---
canonical_url: https://lendb.ai/s/itin/maryland
last_verified: 2026-10-09
---

# Loan officers for ITIN borrowers in Maryland

As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in Maryland whose lender pages show ITIN borrower work. The top-ranked are Ronald Atamian (CrossCountry Mortgage, Allentown), Gregory Michael West (Loan Factory) and Eliel Banegas (American Pacific Mortgage, Gaithersburg). Ranking is lender-neutral: specialty evidence first, then a license in MD, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Ronald Atamian](https://lendb.ai/lo/ronald-atamian-963318)** (NMLS 963318), CrossCountry Mortgage, Allentown, PA
   - Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 15 years of experience (lender page, 2026-10-09)
2. **[Gregory Michael West](https://lendb.ai/lo/gregory-michael-west-1447959)** (NMLS 1447959), Loan Factory
   - Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
3. **[Eliel Banegas](https://lendb.ai/lo/eliel-banegas-1967263)** (NMLS 1967263), American Pacific Mortgage, Gaithersburg, MD
   - Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
   - Office in Gaithersburg, MD
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
4. **[Claudia Gomez](https://lendb.ai/lo/claudia-gomez-2298266)** (NMLS 2298266), American Pacific Mortgage, Gaithersburg, MD
   - Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
   - Office in Gaithersburg, MD
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Do you offer ITIN loans, and what down payment do they need?
- How do you verify my income and credit history?
- Can I refinance into a different loan later?

Cite as: LenDb.ai, https://lendb.ai/s/itin/maryland.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._