
        "lender_profile_url": "https://crosscountrymortgage.com/mcminnville-or-4283/ryan-arzner/"
      },
      "reasons": [
        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "Branch in Oregon",
        "22 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/ryan-arzner-247157"
    },
    {
      "rank": 2,
      "score": 58.8,
      "loan_officer": {
        "nmls_id": 185848,
        "slug": "katie-hamm-185848",
        "full_name": "Katie Hamm",
        "canonical_url": "https://lendb.ai/lo/katie-hamm-185848",
        "json_url": "https://lendb.ai/lo/katie-hamm-185848.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Portland",
          "state": "OR"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "ID",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
        "lender_profile_url": "https://branches.guildmortgage.com/or/portland/katie-hamm-235-mgkha.html"
      },
      "reasons": [
        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "Branch in Oregon",
        "20 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/katie-hamm-185848"
    },
    {
      "rank": 3,
      "score": 58.8,
      "loan_officer": {
        "nmls_id": 218232,
        "slug": "phil-lyman-218232",
        "full_name": "Phil Lyman",
        "canonical_url": "https://lendb.ai/lo/phil-lyman-218232",
        "json_url": "https://lendb.ai/lo/phil-lyman-218232.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Portland",
          "state": "OR"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "ID",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 23,
        "lender_profile_url": "https://branches.guildmortgage.com/or/portland/phil-lyman-881-chply.html"
      },
      "reasons": [
        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "Branch in Oregon",
        "23 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/phil-lyman-218232"
    },
    {
      "rank": 4,
      "score": 58.8,
      "loan_officer": {
        "nmls_id": 270783,
        "slug": "katy-canales-270783",
        "full_name": "Katy Canales",
        "canonical_url": "https://lendb.ai/lo/katy-canales-270783",
        "json_url": "https://lendb.ai/lo/katy-canales-270783.json",
        "lender": {
          "nmls_id": 1591,
          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
        },
        "branch": {
          "city": "Salem",
          "state": "OR"
        },
        "licensed_states": [
          "AZ",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 29,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/katy-canales"
      },
      "reasons": [
        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "Branch in Oregon",
        "29 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/katy-canales-270783"
    },
    {
      "rank": 5,
      "score": 58.8,
      "loan_officer": {
        "nmls_id": 316203,
        "slug": "mark-irwin-316203",
        "full_name": "Mark Irwin",
        "canonical_url": "https://lendb.ai/lo/mark-irwin-316203",
        "json_url": "https://lendb.ai/lo/mark-irwin-316203.json",
        "lender": {
          "nmls_id": 3240,
          "name": "Directors Mortgage",
          "canonical_url": "https://lendb.ai/lender/directors-mortgage-3240",
          "type": "imb"
        },
        "branch": {
          "city": "Lake Oswego",
          "state": "OR"
        },
        "licensed_states": [
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 40,
        "lender_profile_url": "https://www.directorsmortgage.com/loan-officer/mark-irwin/"
      },
      "reasons": [
        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "Branch in Oregon",
        "40 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/mark-irwin-316203"
    },
    {
      "rank": 6,
      "score": 58.8,
      "loan_officer": {
        "nmls_id": 418862,
        "slug": "don-garrett-418862",
        "full_name": "Don Garrett",
        "canonical_url": "https://lendb.ai/lo/don-garrett-418862",
        "json_url": "https://lendb.ai/lo/don-garrett-418862.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Portland",
          "state": "OR"
        },
        "licensed_states": [
          "ID",
          "NV",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 30,
        "lender_profile_url": "https://branches.guildmortgage.com/or/portland/don-garrett-235-mgdga.html"
      },
      "reasons": [
        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "Branch in Oregon",
        "30 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/don-garrett-418862"
    },
    {
      "rank": 7,
      "score": 57.6,
      "loan_officer": {
        "nmls_id": 199779,
        "slug": "pat-fox-199779",
        "full_name": "Pat Fox",
        "canonical_url": "https://lendb.ai/lo/pat-fox-199779",
        "json_url": "https://lendb.ai/lo/pat-fox-199779.json",
        "lender": {
          "nmls_id": 2229,
          "name": "Union Home Mortgage",
          "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
          "type": "imb"
        },
        "branch": {
          "city": "Tigard",
          "state": "OR"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "MT",
          "OR",
          "TX",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 17,
        "lender_profile_url": "https://www.uhm.com/loan-officers/pat-fox/"
      },
      "reasons": [
        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "Branch in Oregon",
        "17 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/pat-fox-199779"
    },
    {
      "rank": 8,
      "score": 57.3,
      "loan_officer": {
        "nmls_id": 175852,
        "slug": "eric-gasper-175852",
        "full_name": "Eric Gasper",
        "canonical_url": "https://lendb.ai/lo/eric-gasper-175852",
        "json_url": "https://lendb.ai/lo/eric-gasper-175852.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Mineola",
          "state": "NY"
        },
        "licensed_states": [
          "FL",
          "CO",
          "CA",
          "CT",
          "DC",
          "DE",
          "IL",
          "MA",
          "ME",
          "MI",
          "NH",
          "NJ",
          "NY",
          "OH",
          "OR",
          "PA",
          "TX",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/mineola-ny-4750/eric-gasper/"
      },
      "reasons": [
        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/eric-gasper-175852"
    },
    {
      "rank": 9,
      "score": 56.8,
      "loan_officer": {
        "nmls_id": 220837,
        "slug": "bill-clark-220837",
        "full_name": "Bill Clark",
        "canonical_url": "https://lendb.ai/lo/bill-clark-220837",
        "json_url": "https://lendb.ai/lo/bill-clark-220837.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Clackamas",
          "state": "OR"
        },
        "licensed_states": [
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 27,
        "lender_profile_url": "https://www.fairway.com/lo/bill-clark-220837"
      },
      "reasons": [
        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "Branch in Oregon",
        "27 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/bill-clark-220837"
    },
    {
      "rank": 10,
      "score": 56.8,
      "loan_officer": {
        "nmls_id": 1068726,
        "slug": "nancy-meston-1068726",
        "full_name": "Nancy Meston",
        "canonical_url": "https://lendb.ai/lo/nancy-meston-1068726",
        "json_url": "https://lendb.ai/lo/nancy-meston-1068726.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Eugene",
          "state": "OR"
        },
        "licensed_states": [
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
        "lender_profile_url": "https://branches.guildmortgage.com/or/eugene/nancy-meston-198-eunm.html"
      },
      "reasons": [
        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "Branch in Oregon",
        "20 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/nancy-meston-1068726"
    },
    {
      "rank": 11,
      "score": 56,
      "loan_officer": {
        "nmls_id": 1089536,
        "slug": "roger-wightman-1089536",
        "full_name": "Roger Wightman",
        "canonical_url": "https://lendb.ai/lo/roger-wightman-1089536",
        "json_url": "https://lendb.ai/lo/roger-wightman-1089536.json",
        "lender": {
          "nmls_id": 1591,
          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
        },
        "branch": {
          "city": "Portland",
          "state": "OR"
        },
        "licensed_states": [
          "AK",
          "AZ",
          "CA",
          "CO",
          "ID",
          "KS",
          "MT",
          "ND",
          "NE",
          "NM",
          "OK",
          "OR",
          "TX",
          "UT",
          "WA",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 13,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/roger-wightman"
      },
      "reasons": [
        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "Branch in Oregon",
        "13 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/roger-wightman-1089536"
    },
    {
      "rank": 12,
      "score": 56,
      "loan_officer": {
        "nmls_id": 2108667,
        "slug": "richard-grossman-2108667",
        "full_name": "Richard Grossman",
        "canonical_url": "https://lendb.ai/lo/richard-grossman-2108667",
        "json_url": "https://lendb.ai/lo/richard-grossman-2108667.json",
        "lender": {
          "nmls_id": 1850,
          "name": "American Pacific Mortgage",
          "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
          "type": "imb"
        },
        "branch": {
          "city": "Tualatin",
          "state": "OR"
        },
        "licensed_states": [
          "CA",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 25,
        "lender_profile_url": "https://www.apmortgage.com/richard-grossman"
      },
      "reasons": [
        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "Branch in Oregon",
        "25 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/richard-grossman-2108667"
    },
    {
      "rank": 13,
      "score": 54.8,
      "loan_officer": {
        "nmls_id": 1664660,
        "slug": "evan-hastings-1664660",
        "full_name": "Evan Hastings",
        "canonical_url": "https://lendb.ai/lo/evan-hastings-1664660",
        "json_url": "https://lendb.ai/lo/evan-hastings-1664660.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Eugene",
          "state": "OR"
        },
        "licensed_states": [
          "AK",
          "CA",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/eugene-or-3942/evan-hastings/"
      },
      "reasons": [
        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
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}