--- canonical_url: https://lendb.ai/s/investor/utah last_verified: 2026-10-09 --- # Loan officers for real estate investors in Utah As of 2026-10-09, LenDb lists 31 loan officers licensed in or based in Utah whose lender pages show Real estate investor work. The top-ranked are Mike Molina (Intercap Lending, Cottonwood Heights), Jessica Phair (Intercap Lending, Pleasant Grove) and Kris James (Intercap Lending, Cottonwood Heights). Ranking is lender-neutral: specialty evidence first, then a license in UT, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Mike Molina](https://lendb.ai/lo/mike-molina-230545)** (NMLS 230545), Intercap Lending, Cottonwood Heights, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 19 years of experience (lender page, 2026-10-09) 2. **[Jessica Phair](https://lendb.ai/lo/jessica-phair-290852)** (NMLS 290852), Intercap Lending, Pleasant Grove, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 3. **[Kris James](https://lendb.ai/lo/kris-james-900967)** (NMLS 900967), Intercap Lending, Cottonwood Heights, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 13 years of experience (lender page, 2026-10-09) 4. **[Ashlie Roe](https://lendb.ai/lo/ashlie-roe-639380)** (NMLS 639380), CrossCountry Mortgage, Eden, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Eden, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) 5. **[Andrea Roylance](https://lendb.ai/lo/andrea-roylance-260636)** (NMLS 260636), Intercap Lending, Farmington, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Farmington, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 10 years of experience (lender page, 2026-10-09) 6. **[Cesar Pardo](https://lendb.ai/lo/cesar-pardo-942929)** (NMLS 942929), Revolution Mortgage, Puyallup, WA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 12 years of experience (lender page, 2026-10-09) 7. **[Tyler Rowland](https://lendb.ai/lo/tyler-rowland-1832068)** (NMLS 1832068), Intercap Lending, Cedar City, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Cedar City, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Colorado records) - States 6 years of experience (lender page, 2026-10-09) 8. **[Leesa Millham](https://lendb.ai/lo/leesa-millham-288158)** (NMLS 288158), CrossCountry Mortgage, Cottonwood Heights, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 9. **[Corey Merrill](https://lendb.ai/lo/corey-merrill-748082)** (NMLS 748082), Intercap Lending, Pleasant Grove, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 4 years of experience (lender page, 2026-10-09) 10. **[Charles Toll](https://lendb.ai/lo/charles-toll-1783114)** (NMLS 1783114), CrossCountry Mortgage, San Juan Capistrano, CA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) 11. **[Chantry Abbott](https://lendb.ai/lo/chantry-abbott-309670)** (NMLS 309670), Guild Mortgage, St. George, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in St. George, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 12. **[Spencer Penrod](https://lendb.ai/lo/spencer-penrod-2813809)** (NMLS 2813809), CrossCountry Mortgage, South Jordan, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in South Jordan, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 13. **[Molly Barndt, MBA, CSCP](https://lendb.ai/lo/molly-barndt-2236749)** (NMLS 2236749), CrossCountry Mortgage, Chicago, IL - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 5 years of experience (lender page, 2026-10-09) 14. **[Tracey May](https://lendb.ai/lo/tracey-may-361738)** (NMLS 361738), Loan Factory, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Utah - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 15. **[Hope Orton](https://lendb.ai/lo/hope-orton-260618)** (NMLS 260618), Intercap Lending, St. George, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in St. George, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 16. **[Denise McManus](https://lendb.ai/lo/denise-mcmanus-1982222)** (NMLS 1982222), Xpert Home Lending - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 17. **[Boston Taylor](https://lendb.ai/lo/boston-taylor-2028368)** (NMLS 2028368), Guild Mortgage, Draper, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Draper, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 18. **[Josh Surver](https://lendb.ai/lo/joshua-surver-2459945)** (NMLS 2459945), Xpert Home Lending - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 19. **[Chad Mayer](https://lendb.ai/lo/chad-mayer-280921)** (NMLS 280921), Guild Mortgage, Scottsdale, AZ - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Colorado records) 20. **[Michael Murgatroy](https://lendb.ai/lo/michael-murgatroy-60099)** (NMLS 60099), CrossCountry Mortgage, Delray Beach, FL - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) 21. **[Michelle Bobart](https://lendb.ai/lo/michelle-bobart-137164)** (NMLS 137164), CrossCountry Mortgage, Chicago, IL - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) 22. **[Roger Wightman](https://lendb.ai/lo/roger-wightman-1089536)** (NMLS 1089536), Churchill Mortgage, Portland, OR - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) 23. **[Kody Condie](https://lendb.ai/lo/kody-condie-1742865)** (NMLS 1742865), CrossCountry Mortgage, Cottonwood Heights, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Colorado records) 24. **[Maria Morales](https://lendb.ai/lo/maria-morales-1937753)** (NMLS 1937753), Intercap Lending, Salt Lake City, UT - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - Office in Salt Lake City, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 7 years of experience (lender page, 2026-10-09) 25. **[Israel Sanchez](https://lendb.ai/lo/israel-sanchez-2181978)** (NMLS 2181978), Loan Factory - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - How many financed properties can I have with your programs? - Can I close in an LLC? - Do you offer DSCR or portfolio loans if I hit agency limits? Cite as: LenDb.ai, https://lendb.ai/s/investor/utah. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._