---
canonical_url: https://lendb.ai/s/investor/pennsylvania
last_verified: 2026-10-10
---

# Loan officers for real estate investors in Pennsylvania

As of 2026-10-10, LenDb lists 37 loan officers licensed in or based in Pennsylvania whose lender pages show Real estate investor work. The top-ranked are Joan Kofsky (CrossCountry Mortgage, Wayne), Adam Workman (CrossCountry Mortgage, Charlotte) and Eric Rosemary (CrossCountry Mortgage, Boca Raton). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Joan Kofsky](https://lendb.ai/lo/joan-zeruld-kofsky-133361)** (NMLS 133361), CrossCountry Mortgage, Wayne, PA
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Office in Wayne, PA
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 22713), verified 2026-10-10
   - Earliest state license record: October 19, 2017 (Florida), per state regulator
   - States 25 years of experience (lender page, 2026-10-09)
2. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 42807), verified 2026-10-10
   - Earliest state license record: November 9, 2020 (Florida), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Eric Rosemary](https://lendb.ai/lo/eric-rosemary-301253)** (NMLS 301253), CrossCountry Mortgage, Boca Raton, FL
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 122164), verified 2026-10-10
   - Earliest state license record: January 6, 2012 (Florida), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
4. **[Jason Inglish](https://lendb.ai/lo/jason-inglish-934863)** (NMLS 934863), ALCOVA Mortgage, Cumberland, MD
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 69795), verified 2026-10-10
   - Earliest state license record: July 26, 2022 (Florida), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
5. **[Kraig Spence](https://lendb.ai/lo/kraig-spence-5675)** (NMLS 5675), Churchill Mortgage, Columbia, MD
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 110611), verified 2026-10-10
   - Earliest state license record: December 15, 2007 (Colorado), per state regulator
6. **[Jacqueline Koven](https://lendb.ai/lo/jacqueline-koven-252596)** (NMLS 252596), CrossCountry Mortgage, Summit, NJ
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 32010), verified 2026-10-10
   - Earliest state license record: March 7, 2023 (Florida), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
7. **[Keith Smith](https://lendb.ai/lo/keith-smith-903855)** (NMLS 903855), Xpert Home Lending
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 122778), verified 2026-10-10
   - Earliest state license record: February 5, 2009 (Colorado), per state regulator
   - States 25 years of experience (lender page, 2026-10-09)
8. **[Larry Vindman](https://lendb.ai/lo/larry-vindman-103147)** (NMLS 103147), CrossCountry Mortgage, Union, NJ
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 58671), verified 2026-10-10
   - Earliest state license record: September 16, 2020 (Florida), per state regulator
   - States 17 years of experience (lender page, 2026-10-09)
9. **[William Lee Underwood](https://lendb.ai/lo/william-lee-underwood-1423725)** (NMLS 1423725), Loan Factory
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 54351), verified 2026-10-10
   - States 40 years of experience (lender page, 2026-10-09)
10. **[Eric Gasper](https://lendb.ai/lo/eric-gasper-175852)** (NMLS 175852), CrossCountry Mortgage, Mineola, NY
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 73741), verified 2026-10-10
   - Earliest state license record: November 22, 2010 (Colorado), per state regulator
11. **[Joe McBreen](https://lendb.ai/lo/joseph-mcbreen-686541)** (NMLS 686541), CrossCountry Mortgage, Michigan City, IN
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 68951), verified 2026-10-10
   - Earliest state license record: October 16, 2018 (Florida), per state regulator
   - States 16 years of experience (lender page, 2026-10-09)
12. **[Jeffrey Zulauf](https://lendb.ai/lo/jeffrey-zulauf-18566)** (NMLS 18566), CrossCountry Mortgage, Suwanee, GA
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 81296), verified 2026-10-10
   - Earliest state license record: June 28, 2019 (Florida), per state regulator
   - States 15 years of experience (lender page, 2026-10-09)
13. **[George Tsemberlis](https://lendb.ai/lo/george-tsemberlis-1760286)** (NMLS 1760286), CrossCountry Mortgage, White Plains, NY
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 91885), verified 2026-10-10
   - Earliest state license record: December 3, 2020 (Florida), per state regulator
   - States 15 years of experience (lender page, 2026-10-09)
14. **[James Ward](https://lendb.ai/lo/james-ward-168854)** (NMLS 168854), Fairway Independent Mortgage Corporation, Houston, TX
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 25 years of experience (lender page, 2026-10-09)
15. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: September 5, 2023 (Florida), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
16. **[Michael Repshas](https://lendb.ai/lo/michael-repshas-1025235)** (NMLS 1025235), Guild Mortgage, McLean, VA
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 72304), verified 2026-10-10
   - Earliest state license record: August 9, 2019 (Florida), per state regulator
   - States 14 years of experience (lender page, 2026-10-09)
17. **[Bobby Luu](https://lendb.ai/lo/hong-luu-185192)** (NMLS 185192), American Pacific Mortgage, Reston, VA
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: November 30, 2022 (Florida), per state regulator
   - States 25 years of experience (lender page, 2026-10-09)
18. **[Maggie Mikaitis](https://lendb.ai/lo/maggie-mikaitis-1395394)** (NMLS 1395394), CrossCountry Mortgage, Chicago, IL
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 68824), verified 2026-10-10
   - Earliest state license record: November 1, 2018 (Florida), per state regulator
   - States 13 years of experience (lender page, 2026-10-09)
19. **[Greg Fearnley](https://lendb.ai/lo/gregory-fearnley-2643728)** (NMLS 2643728), CrossCountry Mortgage, Tampa, FL
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 116820), verified 2026-10-10
   - Earliest state license record: January 8, 2025 (Florida), per state regulator
   - States 11 years of experience (lender page, 2026-10-09)
20. **[Irini Lulu](https://lendb.ai/lo/irini-ronen-lulu-482084)** (NMLS 482084), CrossCountry Mortgage, Plymouth Meeting, PA
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Office in Plymouth Meeting, PA
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 52318), verified 2026-10-10
   - Earliest state license record: January 28, 2019 (Florida), per state regulator
   - States 25 years of experience (lender page, 2026-10-09)
21. **[Trevor Tashlik](https://lendb.ai/lo/trevor-tashlik-404222)** (NMLS 404222), CrossCountry Mortgage, Wayne, PA
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Office in Wayne, PA
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 45821), verified 2026-10-10
   - Earliest state license record: November 15, 2021 (Florida), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
22. **[Shane Weicberger](https://lendb.ai/lo/shane-weicberger-1565185)** (NMLS 1565185), CrossCountry Mortgage, Blue Bell, PA
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Office in Blue Bell, PA
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 105776), verified 2026-10-10
   - Earliest state license record: July 2, 2024 (Florida), per state regulator
   - States 7 years of experience (lender page, 2026-10-09)
23. **[Denise Panza](https://lendb.ai/lo/denise-panza-16446)** (NMLS 16446), Total Mortgage Services, Naples, FL
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 71593), verified 2026-10-10
   - Earliest state license record: February 10, 2011 (Florida), per state regulator
   - States 30 years of experience (lender page, 2026-10-09)
24. **[Nate Vogel](https://lendb.ai/lo/nathaniel-vogel-1235062)** (NMLS 1235062), CrossCountry Mortgage, Cedarhurst, NY
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 82989), verified 2026-10-10
   - Earliest state license record: July 5, 2018 (Florida), per state regulator
25. **[Ronald Atamian](https://lendb.ai/lo/ronald-atamian-963318)** (NMLS 963318), CrossCountry Mortgage, Allentown, PA
   - Lists Real estate investor on lender page (lender page, verified 2026-10-09)
   - Office in Allentown, PA
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 61017), verified 2026-10-10
   - Earliest state license record: January 27, 2021 (Florida), per state regulator
   - States 15 years of experience (lender page, 2026-10-09)

## Questions to ask

- How many financed properties can I have with your programs?
- Can I close in an LLC?
- Do you offer DSCR or portfolio loans if I hit agency limits?

Cite as: LenDb.ai, https://lendb.ai/s/investor/pennsylvania.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._