---
canonical_url: https://lendb.ai/s/itin/tennessee
last_verified: 2026-10-10
---

# Loan officers for ITIN borrowers in Tennessee

As of 2026-10-10, LenDb lists 3 loan officers licensed in or based in Tennessee whose lender pages show ITIN borrower work. The top-ranked are Jonathan Salinas (CrossCountry Mortgage, Memphis), Jamie Beaston (Lower, Hurst) and Ari Wren (American Pacific Mortgage, El Paso). Ranking is lender-neutral: specialty evidence first, then a license in TN, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jonathan Salinas](https://lendb.ai/lo/jonathan-salinas-2451140)** (NMLS 2451140), CrossCountry Mortgage, Memphis, TN
   - Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
   - Office in Memphis, TN
   - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
2. **[Jamie Beaston](https://lendb.ai/lo/jamie-beaston-1935052)** (NMLS 1935052), Lower, Hurst, TX
   - Lists ITIN borrower on lender page (lender page, verified 2026-10-10)
   - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)
3. **[Ari Wren](https://lendb.ai/lo/ari-wren-2012580)** (NMLS 2012580), American Pacific Mortgage, El Paso, TX
   - Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
   - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Do you offer ITIN loans, and what down payment do they need?
- How do you verify my income and credit history?
- Can I refinance into a different loan later?

Cite as: LenDb.ai, https://lendb.ai/s/itin/tennessee.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._