--- canonical_url: https://lendb.ai/s/investor/west-virginia last_verified: 2026-10-10 --- # Loan officers for real estate investors in West Virginia As of 2026-10-10, LenDb lists 21 loan officers licensed in or based in West Virginia whose lender pages show Real estate investor work. The top-ranked are John LaMorte (CrossCountry Mortgage, Fairfax), Ken Byrne (ALCOVA Mortgage, Chantilly) and Joe Magallanes (CrossCountry Mortgage, Newport Beach). Ranking is lender-neutral: specialty evidence first, then a license in WV, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[John LaMorte](https://lendb.ai/lo/john-lamorte-183959)** (NMLS 183959), CrossCountry Mortgage, Fairfax, VA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 20, 2019 (Florida), per state regulator - States 34 years of experience (lender page, 2026-10-09) 2. **[Ken Byrne](https://lendb.ai/lo/kenneth-byrne-187129)** (NMLS 187129), ALCOVA Mortgage, Chantilly, VA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 9, 2025 (Florida), per state regulator - States 34 years of experience (lender page, 2026-10-09) 3. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 5, 2023 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 4. **[Jason Inglish](https://lendb.ai/lo/jason-inglish-934863)** (NMLS 934863), ALCOVA Mortgage, Cumberland, MD - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 26, 2022 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 5. **[Kraig Spence](https://lendb.ai/lo/kraig-spence-5675)** (NMLS 5675), Churchill Mortgage, Columbia, MD - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 15, 2007 (Colorado), per state regulator 6. **[Mark Niosi](https://lendb.ai/lo/mark-niosi-216306)** (NMLS 216306), CrossCountry Mortgage, Dunkirk, MD - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 23, 2020 (Florida), per state regulator - States 24 years of experience (lender page, 2026-10-09) 7. **[Kaitlyn Linane](https://lendb.ai/lo/kaitlyn-linane-1550584)** (NMLS 1550584), Guild Mortgage, Chantilly, VA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 16, 2020 (Florida), per state regulator 8. **[Rex Grasz](https://lendb.ai/lo/rex-grasz-245451)** (NMLS 245451), Union Home Mortgage, Upper Sandusky, OH - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) 9. **[Richard Johnson](https://lendb.ai/lo/richard-johnson-455506)** (NMLS 455506), Lower, Fairfax, VA - Lists Real estate investor on lender page (lender page, verified 2026-10-10) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-10) 10. **[Nestor Gotay](https://lendb.ai/lo/nestor-gotay-1140480)** (NMLS 1140480), Guild Mortgage, Winchester, VA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) 11. **[Chuck Butterfield](https://lendb.ai/lo/chuck-butterfield-176620)** (NMLS 176620), Churchill Mortgage - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 22, 2014 (Colorado), per state regulator 12. **[Reily Kiser](https://lendb.ai/lo/michael-kiser-1599098)** (NMLS 1599098), Lower, Columbus, OH - Lists Real estate investor on lender page (lender page, verified 2026-10-10) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 5, 2023 (Florida), per state regulator 13. **[Jeffrey Stempler](https://lendb.ai/lo/jeffrey-stempler-171047)** (NMLS 171047), First Heritage Mortgage - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 19, 2026 (Florida), per state regulator 14. **[Kelly Cort](https://lendb.ai/lo/kelly-cort-448152)** (NMLS 448152), Guild Mortgage, Santa Rosa, CA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 12, 2022 (Florida), per state regulator 15. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 18, 2018 (Florida), per state regulator 16. **[Brandon Reilly](https://lendb.ai/lo/brandon-reilly-1654841)** (NMLS 1654841), Southern Trust Mortgage, Midlothian, VA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 20, 2026 (Florida), per state regulator 17. **[Mike Eastman](https://lendb.ai/lo/michael-eastman-21108)** (NMLS 21108), First Heritage Mortgage, Fairfax, VA - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 26, 2025 (Florida), per state regulator 18. **[Jason Orzel](https://lendb.ai/lo/jason-orzel-1034897)** (NMLS 1034897), CrossCountry Mortgage, Cleveland, OH - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 29, 2025 (Florida), per state regulator 19. **[Matthew MacDougall](https://lendb.ai/lo/matthew-macdougall-1035941)** (NMLS 1035941), First Heritage Mortgage - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[Josh Moody](https://lendb.ai/lo/joshua-moody-139695)** (NMLS 139695), Highlands Residential Mortgage, Allen, TX - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 14, 2021 (Colorado), per state regulator 21. **[Michael Caridi](https://lendb.ai/lo/michael-caridi-1535854)** (NMLS 1535854), Highlands Residential Mortgage, Greensboro, NC - Lists Real estate investor on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 29, 2021 (Florida), per state regulator ## Questions to ask - How many financed properties can I have with your programs? - Can I close in an LLC? - Do you offer DSCR or portfolio loans if I hit agency limits? Cite as: LenDb.ai, https://lendb.ai/s/investor/west-virginia. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._